Est Deferred Compensation
ICMA
RETIREMENT
CORPORATION
August 26, .1983
1120
G Street
. Northwest
\ Suite 700
, Washington DC
20005 '
Area Code 202
737.6616
Toll free 800
424.9249
CITY MANAGER
CITY OF SALINA
P.O. BOX 746
SALINA, KANSAS
6i40J
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.--.-.-.-",."
Dear Sir/Madam'
Due to recent federal regulations and a decision to moredlrectly
invol ve employers in the admini stration of our deferred compe.nsatlon
plan, we are amending the plan document and asking that you also Join
the ICMA Retirement Trust. A full explanation of these changes is
attached.
The plan document we presently administer for you allows for amendments
to qecome effectiv,e if you do not file an objection wi thin 60 days of
our notice to you. This letter prOVides that notice. However, we have
packaged the revised plan with a resolution for your governing body
which addresses its adoption of the revision, as well as a Declaration
of Trust for the ICMA Retirement Trust and certain minor amendments to
the current trust agreement between you and the Retirement Corporation.
The new Retirement Trust provides for your participation In the
election of trustees to oversee the conduct of the program, but will
not result in a change in the underlying investments. We believe this
new structure further demonstrates Dur commitment to the welfare of our
participating employers and employees.
On October 24, 1983, the ballots for electing the first Board of
Trustees will be mailed to those employe.rs which have formally adopted
the trust. If you have any questions, please call toll-tree at
800-424-9249.
er::~oo~
esident
PLD/mam
Enc.
The ICMA Retirement Corporation is the administrator of a deferred compensation retirement plan for state and local govemment under the sponsorship of:
Intemational City Management Association. Municipal Finance Officers Association. Intemational Personnel Management Association. National Institute of
Municipal Law Officers. National League of Cities. American Society for Public Administration. American Institute of Planners. American Society of Planning
Officials. American Public Wor1<s Association. American Public Power Association. Building Officials and Code Administrators Intemational . American
Association of Il.irport Executives. Intemationallnstitute of Municipal Cler1<s . American Public Gas Association. Intemational Association of Assessing Officers
IC~t\
RETIRE}VIENT
CORPORATION
1120
G Street
Northwest
Suite 700
Washington DC
20005
Area Code 202
737-6616
Toll free 800
424-9249
FILE INFORMATION SHEET
The information you provide on this sheet is essential for proper plan administration. As you complete this form,
please refer to the instructions on the reverse side.
1. Employer's full name (City of, County of, etc.)
City of Salina, Kansas
2. Plan Coordinator (Name and title of official to whom all correspondence and reports are to be mailed)
Rufus L. Nye, City Manager
3. Employer's address
P. O. Box 746
Slrpf't po Box ele J
Sal ina
KS
60402-0746
i c: ~; I
'slatel
ZiP code"
4. Phone number
(913)823-2277
5. Employer's Federal Tax Identification Number
48-6017228
6. How often will you make contributions?
Semi-monthly
7. What is the first pay date of plan implementation?
Ju I y 12, 1979
8. Number of employees eligible to participate
352
9. Total number of employees
352
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INTERNATIONAL CITY MANAGEMENT ASSOCIATION
RETIREMENT CO RPORA TlON
DEFERRED COMPENSATION PLAN
..
.!UL 2:3 1979
Amended as ofJune 28, 1974 L...:IVIA _ R
THIS DEFERRED COMPENSATION PLAN, hereby established by Ci t,y of ~~ 1 i n~. K;:m~~~1
hereinafter the Employer; by agreements with the I nternational City Management Association Retireme"!'t Corporation and with the
employees, officers, and officials of said employer who become party to this agreement, by reason of a "Joinder Agreement" signed
at this time, or at some time in the future.
WH ER EAS, the Employer has certain employees rendering to it valuable services; and
WHEREAS, the Employer is able to provide its employees with certain benefits under this Plan which assure to those participating
employees reasonable retirement security; and
WHEREAS. the Employer receives benefits from this Plan by increasing its ability to attract and retain competent personnel and by
increasing its flexibility in personnel management.
NOW THEREFORE WITNESSETH that the Employer has established this International City Management Association Retirement
Corporation Deferred Compensation Plan and has caused it to be executed by the official affixing his signature on behalf of the
Employer's governing body.
Conversion Provision: Where an Employer has preViously established the ICMA-RC deferred compensation plan for its employees,
this Plan shall supercede all previous documents and provisions thereof excePt that existing deferred compensation employment
agreements will continue in full force and effect in lieu of Part I of this plan, and as such, have the immediate force and effect of a
"Joinder Agreement" to this Plan. If the Employer and Employee desire to amend the existing Deferred Compensation Employment
Agreement by substituting Part I of this Plan therefor, this may be done by execution of a "Joinder Agreement",
Attest for Employer:
For the Employer:
By: ~ ~_ ~.<~
Signature of Authorized Official/Date
,..
Karen M. Graves. Mavor
Print Name and Title
~
-rA
"
Attest for ICMA-Retirement Corporation
For the ICMA Retirement Corporation
/
-...
Signature of Authorized Official
By:; ; . i-..
Signature of Authorized Official/Date
'-------.
Peter L lS~Groote
General Manager
William E. Besuden, Secretary-Treasurer
SEE INSTRUCTIONS FOR IMPLEMENTATION PRIOR TO COMPLETING THIS SECTION
Complete the following prior to mailing this agreement to the Retirement Corporation
Full Name (City of, County of, etc.):
City of Salina. Kansas
Title of Official to whom correspondence and reports are to be mailed:
(not name)
City Manaqer
Address: !include zip code)
Enter your amendment date here:
(It may be January 1 Or the beginning date of your fiscal year)
January 1 st
WH^T IS YOUR FIRST
CONTRIBUTION D^TE
HOW OFTEN WILL YOU
M^KE CONTRIBUTIONS B i wee k 1 y
Employers' Federal Tax Identification Number:
July 12, 1979
Number of employees:
377
Number of employees eligible to participate:
377
..
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PRELIMINARY STATEMENT
ESTABLISHMENT OF THE PLAN
AMENDMENTS
The International City Management Association Retirement
Corporation, hereinafter the Retirement Corporation or ICMA-RC,
is a nonprofit Delaware Corporation. It has been classified as a
tax-exempt organization under the provisions of Section 501 lc) 131
of the Internal Revenue Code. As an aid in the improvement of state
and municipal administration in general, the Retirement Corpora-
tion is organized for the purpose of receiving and investing deferred
compensation funds of state and local governments and their related
and controlled public interest organizations which are tax exempt
under Section 501 of the Internal Revenue Code, hereinafter
referred to as "Employers"; to act as trustee and/or agent for the
collection and reinvestment of the income therefrom; and to act as
agent for such Employers and at their explicit direction for the
distribution of the funds and assets of their accounts to their
participating Employees in accordance with options provided in this
International City Management Association Retirement Corporetion
Deferred Compensation Plan, hereinafter referred to as the "Plan",
or the "ICMA-RC Plan".
The ICMA-RC Plan is set out below in two parts: I. The
Deferred Compensation Employment Agreement; and II. The
Master Trust Agreement. As set out below, the Employer adOPts
this plan as its agreement with the participating Employees and
ICMA-RC, and the Employees shall participate in the Plan through
the execution of a Joinder Agreement, which by its terms
incorporates all of the provisions of the Plan. A copy of the Plan
shall be supplied to each Employee for his study and understanding
prior to his execution of the Joinder Agreement. The Employers,
through their participation in the Plan, express their desire to have
the benefit of the continued loyalty, service and counsel of their
Employees and to assist them in providing for the contingencies of
old age dependency, disability, and death.
This Plan may be amended from time to time for purposes of
assuring its conformance to the requirements of any applicable law
or rule or regulation pursuant thereto, and to preserve the
tax-exempt status of the Plan and the Retirement Corporation. No
amendment may either directly or indirectly operate to deprive any
participating Employer of its beneficial interest in the Trust as it is
then constituted. The Retirement Corporation will notify the
partiCipating Employers of any amendment to this Plan no later
than sixty dayS prior to its effective date. Any such amendment will
become effective after the expiration of that pariod of time, except
to those Employers as may file an Objection. No amendment
proposed by participating Employers shall be effective unless agreed
to by the ICMA Retirement Corporation over the signature of an
Officer.
PART I. DEFERRED COMPENSATION EMPLOYMENT
AGREEMENT
1. Deferred Compensation-Initial Decision-Future Changes
1.1 There is no limit on the amount or percentage of the total
compensation of the Employee which may be deferred by
the Employer under this Plan.
1.2 For the purpose of this Plan the following definitions apply:
a. "Total compensation" is the total of compensation to be
paid by the Employer for the services of the Employee,
regardless of the terms used for its components, as, for
example, "base pay," "in addition to base pay," "employer's
contributions," etc.;
b. "Deferred compensation" is that amount or percentage of
the total compensation of the Employee which the Employer
currently defers from the payment to the Employee, and,
instead, depOSits same into a Deferred Compensation
Account with the Retirement Corporation under the terms of
this Plan. Deferred compensation may include amounts from
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or percentages of both "base pay" and "employers
contributions" or it may include amounts from or
percentages of only one of these components;
c. "Current compensation" is that portion of the Employee's
total compensation which is not deferred compensation as
deferred compensation is defined herein; and
d. "Base pay" is the stated salary of the Employee.
1.3 The determination of the initial amount or percentage and of
any future change in amount or percentage of deferred
compensation must be made before the beginning of the
period of service for which the compensation is payable.
1.4 The amount of total compensation may be adjusted from
time to time without altering the terms of this Plan.
However, the percentage or amount of deferred
compensation may be adjusted in accordance with 1.3 above.
Any such adjustment of the percentage or amount of
deferred compensation shall be communicated to the
Employer's agent, the Retirement Corporation, and the
deposits in the adjusted percentages or amounts, if changed
from the prior existing percentages or amounts, shall
thereafter be made by the Employer into its Retirement
Corporation Account.
2. Deferred Compensation Account. Under this Plan, deferred
compensation shall be credited and paid into the Trust established
and maintained with the International City Management Association
Retirement Corporation as Trustee. The Retirement Corporation is
a llonprofit corporation formed for the specific purpose of investing
and otherwise administering the funds of said Trust. The Trust may
be revoked at any time by the Employer, and upon revocation of
said Trust, all of the assets thereof shall return to and revert to the
Employer. The Employer shall keep accurate books and records
with respect to the Employee's total compensation or other earned
income and with respect to amounts paid into said Trust.
3. Ownership of Funds. Neither the Employee nor any benefiCiary
thereof shall have any interest whatsoever in the funds paid into the
Deferred Compensation Account or in the accumulations or any
increments on such funds, which shall at all times remain as an asset
of the Employer, subject to its absolute dominion, control, and
right of withdrawal until such time as the funds or assets of the
Account are are distributed to the Employee in accordance with the
provisions of this Plan. The obligations of the Employer to pay
deferred compensation is contractual only, the Employee having no
preferred or special interest or claim, by way of trust, annuity, or
otherwise, in and to the specific funds and assets held in the
Deferred Compensation Account. The contractual obligations of the
Employer to pay the funds and assets in its Deferred Compensation
Account to the Employee or his beneficiary on the applicable
distribution date shall be a continuing obligation upon the
Employer, and shall not be relieved by any agreement between the
Employer and any other party, excePt as provided in Section 2 of
Paragraph 12 of this Plan, and shall not be affected in any manner
by amendment or revocation of the Trust referred to in Pargraph 2
herein or by reversion of the Trust Funds to the Employer. The
provisions of this Paragraph shall supersede and control any other
provision of this Plan which could be interpreted to be in conflict
therewith.
4. Administration of Funds. The funds deposited in the Deferred
Compensation Account shall be invested and reinvested by the
Retirement Corporation, as provided for in the Trust Fund
described in Part II of this Plan, in any manner which in its sole
discretion it deems desirable, without regard at any time to any legal
limitation governing the investment of such funds. The Account
shall also reflect the gain or loss resulting from the investment and
reinvestment thereof. This Trust Fund may be commingled with
others established by the Trustee with other Employers under this
Plan.
5. Designation of I nvestments. Each participating Employer, being
advised of the preferences of, and for the benefit of each of its
participating Employees, shall designate the percentage of the
deferred compensation involved which shall be invested in the
respective types of investment funds (accounts) of the Retirement
Corporation, such as the Equity (Variable) Fund or the
Fixed-I ncome Fund, unless the laws of the applicable state or local
government require otherwise, in which case those laws shall govern.
Future elections to change the percentage to be invested in each
type of Fund may only be made prior to and for the next
succeeding annual period of service for which the compensation is
payable by filing written notice thereof with the Retirement
Corporation. Such notice will not be effective until received by the
Retirement Corporation.
6. Payment of Deferred Compensation. The words "designated
age", as used in this Paragraph and in Paragraph 9 of this Plan, shall
mean the designated age which appears in the Joinder Agreement
executed by the participating Employee. These words, as used in
this Paragraph, in Paragraph 9, and in the Joinder Agreement, shall
also include the following, without repetition therein: "or later, in
the sole discretion of the Employer, at the end of his employment
agreement, if Employee continues in the employ of the Employer
after he attains the designated age." At such time as the Employee
reaches the designated age, becomes permanently disabled, or dies,
whichever occurs first, he, or his beneficiary or beneficiaries,
nominee or estate is/are entitled to receive payment in the Deferred
Compensation Account outstanding on the date on which one of
the foregoing occurs. Payments occasioned by the Employee having
reached the designated age, becoming permanently disabled, or by
his death shall be made in accordance with the provisions of
Paragraph 7 hereof as follows:
a. Payments in monthly, quarterly, semi-annual, or annual
payments over the period of life expectancy of the Employee in
accordance with the following procedure:
Upon reaching the designated age, or becoming permanently
disabled from permanent full-time employment, whichever
fil'1lt occurs, the Employee's life expectancy shall be
determined by reference to Standard U.S. Mortality Tables:
the amounts of assets and accumulations in the Deferred
Compensation Account shall be computed together with a
reasonable rate of return on said assets, less the amount of
expected monthly distribution, over the life expectancy of
the Employee; and a monthly amount shall then be
mathematically determined, the payment of which, in equal
monthly installments over the period of the life expectancy
of the Employee, shall completely deplete the said Account
at the end of the last year of life expectancy; or
b. Payments in monthly, quarterly, semi-annual, or annual
payments in accordance with the following procedure:
Unless the Employee's employment terminates prior to the
time he attains the designated age, amounts equal to the
benefits received by the Employer, under retirement annuity
policies, shall be paid to the Employee, at such time as he
attains the designated age; or, in the case of death, payment
to his beneficiary or beneficiaries, nominee or estate pursuant
to the procedures provided in said policies and Paragraphs 7
and 8 of this Plan; or
c. Payments in monthly, quarterly, semi-annual, or annual
installments over a period of not exceeding ten (101 years, said
payments to include a reasonable return on the funds, assets and
accumulations in the Deferred Compensation Account, less the
amount of expected monthly, quarterly, semi-annual, or annual
distribution, over the said ten (101 year period; or
d. One lump sum payment.
7. Selection of Method of Payment. The method of payment shall
be selected by the Employer, acting through the Retirement
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Corporation as its duly authorized agent, due consideration being
given to health, financial circumstances and family obligations of
the Employee. In this regard, the Employee may be consulted;
however, he shall have no voice in the decision reached.
8. Payments in the Event of Death.
a. During the Period of Distribution. I n the event of the
Employee's death during the period of distribution, the
Employee's beneficiary shall be entitled to receive payments in
accordance with the payment method being employed at the
time of the Employee's death. With the consent of the
Employer, acting through the Retirement Corporation as its duly
authorized agent, said beneficiary may elect to receive a
lump-sum in lieu of installment payments.
b. Prior to Distribution. In the event of the death of the
Employee prior to the distribution, the funds and assets of the
Deferred Compensation Account shall be paid in accordance
with one of the methods described in subparagraphs a, b, c, or d
of Paragraph 6 hereof. The selection of said method shall be
made by the Employer acting through the Retirement
Corporation as its dUly authorized agent.
9. Payment Dates. Payments shall commence on the first day of the
month, following the attainment of the designated age, or later, on
the first day of the month after the end of his employment
agreement, if Employee continues in the employ of the Employer
after he attains the designated age, or likewise following permanent
disability, or death; and, in the case of installment payments, shall
be made continuously thereafter on the first day of each succeeding
month, or, in the event quarterly, semi-annual, or annual payment
installment periods are applied, then continuously thereafter on the
first day of each succeeding month which begins the time periOd
(quarterly, etc.) involved until such time as the Deferred
Compensation Account is depleted in its entirety.
10. Disbursing Agent. The Retirement Corporation shall act as
agent of the Employer for purposes of disbul'1ling payments. The
ultimate obligation for making such payments, however, shall
remain with the Employer.
11. Accumulation During the Distribution Period. During the
period of distribution, the Employee or his beneficiary or
beneficiaries, nominee or estate, as the case may be, shall continue
to be credited with all the interest, accumulations, and increments
on the undistributed funds and assets in the Deferred Compensation
Account, until such Account is depleted in its entirety.
12. Section 1. Termination of Employment. Upon termination of
the Employee's services, for any reason other than death, the funds,
assets, and accumulations in the Deferred Compensation Account
shall not be transferred to an account with a new employer of the.
Employee, and, instead, they shall remain in the original Account as
assets of the old Employer until such time as they are distributed in
accordance with the provisions of this Plan, except as provided in
Section 2 of this Paragraph.
Section 2. Transfer of Employment with Consideration Between
Employers- Tripartite Agreement.
In the event the Employee accePts employment with a new employer
participating in the ICMA-RC Deferred Compensation Plan, then, if
the past Employer finds that it has no present or future need of the
funds, assets, and accumulations in the said Account for the
payment of its general creditors or for any other purpose
whatsoever, in consideration of its desire to avoid the continuing
expense of maintaining records, and receiving, examining, verifying
and filing annual reports of the Retirement Corporation, and in
consideration of avoiding the possible future expeses of litigation of
Employee's continuing contractual rights to payment of deferred
compensation on his retirement as herein provided in the event of
any possible future revocation and withdrawal by the past Employer
of the funds, assets, and accumulations in the said Account, the past
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Employer may, at its discretion, authorize the Retirement
Corporation, as its agent, to propose to the new Employer that the
bnds, assets, and accumulations of the said Account be transferred
to the ownership, control, and right of withdrawal of the new
employer, and to do so in the event the new Employer, in
consideration of the increased value of the Employee's services by
reason of the experience gained while in past employment, agrees
to accept same, and the respective Employers and the Employee
sign an appropriate form of Agreement in which the new Employer
also agrees to assume the continuing contractua' liability to pay
deferred compensation so transferred upon retirement of the
Employee and the Employee releases the past Employer from said
continuing obligation to do same.
13. Losses. The Employer shall not be responsible for any loss due
to investment or failure of investment of funds and assets in said
Deferred Compensation Account nor shall the Employer be required
to replace any loss whatsoever which may result from said
investments.
14. Nonassignability of Deferred Compensation. The Employee
during his lifetime shall not be entitled to commute, encumber, sell
or otherwise dispose of his rights to receive deferred compensation
payments provided for herein, and the right thereto shall be
nonassignable and nontransferable. In the event of any attemPted
assignment or transfer thereof, the Employer shall have no further
liability under this Agreement.
15. Participation in other Employee Benefit Plans. Nothing herein
contained shall in any manner modify, impair, or affect the existing
or future rights or shall in any manner modify, impair, or affect the
existing or future rights or interest of the Employee (a) to receive
any employee benefits to which he would otherwise be entitled, or
(bl as a participant in any future pension plan, it being understood
that the rights and interests of the Employee to any employee
benefits or as a participant or beneficiary in or under any or all such
plans respectively shall continue in full force and effect unimpaired,
and the Employee shall have the right at any time hereafter to
become a beneficiary under or pursuant to any and all such plans.
16. Definitions. The meaning of any term or terms, phrase, clause,
or sentence used in this Agreement, which is also used in the
By-Laws of the Retirement Corporation, shall be defined as these
are defined in ARTICLE II, Section 2 of the By-Laws. Masculine
pronouns, whenever used herein, include the feminine pronouns,
and the singular includes the plural unless the context requires
another meaning.
17. Validity of Agreement. This Agreement shall not be valid or
enforceable unless signed by an officer of Employer, authorized, by
the governing body of the Employer, as, for example, the City
Council, and unless this Agreement is implemented by the execution
of the Joinder Agreement.
PART II. MASTER TRUST AGREEMENT
AGREEMENT made by and between the aforenamed Employer
and the I nternational City Management Association Retirement
Corporation (hereinafter the "Trustee" or "Retirement
Corporation"), a nonprofit corporation organized and existing
under the laws of the State of Delaware, for the purpose of investing
and otherwise administering the funds set aside by Employers in
con nection with Deferred Compensation Agreements with
Employees.
WHEREAS, The Employer desires to enter into agreements with
its Employees whereby its Employees agree to defer payments of
specified percentages of or amounts from their total compensation
as "deferred compensation" is defined in said agreements until the
occurence of certain events;
WH ER EAS, in order that there will be sufficient funds available
to discharge the foregoing contractual obligations, the Employer
-
desires to set aside periodic amounts equal to the percentage or
amount of total periodic compensation deferred;
WHEREAS, the funds set aside, together with any and all
investments thereto, are to be exclusively within the dominion,
control, and ownership of the Employer, and subject to the
Employer's absolute right of withdrawal, the Employee having no
interest whatsoever therein;
NOW, THEREFORE, this Agreement witnesseth that (a) the
Employer will pay monies to the Trustee to be placed in deferred
compensation accounts for the Employer; (bl the Trustee covenants
that it will hold said sums, and any other funds which it may receive
hereunder, in trust for the uses and purposes and upon the terms
and conditions hereinafter stated; and (c) the parties hereto agree as
follows:
ARTICLE 1. General Duties of the Parties.
Section 1.1 General Duty of the Employer. The Employer shall
make regular periOdic payments equal to the percentages of or
a mounts from its participating Employees' total periodic
compensations which are deferred in accordance with the terms and
conditions of Deferred Compensation Employment Agreements
with such Employees, or with any subsequent modification thereof.
Section 1.2. General Duties of the Trustee. The Trustee shall
hold all funds received by it hereunder, which, together with the
income therefrom, shall constitute the Trust Funds. It shall
administer the Trust Funds, collect the income thereof, and make
payments therefrom, all as hereinafter provided. The Trustee shall
also hold all Trust Funds which are transferred to it as successor
Trustee by the Employer from existing deferred compensation
arrangements with its Employees which meet the same Internal
Revenue Code requirements which govern the ICMA-RC Deferred
Compensation Plan. Such Trust Funds shall be subject to all of the
terms and provisions of this Agreement.
ARTICLE II. Powers and Duties of the Trustee in Investment,
Administration, and Disbursement of the Trust Fund.
Section 2.1 I nvestment Powers and Duties of the Trustee. The
Trustee shall have the power in its discretion to invest and reinvest
the principal and income of the Trust Fund and keep the Trust
Fund invested, without distinction between principal and income, in
such securities or in other property, real or personal, wherever
situated, as the Trustee shall deem advisable, including, but not
limited to, stocks, common or preferred, bonds, retirement annuity
and insurance policies, mortgages, and other evidences of
indebtedness or ownership, and in common trust funds of approved
financial or investment institutions, with such institutions acting as
Trustee of such common trust funds, or separate and different types
of funds (accounts) including equity, fixed-income, and those which
fulfill requirements of state and local governmental laws, established
with such approved financial or investment institutions. For these
purposes, this Trust Fund may be commingled with others
establ ished by the Trustee under this form of agreement with other
Employers. In making such investments, the Trustee shall not be
subject at any time to any legal limitation governing the investment
of such funds. Investment powers and investment discretion vested
in the Trustee by this Section may be delegated by the Trustee to
any bank, insurance or trust company, or any investment advisor,
manager or agent selected by it.
Section 2.2. Administrative Powers of the Trustee. The Trustee
shall have the power in its discretion:
(a) To purchase, or subscribe for, any securities or other
property and to retain the same in trust.
(b) To sell, exchange, convey, transfer or otherwise dispose
of any securities or other property held by it, by private
contract, or at public auction. No person dealing with the
Trustee shall be bound to see the application of the purchase
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money or to inquire into the validity, expediency, or
propriety of any such sale or other disposition.
(c) To vote upon any stocks, bonds, or other securities; to
give general or special proxies or powers of attorney with or
without power of substitution; to exercise any conversion
privileges, sUbscription rights, or other oPtions, and to make
any payments incidental thereto; to oppose, or to consent to,
or otherwise participate in, corporate reorganizations or
other changes affecting corporate securities, and to delegate
discretionary powers, and to pay any assessments or charges
in connection therewith; and generally to exercise any of the
powers of an owner with respect to stocks, bonds, securities
or other property held as part of the Trust Funds.
(d) To cause any securities or other property held as part of
the Trust Funds to be registered in its own name, and to hold
any I nvestments in bearer form, but the books and records of
the Trustee shall at all times show that all such investments
are a part of the Trust Funds.
(el To borrow or raise money for the purpose of the Trust in
such amount, and upon such terms and conditions, as the
Trustee shall deem advisable; and, for any sum so borrowed,
to issue its promissory note as Trustee, and to secure the
repayment thereof by pledging all, or any part, of the Trust
Funds. No person lending money to the Trustee shall be
bound to see the application of the money lent or to inquire
into its validity, expediency or propriety of any such
borrowing.
(f) To keep such portion of the Trust Funds in cash or cash
balances as the Trustee, from time to time, may deem to be
in the best interests of the Trust created hereby, without
liability for interest thereon.
(g) To accept and retain for such time as it may deem
advisable any securities or other property received or
acquired by it as Trustee hereunder, whether or not such
securities or other property would normally be purchased as
investments hereunder.
(hI To make, execute, acknowledge, and deliver any and all
documents of transfer and conveyance and any and all other
instruments that may be necessary or appropriate to carry
out the powers herein granted.
(j) To settle, compromise, or submit to arbitration any
claims, debts, or damages due or owing to or from the Trust
Funds; to commence or defend suits or legal or
administrative proceedings; and to represent the Trust Funds
in all suits and legal and administrative proceedings.
(j) To do all such acts, take all such proceedings, and
exercise all such rights and privileges, although not
specifically mentioned herein, as the Trustee may deem
necessary to administer the Trust Funds and to carry out the
purposes of this Trust.
Section 2.3. Distributions from the Trust Funds. The Employer
hereby appoints the Trustee as its agent for purposes of selecting the
method by which distributions from the Trust Funds are to be
made, as well as for purposes of making such distributions. In this
regard the terms and conditions set forth in the Agreements to be
executed between the Employer and its Employees, and any
subsequent modifications thereof, are to guide and control the
Trustee's power.
Section 2.4. Valuation of Trust Funds. At least once a year as of
Valuation Dates designated by the Trustees, the Trustee shall
determine the value of the Trust Funds. Assets of the Trust Funds
shall be valued at their market values at the close of business on the
Valuation Date, or, in the absence of readily ascertainable market
values as the Trustee shall determine, in accordance with methods
consistently followed and uniformly applied.
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ARTICLE III. For Protection of Trustee.
Section 3.1. Evidence of Action by Employer. The Trustee may
rely upon any certificate, notice or direction purporting to have
been signed on behalf of the Employer which the Trustee believes to
have been signed by a duly designated official of the Employer. No
communication shall be binding upon any of the Trust Funds or
Trustee until they are received by the Trustee.
Section 3.2. Advice of Counsel. The Trustee may consult with
any legal counsel with respect to the construction of this
Agreement, its duties hereunder, or any act, which it proposes to
take or omit, and shall not be liable for any action taken or omitted
in good faith pursuant to such advice.
Section 3.3. Miscellaneous. The Trustee shall use ordinary care
and reasonable diligence, but shall not be liable for any mistake of
judgment or other action taken in good faith. The Trustee shall not
be liable for any loss sustained by the Trust Funds by reason of any
investment made in good faith and in accordance with the
provisions of this Agreement.
The Trustee's duties and obligations shall be limited to those
expressly imposed upon it by this agreement, notwithstanding any
reference of the Plan.
ARTICLE IV. Taxes, Expe~ and Compensation of Trustee.
Section 4.1 Taxes. The Trustee shall deduct from and charge
against the Trust Funds any taxes on the Trust Funds or the income
thereof or which the Trustee is required to pay with respect to the
interest of any person therein.
Section 4.2. Expenses. The Trustee shall deduct from any
charge against the Trust funds all reasonable expenses incurred by
the Trustee in the administration of the Trust Funds, including
counsel, agency and other necessary fees.
ARTICLE V. Settlement of Accounts. The trustee shall
keep accurate and detailed accounts of all investments, receipts,
disbursements, and other transactions hereunder.
Within 90 dayS after the close of each fiscal year, the Trustee
shall render in duplicate to the Employer an account of its acts and
transactions as Trustee hereunder. If any part of the Trust Fund
shall be invested through the medium of any common, collective or
commingled Trust Funds, the last annual report of such Trust Funds
shall be submitted with and incorporated in the account.
If within 90 dayS after the mailing of the account or any
amended account the Employer has not filed with the Trustee
notice of any Objection to any act or transaction of the Trustee, the
account or amended account shall become an account stated. If any
objection has been filed, and if the Employer is satisfied that it
should be withdrawn or if the account is adjusted to the Employer's
satisfaction, the Employer shall in writing filed with the Trustee
signify approval of the account and it shall become an account
stated.
When an account becomes an account stated, such account shall
be finally settled, and the Trustee shall be completely discharged
and released, as if such account had been settled and allowed by a
judgment or decree of a court of competent jurisdiction in an action
or proceeding in which the Trustee and the Employer were parties.
The Trustee shall have the right to apply at any time to a court
of competent jurisdiction for the judicial settlement of its account.
ARTICLE VI. Resignation and Removal of Trustee.
Section 6.1. Resignation of Trustee. The Trustee may resign at
any .time by filing with the Employer its written resignation. Such
resignation shall take effect 60 days from the date of such filing and
upon appointment of a successor pursuant to Section 6.3, whichever
shall first occur.
Section 6.2. Removal of Trustee. The Employer may remove
the Trustee at any time by delivering to the Trustee a written notice
.'
. ,
of its removal and an appointment of a successor pursuant to
Section 6.3. Such removal shall not take effect prior to 60 days
from such delivery unless the Trustee agrees to an earlier effective
date.
Sect i on 6.3. A ppoi ntment of Successor Trustee. The
appointment of a successor to the Trustee shall take effect upon the
delivery to the Trustee (a) an instrument in writing executed by the
Employer appointing such successor, and exonerating such successor
from liability for the acts and omissions of its predecessor, and (b)
an acceptance in writing, executed by such successor.
All of the provisions set forth herein with respect to the Trustee
shall relate to each successor with the same force and effect as if
such successor had been originally named as Trustee hereunder.
If a successor is not appointed within 60 dayS after the Trustee
gives notice of its resignation pursuant to Section 6.1, the Trustee
may apply to any court of competent jurisdiction for appointment
of a successor.
Section 6.4 Transfer of Funds to Successor. Upon the
resignation or removal of the Trustee and appointment of a
successor, and after the final account of the Trustee has been
properly settled, the Trustee shall transfer and deliver any of the
Trust Funds involved to such successor.
ARTICLE VII. Duration and Revocation of Trust Agreement.
Section 7.1. Duration and Revocation. This Trust shall continue
for such time as may be necessary to accomplish the purpose for
which it was created but may be terminated or revoked at any time
by the Employer as it relates to any and/or all related participating
Employees. Written notice of such termination or revocation shall
be given to the Trustee by the Employer. Upon termination or
revocation of this Trust, all of the assets thereof shall return to and
revert to the Employer. Termination of this Trust shall not,
however, relieve the Employer of the Employer's continuing
obligation to pay deferred compensation upon the applicable
distribution date to any and/or each Employee with whom the
Employer has entered into a Deferred Compensation Employment
Agreement.
Section 7.2. Amendment. The Employer shall have the right to
amend this Agreement in whole and in part but only with the
Trustee's written consent. Any such amendment shall become
effective upon (a) delivery to the Trustee of a written instrument of
amendment, and (b) the endorsement by the Trustee on such
instrument of its consent thereto.
ARTICLE VIII. Miscellaneous.
Section 8.1. Laws of the State of Delaware to Govern. This
agreement and the Trust hereby created shall be construed and
regulated by the laws of the State of Delaware.
Section 8.2. Successor Employers. The term "Employer" shall
include any person who succeeds the Employer and who adOPts the
Deferred Compensation Plan of the Retirement Corporation and
becomes a party to this agreement with the consent of the Trustee.
Section 8.3. Withdrawals. The Employer may, at any time, and
from time to time, withdraw a portion or all of the Trust Funds
created by this Agreement and related Deferred Compensation
Employment Agreements.
Section 8.4. Definitions. Definitions in the By-Laws of terms,
phrases, etc., used herein apply to the same herein. The masculine
includes the feminine and the singular includes the plural unless the
context requires another meaning.
APPENDIX A
("EMPLOYER")
DEFERRED COMPENSATION PLAN
I. INTRODUCTION
The Employer hereby establishes the Employer's Deferred
Compensation Plan, hereinafter referred to as the "Plan." The Plan
consists of the provisions set forth in this document.
The primary purpose of this Plan is to provide retirement income
and other deferred benefits to the Employees of the Employer in
accordance with the provisions of section 457 of the Internal
Revenue Code of 1954, as amended.
This Plan shall be an agreement solely between the Employer
and participating Employees.
II. DEFINITIONS
2.01 Account: The bookkeeping account maintained for each
Participant reflecting the cumulative amount of the
Participant's Deferred Compensation, including any income,
gains, losses, or increases or decreases in market value
attributable to the Employer's investment of the Participant's
Deferred Compensation, and further reflecting any distribu-
tions to the Participant or the Participant's Beneficiary and
any fees or expenses charged against such Participant's
Deferred Compensation.
2.02 Administrator: The person or persons named to carry out
certain nondiscretionary administrative functions under the
Plan, as hereinafter described. The Employer may remove
any person as Administrator upon 60 days advance notice in
writing to such person, in which case the Employer shall
name another person or persons to act as Administrator. The
Administrator may resign upon 60 days advance notice in
writing to the Employer, in which the case the Employer shall
name another person or persons to act as Administrator.
2.03 Beneficiary: The person or persons designated by the
Participant in his Joinder Agreement who shall receive any
benefits payable hereunder in the event of the Participant's
death.
2.04 Deferred Compensation: The amount of Normal Compensa-
tion otherwise payable to the Participant which the
Participant and the Employer mutually agree to defer
hereunder, any amount credited to a Participant's Account by
reason of a transfer under Section 6.03, or any other amount
which the Employer agrees to credit to a Participant's
Account.
2.05 Employee: Any individual who provides services for the
Employer, whether as an employee of the Employer or as an
independent contractor, and who has been designated by the
Employer as eligible to participate in the Plan.
2.06 Includible Compensation: The amount of an Employee's
compensation from the Employer for a taxable year that is
attributable to services performed for the Employer and that
is includible in the Employee's gross income for the taxable
year for federal income tax purposes; such term does not
include any amount excludable from gross income under this
Plan or any other plan described in section 457(b) of the
Internal Revenue Code, any amount excludable from gross
income under section 403(b) of the Internal Revenue Code,
or any other amount excludable from gross income for
federal income tax purposes. Includible Compensation shall
be determined without regard to any community property
laws.
2.07 Joinder Agreement: An agreement entered into between an
Employee and the Employer, including any amendments or
modifications thereof. Such agreement shall fix the amount
of Deferred Compensation, specify a preference among the
investment alternatives designated by the Employer,
designate the Employee's Beneficiary or Beneficiaries, and
incorporate the terms, conditions, and provisions of the Plan
by reference.
2.08 Normal Compensation: The amount of compensation which
would be payable to a Participant by the Employer for a
taxable year if no Joinder Agreement were in effect to defer
compensation under this Plan.
2.09 Normal Retirement Age: Age 70, unless the Participant has
elected an alternate Normal Retirement Age by written
instrument delivered to the Administrator prior to Separation
from Service. A Participant's Normal Retirement Age
determines (a) the latest time when benefits may commence
under this Plan (unless the Participant continues employ-
ment after Normal Retirement Age), and (b) the period during
which a Participant may utilize the catch-up limitation of
Section 5.02 hereunder. Once a Participant has to any extent
utilized the catch-up limitation of Section 5.02, his Normal
Retirement Age may not be changed.
A Participant's alternate Normal Retirement Age may not
be earlier than the earliest date that the Participant will
become eligible to retire and receive unreduced retirement
benefits under the Employer's basic retirement plan covering
the Participant and may not be later than the date the
Participant attains age 70. If a Participant continues
employment after attaining age 70, not having previously
elected an alternate Normal Retirement Age, the Participant's
alternate Normal Retirement Age shall not be later than the
mandatory retirement age, if any, established by the
Employer, or the age at which the Participant actually
separates from service if the Employer has no mandatory
retirement age. If the Participant will not become eligible to
receive benefits under a basic retirement plan maintained by
the Employer, the Participant's alternate Normal Retirement
Age may not be earlier than attainment of age 55 and may not
be later than attainment of age 70.
2.10 Participant: Any Employee who has joined the Plan pursuant
to the requirements of Article IV
2.11 Plan Year: The calendar year.
-
2.12 Retirement: The first date upon which both of the following
shall have occurred with respect to a Participant: Separation
from Service and attainment of Normal Retirement Age.
2.13 Separation from Service: Severance of the Participant's
employment with the Employer. A Participant shall be
deemed to have severed his employment with the Employer
for purposes of this Plan when, in accordance with the
established practices of the Employer, the employment
relationship is considered to have actually terminated. In the
case of a Participant who is an independent contractor of the
Employer, Separation from Service shall be deemed to have
occurred when the Participant's contract under which
services are performed has completely expired and
terminated, there is no foreseeable possibility that the
Employer will renew the contract or enter into a new contract
for the Participant's services, and it is not anticipated that the
Participant will become an Employee of the Employer.
III. ADMINISTRATION
3.01 Duties of Employer: The Employer shall have the authority to
make all discretionary decisions affecting the rights or
benefits of Participants which may be required in the
administration of this Plan.
3.02 Duties of Administrator: The Administrator, as agent for the
Employer, shall perform nondiscretionary administrative
functions in connection with the Plan, including the
maintenance of Participants' Accounts, the provision of
periodic reports of the status of each Account and the
disbursement of benefits on behalf of the Employer in
accordance with the provisions of this Plan.
IV. PARTICIPATION IN THE PLAN
4.01 Initial Participation: An Employee may become a Participant
by entering into a Joinder Agreement prior to the beginning
of the calendar month in which the Joinder Agreement is to
become effective to defer compensation not yet earned.
4.02 Amendment of Joinder Agreement: A Participant may amend
an executed Joinder Agreement to change the amount of
compensation not yet earned which is to be deferred
(including the reduction of such future deferrals to zero) or to
change his investment preference (subject to such restric-
tions as may result from the nature or terms of any investment
made by the Employer). Such amendment shall become
effective as of the beginning of the calendar month
commencing after the date the amendment is executed. A
Participant may at any time amend his Joinder Agreement to
change the designated Beneficiary and such amendment
shall become effective immediately.
V. LIMITATIONS ON DEFERRALS
5.01 Normal Limitation: Except as provided in Section 5.02, the
maximum amount of Deferred Compensation for any
Participant for any taxable year shall not exceed the lesser of
$7,500.00 or 33 1/3 percent of the Participant's Includible
Compensation for the taxable year. This limitation will
ordinarily be equivalent to the lesser of $7,500.00 or 25
percent of the Participant's Normal Compensation.
5.02 Catch-up Limitation: For each of the last three (3) taxable
years of a Participant ending before his attainment of Normal
Retirement Age, the maximum amount of Deferred
Compensation shall be the lesser of (1) $15,000 or (2) the
sum of (i) the Normal Limitation for the taxable year, and (ii)
that portion of the Normal Limitation for each of the prior
taxable years of the Participant commencing after 1978
during which the Plan was in existence and the Participant
was eligible to participate in the Plan (or in any other plan
established under section 457 of the Internal Revenue Code
by an employer within the same State as the Employer) less
the amount of Deferred Compensation for each such prior
taxable year (including amounts deferred under such other
plan). For purposes of this Section 5.02, a Participant's
Includible Compensation for the current taxable year shall be
deemed to include any Deferred Compensation for the
taxable year in excess of the amount permitted under the
Normal Limitation, and the Participant's Includible Compen-
sation for any prior taxable year shall be deemed to exclude
any amount that could have been deferred under the Normal
Limitation for such prior taxable year.
5.03 Section 403(b) Annuities: For purposes of Sections 5.01 and
5.02, amounts contributed by the Employer on behalf of a
Participant for the purchase of an annuity contract described
in section 403(b) of the Internal Revenue Code shall be
treated as if such amounts constituted Deferred Compensa-
tion under this Plan for the taxable year in which the
contribution was made and shall thereby reduce the
maximum amount that may be deferred for such taxable year.
VI. INVESTMENTS AND ACCOUNT VALUES
6.01 Investment of Deferred Compensation: All investments of
Participants' Deferred Compensation made by the Employer,
including all property and rights purchased with such
amounts and all income attributable thereto, shall be the sole
property of the Employer and shall not be held in trust for
Participants or as collateral security for the fulfillment of the
Employer's obligations under the Plan. Such property shall
be subject to the claims of general creditors of the Employer,
and no Participant or Beneficiary shall have any vested
interest or secured or preferred position With respect to such
property or have any claim against the Employer except as a
general creditor
6.02 Crediting of Accounts: The Participant's Account shall reflect
the amount and value of the investments or other property
obtained by the Employer through the investment of the
Participant's Deferred Compensation. It is anticipated that
the Employer's investments with respect to a Participant will
conform to the investment preference specified in the
Participant's Joinder Agreement, but nothing herein shall be
construed to require the Employer to make any particular
investment of a Participant's Deferred Compensation. Each
Participant shall receive periodic reports, not less frequently
than annually, showing the then-current value of his
Account.
6.03 Acceptance of Transfers: Pursuant to an appropriate written
agreement, the Employer may accept and credit to a
Participant's Account amounts transferred from another
employer within the same State representing amounts held
by such other employer under an eligible State deferred
compensation plan described in section 457 of the Internal
Revenue Code Any such transferred amount shall not be
treated as a deferral subject to the limitations of Article V,
provided however, that the actual amount of any deferral
under the plan from which the transfer is made shall be taken
into account in computing the catch-up limitation under
Section 502
6.04 Employer Liability: In no event shall the Employer's liability to
pay benefits to a Participant under Article VI exceed the value
of the amounts credited to the Participant's Account; the
Employer shall not be liable for losses arising from
depreciation or shrinkage in the value of any investments
acquired under this Plan
VII. BENEFITS
7.01 Retirement Benefits and Election on Separation from
Service: Except as otherwise provided in this Article VII, the
distribution of a Participant's Account shall commence
during the second calendar month after the close of the Plan
Year of the Participant's Retirement, and the distribution of
such Retirement benefits shall be made in accordance With
one of the payment options described In Section 702.
Notwithstanding the foregoing, the Participant may irrevo-
2
cably elect within 60 days following Separation from Service
to have the distribution of benefits commence on a date other
than that described in the preceding sentence which is at
least 60 days after the date such election is delivered in
writing to the Employer and forwarded to the Administrator
but not later than 60 days after the close of the Plan Year of
the Participant's Retirement.
7.02 Payment Options: As provided in Sections 701,7.05 and 7.06,
a Participant may elect to have the value of his Account
distributed in accordance with one of the following payment
options, provided that such option is consistent with the
limitations set forth in Section 7.03:
(a) Equal monthly, quarterly, semi-annual or annual
payments in an amount chosen by the Participant,
continuing until his Account is exhausted;
(b) One lump sum payment;
(c) Approximately equal monthly, quarterly, semi-annual
or annual payments, calculated to continue for a period
certain chosen by the Participant;
(d) Payments equal to payments made by the issuer of a
retirement annuity policy acquired by the Employer;
(e) Any other payment option elected by the Participant
and agreed to by the Employer.
A Participant's election of a payment option must be made at
least 30 days before the payment of benefits is to commence.
If a Participant fails to make a timely election of a payment
option, benefits shall be paid monthly under option (c) above
for a period of five years
7.03 Limitation on Options: No payment option may be selected
by the Participant under Section 702 unless the present value
of the payments to the Participant, determined as of the date
benefits commence, exceeds 50 percent of the value of the
Participant's Account as of the date benefits commence.
Present value determinations under this Section shall be
made by the Administrator in accordance with the expected
return multiples set forth in section 1.72-9 of the Federal
Income Tax Regulations (or any successor provision to such
regulations).
7.04 Post-retirement Death Benefits: Should the Participant die
after he has begun to receive benefits under a payment
option, the remaining payments, if any, under the payment
option shall be payable to the Participant's Beneficiary
commencing within 60 days after the Administrator receives
proof of the Participant's death, unless the Beneficiary elects
payment under a different payment option at least 30 days
prior to the date that the first payment becomes payable to
the Beneficiary. In no event shall the Employer or
Administrator be liable to the Beneficiary for the amount of
any payment made in the name of the Participant before the
Administrator receives proof of death of the Participant.
Notwithstanding the foregoing, payments to a Beneficiary
shall not extend over a periOd longer than (i) the Beneficiary's
life expectancy if the Beneficiary is the Participant's spouse
or (ii) fifteen (15) years if the Beneficiary is not the
Participant's spouse. If no Beneficiary IS designated in the
JOinder Agreement, or if the designated Beneficiary does not
survive the Participant for a period of fifteen (15) days, then
the commuted value of any remaining payments under the
payment option shall be paid in a lump sum to the estate of
the Participant. If the designated Beneficiary survives the
Participant for a period of fifteen (15) days, but does not
continue to live for the remaining period of payments under
the payment option (as modified, if necessary, in conformity
with the third sentence of this section), then the commuted
value of any remaining payments under the payment option
shall be paid In a lump sum to the estate of the Beneficiary.
7.05 Pre-retirement Death Benefits: Should the Participant die
before he has begun to receive the benefits provided by
Sections 7.01 or 7.06, a death benefit equal to the value of the
Participant's Account shall be payable to the Beneficiary
commencing no later than 60 days after the close of the Plan
Year in which the Participant would have attained Normal
Retirement Age. Such death benefit shall be paid in a lump
sum unless the Beneficiary elects a different payment option
within 90 days of the Participant's death. A Beneficiary who
may elect a payment option pursuant to the provisions of the
preceding sentence shall be treated as if he were a Participant
for purposes of determining the payment options available
under Section 7.02; provided, however, that the payment
option chosen by the Beneficiary must provide for payments
to the Beneficiary over a period no longer than the life
expectancy of the Beneficiary if the Beneficiary is the
Participant's spouse and must provide for payments over a
periOd not in excess of fifteen (15) years if the Beneficiary is
not the Participant's spouse.
7.06 Disability: I n the event a Participant becomes disabled before
the commencement of Retirement benefits under Section
701, the Participant may elect to commence benefits under
one of the payment optIOns described in Section 7.02 on the
last day of the month follOWing a determination of disability
by the Employer The Participant's request for such
determination must be made within a reasonable time after
the impairment which constitutes the disability occurs. A
Participant shall be considered disabled for purposes of this
Plan if he is unable to engage in any substantial gainful
activity by reason of any medically determinable physical or
mental impairment which can be expected to result in death
or be of long-continued and indefin ite duration. The
disability of any Participant shall be determined in
accordance with uniform principles consistently applied and
upon the basis of such medical evidence as the Employer
deems necessary and desirable.
7.07 Unforeseeable Emergencies: In the event an unforeseeable
emergency occurs, a Participant may apply to the Employer
to receive that part of the value of his account that is
reasonably needed to satisfy the emergency need. If such an
application is approved by the Employer, the Participant shall
be paid only such amount as the Employer deems necessary
to meet the emergency need, but payment shall not be made
to the extent that the financial hardship may be relieved
through cessation of deferral under the Plan. insurance or
other reimbursement. or liquidation of other assets to the
extent such liquidation would not itself cause severe financial
hardship. An unforeseeable emergency shall be deemed to
involve only circumstances of severe financial hardship to the
Participant resulting from a sudden and unexpected illness or
accident of the Participant or of a dependent (as defined in
section 152(a) of the Internal Revenue COde) of the
Participant. loss of the Participant's property due to casualty.
or other similar and extraordinary unforeseeable circum-
stances ariSing as a result of events beyond the control of the
Participant. The need to send a Participant's child to college
or to purchase a new home shall not be considered
unforeseeablE' emergencies. The determination as to
whether such an unforeseeable emergency eXists shall be
based on the merits of each individual case.
VIII. NON-ASSIGNABILITY
No PartiCipant or Beneficiary shall have any right to commute,
sell, assign, pledge, transfer or otherwise conveyor encumber the
right to receive any payments hereunder, which payments and
rights are expressly declared to be non-assignable and non-
transferable
IX. RELATIONSHIP TO OTHER PLANS AND EMPLOYMENT
AGREEMENTS
This Plan serves In addition to any other retirement, penSIOn, or
benefit plan or system presently in existence or hereinafter
established for the benefit of the Employer'S employees, and
participation hereunder shall not affect benefits receivable under
3
any such plan or system. Nothing contained in this Plan shall be
deemed to constitute an employment contract or agreement
between any Participant and the Employer or to give any
Participant the right to be retained in the employ of the Employer.
Nor shall anything herein be construed to modify the terms of any
employment contract or agreement between a Participant and the
Employer.
X. AMENDMENT OR TERMINATION OF PLAN
The Employer may at any time amend this Plan provided that it
transmits such amendment in writing to the Administrator at least
30 days prior to the effective date of the amendment. The consent
of the Administrator shall not be required in order for such
amendment to become effective, but the Administrator shall be
under no obligation to continue acting as Administrator hereunder
if it disapproves of such amendment. The Employer may at any
time terminate this Plan
The Administrator may at any time propose an amendment to
the Plan by an instrument in writing transmitted to the Employer at
least 30 days before the effective date of the amendment. Such
amendment shall become effective unless, within such 3D-day
period, the Employer notifies the Administrator in writing that it
disapproves such amendment, in which case such amendment
shall not become effective. In the event of such disapproval, the
Administrator shall be under no obligation to continue acting as
Administrator hereunder.
No amendment or termination of the Plan shall divest any
Participant of any rights with respect to compensation deferred
before the date of the amendment or termination.
XI. APPLICABLE LAW
This Plan shall be construed under the laws of the state where
the Employer is located and is established with the intent that it
meet the requirements of an "eligible State deferred compensation
plan" under section 457 of the Internal Revenue Code of 1954, as
amended. The provisions of this Plan shall be interpreted wherever
possible in conformity with the requirements of that section.
XII. GENDER AND NUMBER
The masculine pronoun, whenever used herein, shall include the
feminine pronoun, and the singular shall include the plural, except
where the context requires otherwise.
4
.
APPENDIX B
DECLARATION OF TRUST
of
ICMA RETIREMENT TRUST
ARTICLE I. Name and Definitions
SECTION 1.1. Name. The Name of the Trust created hereby is the
ICMA Retirement Trust.
SECTION 1.2. Definitions. Wherever they are used herein, the
following terms shall have the following respective meanings:
(a) By-Laws. The By-Laws referred to in Section 4.1 hereof, as
amended from time to time.
(b) Deferred Compensation Plan. A deferred compensation plan
established and maintained by a Public Employer for the purpose
of providing retirement income and other deferred benefits to its
employees in accordance with the provisions of section 457 of
the Internal Revenue Code of 1954. as amended.
(c) Guaranteed Investment Contract. A contract entered into by
the Retirement Trust with insurance companies that provides for
a guaranteed rate of return on investments made pursuant to
such contract.
(d) ICMA. The International City Management Association.
(e) ICMA/RC Trustees. Those Trustees elected by the Public
Employers who, in accordance with the provisions of Section
3.1 (a) hereof, are also members of the Board of Directors of ICMA
or RC.
(f) Investment Adviser. The Investment Adviser that enters into a
contract with the Retirement Trust to provide advice with respect
to investment of the Trust Property.
(g) Employer Trust. A trust created pursuant to an agreement
between RC and a Public Employer for the purpose of investing
and administering the funds set aside by such employer In
connection with its deferred compensation agreements with its
employees.
(h) Portfolios. The Portfolios of investments established by the
Investment Adviser to the Retirement Trust, under the
supervision of the Trustees, for the purpose of providing
investments for the Trust Property.
(i) Public Employee Trustees. Those Trustees elected by the
Public Employers who, in accordance with the provisions of
Section 3.1 (a) hereof, are full-time employees of Public
Employers.
(j) Public Employer. A unit of state or local government, or any
agency or instrumentality thereof, that has adopted a Deferred
Compensation Plan and has executed this Declaration of Trust.
(k) RC. The International City Management Association
Retirement Corporation.
(I) Retirement Trust. The Trust created by this Declaration of
Trust.
(m) Trust Property The amounts held in the Retirement Trust on
behalf of the Public Employers. The Trust Property shall include
any income resulting from the investment of the amounts so held.
(n) Trustees. The Public Employee Trustees and ICMA/RC
Trustees elected by the Public Employers to serve as members of
the Board of Trustees of the Retirement Trust.
ARTICLE II. Creation and Purpose of the Trust; Ownership of Trust
Property
SECTION 2.1. Creation. The Retirement Trust is created and
established by the execution of this Declaration of Trust by the Trustees
and the participating Public Employers.
SECTION 2.2 Purpose The purpose of the Retirement Trust is to
provide for the commingled investment of funds held by the Public
Employers in connection with their Deferred Compensation Plans. The
Trust Property shall be invested in the Portfolios, in Guaranteed
Investment Contracts and in other investments recommended by the
Investment Adviser under the supervision of the Board of Trustees.
SECTION 2.3 Ownership of Trust Property The Trustees shall have
legal title to the Trust Property. The Public Employers shall be the
beneficial owners of the Trust Property.
ARTICLE III. Trustees
SECTION 3.1. Number and Qualification of Trustees.
(a) The Board of Trustees shall consist of nine Trustees. Five of
the Trustees shall be full-time employees of a Public Employer
(the Public Employee Trustees) who are authorized by such
Public Employer to serve as Trustee. The remaining four Trustees
shall consist of two persons who, at the time of election to the
Board of Trustees, are members of the Board of Directors of
ICMA and two persons who, at the time of election, are members
of the Board of Directors of RC (the ICMA/RC Trustees). One of
the Trustees who is a director of ICMA, and one of the Trustees
who is a director of RC, shall, at the time of election, be full-time
employees of a Public Employer
(b) No person may serve as a Trustee for more than one term in
any ten-year period.
SECTION 32. Election and Term
(a) Except for the Trustees appointed to fill vacancies pursuant
to Section 3.5 hereof, the Trustees shall be elected by a vote of a
majority of the Public Employers in accordance with the
procedures set forth in the By-Laws.
(b) At the first election of Trustees, three Trustees shall be
elected for a term of three years, three Trustees shall be elected
for a term of two years and three Trustees shall be elected for a
term of one year At each subsequent election, three Trustees
shall be elected for a term of three years and until his or her
successor is elected and qualified
SECTION 3.3. Nominations. The Trustees who are full-time
employees of Public Employers shall serve as the Nominating
Committee for the PubliC Employee Trustees. The Nominating
Committee shall choose candidates for PubliC Employee Trustees in
accordance With the procedures set forth in the By-Laws.
SECTION 34. Resignation and Removal.
(a) Any Trustee may resign as Trustee (Without need for prior or
subsequent accounting) by an instrument in wrrting signed by the
Trustee and delivered to the other Trustees and such resignation
shall be effective upon such delivery, or at a later date according
to the terms of the instrument. Any of the Trustees may be
removed for cause, by a vote of a majority of the Public
Employers.
(b) Each Public Employee Trustee shall resign his or her position
as Trustee within sixty days of the date on which he or she ceases
to be a full-time employee of a Public Employer.
SECTION 3.5. Vacancies. The term of office of a Trustee shall
terminate and a vacancy shall occur in the event of the death,
resignation, removal, adjudicated incompetence or other incapacity to
perform the duties of the office of a Trustee. In the case of a vacancy, the
remaining Trustees shall appoint such person as they in their discretion
shall see fit (subject to the limitations set forth in this Section), to serve
for the unexpired portion of the term of the Trustee who has resigned or
otherwise ceased to be a Trustee. The appointment shall be made by a
written instrument signed by a majority of the Trustees. The person
appointed must be the same type of Trustee (i.e., PubliC Employee
Trustee or ICMA/RC Trustee) as the person who has ceased to be a
Trustee. An appointment of a Trustee may be made in anticipation of a
vacancy to occur at a later date by reason of retirement or resignation.
provided that such appointment shall not become effective prior to such
retirement or resignation. Whenever a vacancy in the number of
Trustees shall occur, until such vacancy is filled as provided in this
Section 3.5, the Trustees in office, regardless of their number, shall have
all the powers granted to the Trustees and shall discharge all the duties
imposed upon the Trustees by this Declaration. A written instrument
certifying the existence of such vacancy signed by a majority of the
Trustees shall be conclusive evidence of the existence of such vacancy.
SECTION 36. Trustees Serve in Representative Capacity. By
executing this Declaration, each Public Employer agrees that the Public
Employee Trustees elected by the Public Employers are authorized to
act as agents and representatives of the Public Employers collectively.
ARTICLE IV. Powers of Trustees
SECTION 4.1. General Powers. The Trustees shall have the power to
conduct the business of the Trust and to carryon its operations. Such
power shall include, but shall not be limited to, the power to:
(a) receive the Trust Property from the Public Employers or from
a Trustee of any Employer Trust;
(b) enter into a contract with an Investment Adviser providing,
among other things, for the establishment and operation of the
Portfolios, selection of the Guaranteed Investment Contracts in
which the Trust Property may be invested, selection of other
investments for the Trust Property and the payment of reasonable
fees to the Investment Adviser and to any sub-investment adviser
retained by the Investment Adviser;
(c) review annually the performance of the Investment Adviser
and approve annually the contract with such Investment Adviser;
(d) invest and reinvest the Trust Property in the Portfolios, the
Guaranteed Investment Contracts and in any other investment
recommended by the Investment Adviser, provided that if a
Public Employer has directed that its monies be invested in
specified Portfolios or in a Guaranteed Investment Contract, the
Trustees of the Retirement Trust shall invest such monies in
accordance with such directions;
(e) keep such portion of the Trust Property in cash or cash
balances as the Trustees, from time to time, may deem to be in the
best interest of the Retirement Trust created hereby, without
liability for interest thereon;
(f) accept and retain for such time as they may deem advisable
any securities or other property received or acquired by them as
Trustees hereunder, whether or not such securities or other
property would normally be purchased as investments here-
under:
(g) cause any securities or other property held as part of the
Trust Property to be registered in the name of the Retirement
Trust or in the name of a nominee, and to hold any investments in
bearer form, but the books and records of the Trustees shall at all
times show that all such investments are a part of the Trust
Property;
(h) make, execute, acknowledge, and deliver any and all
documents of transfer and conveyance and any and all other
instruments that may be necessary or appropriate to carry out the
powers herein granted;
(i) vote upon any stock, bonds, or other securities; give general
or special proxies or powers of attorney with or without power of
substitution; exercise any conversion privileges, subscription
rights, or other options, and make any payments incidental
thereto; oppose, or consent to, or otherwise participate in,
corporate reorganizations or other changes affecting corporate
securities, and delegate discretionary powers, and pay any
assessments or charges in connection therewith; and generally
exercise any of the powers of an owner with respect to stocks,
bonds, securities or other property held as part of the Trust
Property;
(j) enter into contracts or arrangements for goods or services
required in connection with the operation of the Retirement
Trust, including, but not limited to, contracts with custodians and
contracts for the provision of administrative services;
(k) borrow or raise money for the purpose of the Retirement
Trust in such amount, and upon such terms and conditions, as the
Trustees shall deem advisable, provided that the aggregate
amount of such borrowings shall not exceed 30% of the value of
the Trust Property. No person lending money to the Trustees
shall be bound to see the application of the money lent or to
inquire into its validity, expediency or propriety of any such
borrowing;
(I) incur reasonable expenses as required forthe operation of the
Retirement Trust and deduct such expenses from the Trust
Property;
(m) pay expenses properly allocable to the Trust Property
incurred in connection with the Deferred Compensation Plans or
the Employer Trusts and deduct such expenses from that portion
of the Trust Property beneficially owned by the Public Employer
to whom such expenses are properly allocable;
(n) payout of the Trust Property all real and personal property
taxes, income taxes and other taxes of any and all kinds which, in
the opinion of the Trustees, are properly levied, or assessed
under existing or future laws upon, or in respect of, the Trust
Property and allocate any such taxes to the appropriate accounts;
(0) adopt, amend and repeal the By-Laws, provided that such By-
Laws are at all times consistent with the terms of this Declaration
of Trust;
(p) employ persons to make available interests in the Retirement
Trust to employers eligible to maintain a deferred compensation
plan under section 457 of the Internal Revenue Code, as
amended;
(q) issue the Annual Report of the Retirement Trust, and the
disclosure documents and other literature used by the
Retirement Trust;
(r) make loans, including the purchase of debt obligations,
provided that all such loans shall bear interest at the current
market rate;
(s) contract for, and delegate any powers granted hereunder to,
such officers, agents, employees, auditors and attorneys as the
Trustees may select, provided that the Trustees may not delegate
the powers set forth in paragraphs (b), (c) and (0) of this Section
4.1 and may not delegate any powers if such delegation would
violate their fiduciary duties;
(t) provide for the indemnification of the officers and Trustees of
the Retirement Trust and purchase fiduciary insurance;
(u) maintain books and records, including separate accounts for
each Public Employer or Employer Trust and such additional
separate accounts as are required under, and consistent with, the
Deferred Compensation Plan of each Public Employer; and
2
(v) do all such acts, take all such proceedings, and exercise all
such rights and privileges, although not specifically mentioned
herein, as the Trustees may deem necessary or appropriate to
administer the Trust Property and to carry out the purposes of the
Retirement Trust.
SECTION 4.2. Distribution of Trust Property. Distributions of the
Trust Property shall be made to, or on behalf of, the Public Employer, in
accordance with the terms of the Deferred Compensation Plans or
Employer Trusts. The Trustees of the Retirement Trust shall be fully
protected in making payments in accordance with the directions of the
Public Employers or the Trustees of the Employer Trusts without
ascertaining whether such payments are in compliance with the
provisions of the Deferred Compensation Plans or the agreements
creating the Employer Trusts.
SECTION 4.3. Execution of Instruments. The Trustees may
unanimously designate anyone or more of the Trustees to execute any
instrument or document on behalf of all, including but not limited to the
signing or endorsement of any check and the signing of any
applications, insurance and other contracts, and the action of such
designated Trustee or Trustees shall have the same force and effect as if
taken by all the Trustees
ARTICLE V. Duty 01 Care and Liability 01 Trustees
SECTION 5.1. Duty of Care. In exercising the powers hereinbefore
granted to the Trustees, the Trustees shall perform all acts within their
authority for the exclusive purpose of providing benefits for the Public
Employers, and shall perform such acts with the care, skill, prudence
and diligence in the circumstances then prevailing that a prudent person
acting in a like capacity and familiar with such matters would use in the
conduct of an enterprise of a like character and with like aims.
SECTION 5.2 Liability. The Trustees shall not be liable for any
mistake of judgment or other action taken in good faith, and for any
action taken or omitted in reliance in good faith upon the books of
account or other records of the Retirement Trust, upon the opinion of
counsel, or upon reports made to the Retirement Trust by any of its
officers, employees or agents or by the Investment Adviser or any sub-
investment adviser, accountants, appraisers or other experts or
consultants selected with reasonable care by the Trustees, officers or
employees of the Retirement Trust. The Trustees shall also not be liable
for any loss sustained by the Trust Property by reason of any investment
made in good faith and in accordance with the standard of care set forth
in Section 5.1.
SECTION 5.3. Bond. No Trustee shall be obligated to give any bond
or other security for the performance of any of his or her duties
hereunder.
ARTICLE VI. Annual Report to Shareholders
The Trustees shall annually submit to the Public Employers a written
report of the transactions of the Retirement Trust, including financial
statements which shall be certified by independent public accountants
chosen by the Trustees
ARTICLE VII. Duration or Amendment 01 Retirement Trust
SECTION 7.1. Withdrawal. A Public Employer may, at any time, with-
draw from this Retirement Trust by delivering to the Board of Trustees a
statement to that effect. The withdrawing Public Employer's beneficial
interest in the Retirement Trust shall be paid out to the Public Employer
or to the Trustee of the Employer Trust, as appropriate.
SECTION 7.2. Duration. The Retirement Trust shall continue until
terminated by the vote of a majority of the Public Employers, each
casting one vote. Upon termination, all of the Trust Property shall be
paid out to the Public Employers or the Trustees of the Employer Trusts,
as appropriate.
SECTION 7.3. Amendment. The Retirement Trust may be amended
by the vote of a majority of the Public Employers, each casting one vote
SECTION 74. Procedure A resolution to terminate or amend the
Retirement Trust or to remove a Trustee sllall be submitted to a vote of
the Public Employers if (a) a majority of the Trustees so direct, or (b) a
petition requesting a vote, signed by not less than 25% of the Public
Employers, is submitted to the Trustees
ARTICLE VIII. Miscellaneous
SECTION 8.1. Governing Law. Except as otherwise required by state
or local law, this Declaration of Trust and 1 he Retiremen1 Trust hereby
created shall be construed and regulated by the laws of the Dis1rict of
Columbia.
SECTION 8.2. Counterparts. This Declaration may be executed by
the Public Employers and Trustees in two or more counterparts, each of
which shall be deemed an original but all of which together shall
constitute one and the same instrument
3
APPENDIX C
TRUST AGREEMENT WITH
THE ICMA RETIREMENT CORPORATION
AGREEMENT made by and between the Employer named in the
attached resolution and the InternatIOnal City Management Association
Retirement Corporation (hereinafter the "Trustee" or "Retirement
Corporation"), a nonprofit corporation organized and existing under the
laws of the State of Delaware, for the purpose of investing and otherwise
administering the funds set aside by Employers in connection with
deferred compensation plans established under section 457 of the
Internal Revenue Code of 1954 (the" Code") This Agreement shall take
effect upon acceptance by the Trustee of its appointment by the
Employer to serve as Trustee in accordance herewith as set forth in the
attached resolution.
WHEREAS, the Employer has established a deferred compensation plan
under section 457 of the Code (the "Plan");
WHEREAS, in order that there will be sufficient funds available to
discharge the Employer's contractual obligations under the Plan, the
Employer desires to set aside periodically amounts equal to the amount
of compensation deferred;
WHEREAS, the funds set aside, together with any and all assets derived
from the investment thereof, are to be exclusively within the dominion,
control, and ownership of the Employer, and subject to the Employer's
absolute right of withdrawal, no employees having any interest
whatsoever therein;
NOW. THEREFORE, this Agreement witnesseth that (a) the Employer
will pay monies to the Trustee to be placed in deferred compensation
accounts for the Employer; (b) the Trustee covenants that it will hold
said sums, and any other funds which it may receive hereunder, in trust
for the uses and purposes and upon the terms and conditions
hereinafter stated; and (c) the parties hereto agree as follows
ARTICLE I. General Duties of the Parties.
Section 1 1 General Duty of the Employer The Employer shall make
regular periOdiC payments equal to the amounts of its employees'
compensation which are deferred in accordance with the terms and
conditions of the Plan to the extent that such amounts are to be invested
under the Trust.
Section 12 General Duties of the Trustee. The Trustee shall hold all
funds received by it hereunder, which, together with the income
therefrom. shall constitute the Trust Funds. It shall administer the Trust
Funds, collect the income thereof. and make payments therefrom, all as
hereinafter provided The Trustee shall also hold all Trust Funds which
are transferred to It as successor Trustee by the Employer from existing
deferred compensation arrangements With its Employees under plans
described in section 457 of the Code. Such Trust Funds shall be subject
to all of the terms and provisions of this Agreement.
ARTICLE II. Powers and Duties of the Trustee in Investment,
Administration, and Disbursement of the Trust Funds.
Section 2.1. Investment Powers and Duties of the Trustee. The
Trustee shall have the power to invest and reinvest the principal and
income of the Trust Funds and keep the Trust Funds invested, without
distinction between principal and income, in securities or in other
property, real or personal, wherever situated, including, but not limited
to, stocks, common or preferred, bonds, retirement annuity and
insurance policies, mortgages, and other evidences of indebtedness or
ownership, investment companies, common or group trust funds, or
separate and different types of funds (including equity, fixed income)
which fulfill requirements of state and local governmental laws.
provided, however, that the Employer may direct investment by the
Trustee among available investment alternatives in such proportions as
the Employer authorizes in connection with its deferred compensation
agreements with its employees. For these purposes, these Trust Funds
may be commingled with Trust Funds set aside by other Employers
pursuant to the terms of the ICMA Retirement Trust. Investment powers
vested in the Trustee by the Section may be delegated by the Trustee to
any bank, insurance or trust company or any investment advisor,
manager or agent selected by it.
Section 2.2. Administrative Powers of the Trustee. The Trustee shall
have the power in its discretion:
(a) To purchase, or subscribe for, any securities or other
property and to retain the same in trust.
(b) To sell, exchange, convey, transfer or otherwise dispose of
any securities or other property held by it, by private contract, or
at publiC auction. No person dealing with the Trustee shall be
bound to see the application of the purchase money or to inquire
into the validity, expediency, or propriety of any such sale or
other disposition.
(c) To vote upon any stocks, bonds, or other securities; to give
general or special proxies or powers of attorney with or without
power of substitution; to exercise any conversion privileges,
subscription rights, or other options, and to make any payments
incidental thereto; to oppose, or tJ consent to, or otherwise
participate in, corporate reorganizations or other changes
affecting corporate securities, and to delegate discretionary
powers, and to pay any assessmems or charges in connection
therewith; and generally to exercise any of the powers of an
owner with respect to stocks, bonds, securities or other property
held as part of the Trust Funds.
(d) To cause any securities or other property held as part of the
Trust Funds to be registered in its own name, and to hold any
investments in bearer form, but the books and records of the
Trustee shall at all times show that all such investments are a part
of the Trust Funds.
(e) To borrow or raise money for the purpose of the Trust In such
amount, and upon such terms and conditions, as the Trustee shall
deem advisable; and, for any sum so borrowed, to issue its
promissory note as Trustee, and to secure the repayment thereof
by pledging all, or any part, of the Trust Funds. No person lending
money to the Trustee shall be bound to see the application of the
money lent or to inquire into its validity, expediency or propriety
of any such borrowing.
(f) To keep such portion of the Trust Funds in cash or cash
balances as the Trustee, from time to time, may deem to be in the
best interest of the Trust created hereby, without liability for
interest thereon.
(g) To accept and retain for such time as it may deem advisable
any securities or other property received or acquired by it as
Trustee hereunder, whether or not such securities or other
property would normally be purchased as investment hereunder.
(h) To make, execute, acknowledge, and deliver any and all
documents of transfer and conveyance and any and all other
instruments that may be necessary or appropriate to carry out the
powers herein granted.
-
(i) To settle, compromise, or submit to arbitration any claims,
debts, or damages due or owing to or from the Trust Funds; to
commence or defend suits or legal or administrative proceedings;
and to represent the Trust Funds in all suits and legal and
administrative proceedings.
(j) To do all such acts. take all such proceedings, and exercise all
such rights and privileges, although not specifically mentioned
herein, as the Trustee may deem necessary to administer the
Trust Funds and to carry out the purposes of this Trust.
Section 2.3. Distributions from the Trust Funds. The Employer
hereby appoints the Trustee as its agent for the purpose of making
distributions from the Trust Funds. In this regard the terms and
conditions set forth in the Plan are to guide and control the Trustee's
power.
Section 2.4. Valuation of Trust Funds. At least once a year as of
Valuation Dates designated by the Trustee, the Trustee shall determine
the value of the Trust Funds. Assets of the Trust Funds shall be valued at
their market values at the close of business on the Valuation Date, or, in
the absence of readily ascertainable market values as the Trustee shall
determine, in accordance with methods consistently followed and
uniformly applied.
ARTICLE III. For Protection of Trustee.
Section 3.1. Evidence of Action by Employer. The Trustee may rely
upon any certificate, notice or direction purporting to have been signed
on behalf of the Employer which the Trustee believes to have been
signed by a duly designated official of the Employer. No communication
shall be binding upon any of the Trust Funds or Trustee until they are
received by the Trustee.
Section 3.2. Advice of Counsel. The Trustee may consult with any
legal counsel with respect to the construction of this Agreement, its
duties hereunder, or any act, which it proposes to take or omit, and shall
not be liable for any action taken or omitted in good faith pursuant to
such advice.
Section 3.3. Miscellaneous. The Trustee shall use ordinary care and
reasonable diligence, but shall not be liable for any mistake of judgment
or other action taken in good faith. The Trustee shall not be liable for any
loss sustained by the Trust Funds by reasons of any investment made in
good faith and in accordance with the provisions of this Agreement.
The Trustee's duties and obligations shall be limited to those
expressly imposed upon it by this Agreement.
ARTICLE IV. Taxes, Expenses and Compensation of Trustee.
Section 4.1. Taxes. The Trustee shall deduct from and charge against
the Trust Funds any taxes on the Trust Funds or the income thereof or
which the Trustee is required to pay with respect to the interest of any
person therein.
Section 4.2. Expenses. The Trustee shall deduct from and charge
against the Trust Funds all reasonable expenses incurred by the Trustee
in the administration of the Trust Funds, including counsel, agency,
investment advisory, and other necessary fees.
ARTICLE V. Settlement of Accounts. The Trustee shall keep accurate
and detailed accounts of all investments, receipts, disbursements, and
other transactions hereunder.
Within ninety (90) days after the close of each fiscal year, the Trustee
shall render in duplicate to the Employer an account of its acts and
transactions as Trustee hereunder. If any part of the Trust Fund shall be
invested through the medium of any common, collective or commingled
Trust Funds, the last annual report of such Trust Funds shall be
submitted with and incorporated in the account.
If within ninety (90) days after the mailing of the account or any
amended account the Employer has not filed with the Trustee notice of
any objection to any act or transaction of the Trustee, the account or
amended account shall become an account stated. If any objection has
been filed, and if the Employer is satisfied that it should be withdrawn or
if the account is adjusted to the Employer's satisfaction, the Employer
shall in writing filed with the Trustee signify approval of the account and
it shall become an account stated.
When an account becomes an account stated, such account shall be
finally settled, and the Trustee shall be completely discharged and
released, as if such account had been settled and allowed by a judgment
or decree of a court of competent jurisdiction in an action or proceeding
in which the Trustee and the Employer were parties.
The Trustee shall have the right to apply at any time to a court of
competent jurisdiction for the judicial settlement of its account.
ARTICLE VI. Resignation and Removal of Trustee.
Section 6.1. Resignation of Trustee. The Trustee may resign at any
time by filing with the Employer its written resignation. Such resignation
shall take effect sixty (60) days from the date of such filing and upon
appointment of a successor pursuant to Section 6.3., whichever shall
first occur.
Section 6.2. Removal of Trustee. The Employer may remove the
Trustee at any time by delivering to the Trustee a written notice of its
removal and an appointment of a successor pursuant to Section 6.3.
Such removal shall not take effect prior to sixty (60) days from such
delivery unless the Trustee agrees to an earlier effective date.
Section 6.3. Appointment of Successor Trustee. The appointment of
a successor to the Trustee shall take effect upon the delivery to the
Trustee of (a) an instrument in writing executed by the Employer
appointing such successor, and exonerating such successor from
liability for the acts and omissions of its predecessor, and (b) an
acceptance in writing, executed by such successor.
All of the provisions set forth herein with respect to the Trustee shall
relate to each successor with the same force and effect as if such
successor had been originally named as Trustee hereunder.
If a successor is not appointed with sixty (60) days after the Trustee
gives notice of its resignation pursuant to Section 6.1., the Trustee may
apply to any court of competent jurisdiction for appointment of a
successor.
Section 6.4. Transfer of Funds to Successor. Upon the resignation or
removal of the Trustee and appointment of a successor, and after the
final account of the Trustee has been properly settled, the Trustee shall
transfer and deliver any of the Trust Funds involved to such successor.
ARTICLE VII. Duration and Revocation of Trust Agreement.
Section 7.1. Duration and Revocation. This Trust shall continue for
such time as may be necessary to accomplish the purpose for which it
was created but may be terminated or revoked at any time by the
Employer as it relates to any and/or all related participating Employees.
Written notice of such termination or revocation shall be given to the
Trustee by the Employer. Upon termination or revocation of the Trust,
all of the assets thereof shall return to and revert to the Employer.
Termination of this Trust shall not, however, relieve the Employer of the
Employer's continuing obligation to pay deferred compensation to
Employees in accordance with the terms of the Plan.
Section 7.2. Amendment. The Employer shall have the right to amend
this Agreement in whole and in part but only with the Trustee's written
consent. Any such amendment shall become effective upon (a) delivery
to the Trustee of a written instrument of amendment, and (b) the
endorsement by the Trustee on such instrument of its consent thereto.
ARTICLE VIII. Miscellaneous.
Section 8.1. Laws of the District of Columbia to Govern. This
Agreement and the Trust hereby created shall be construed and
regulated by the laws of the District of Columbia.
Section 8.2. Successor Employers. The "Employer" shall include any
person who succeeds the Employer and who thereby becomes subject
to the obligations of the Employer under the Plan.
Section 8.3. Withdrawals. The Employer may, at any time, and from
time to time, withdraw a portion or all of Trust Funds created by this
Agreement.
Section 8.4. Gender and Number. The masculine includes the
feminine and the singular includes the plural unless the context requires
another meaning.
2
SAMPLE RESOLUTION FOR PARTICIPATING EMPLOYERS
RESOLUTION OF
("Employer").
WHEREAS, the Employer maintains a deferred compensation plan for its employees which is administered by
the ICMA Retirement Corporation (the "Administrator"); and
WHEREAS. the Administrator has recommended changes in the plan document to comply with recent federal
legislation and Internal Revenue Service Regulations governing said plans; and
WHEREAS, the Internal Revenue Service has issued a private letter ruling approving said plan document as
complying with Section 457 of the Internal Revenue Code; and
WHEREAS. other public employers have joined together to establish the ICMA Retirement Trust for the purpose
of representing the interests of the participating employers with respect to the collective investment of funds
held under their deferred compensation plans; and
WHEREAS. said Trust is a salutary development which further advances the quality of administration for plans
administered by the ICMA Retirement Corporation:
NOW THEREFORE BE IT RESOLVED that the Employer hereby adopts the deferred compensation plan.
attached hereto as Appendix A. as an amendment and restatement of its present deferred compensation plan
administered by the ICMA Retirement Corporation. which shall continue to act as Administrator of said plan;
and
BE IT FURTHER RESOLVED that the Employer hereby executes the ICMA Retirement Trust, attached hereto as
Appendix B; and
BE IT FURTHER RESOLVED that the Employer hereby adopts the trust agreement with the ICMA Retirement
Corporation. as appears at Appendix C hereto. as an amendment and restatement of its existing trust agreement
with the ICMA Retirement Corporation, and directs the ICMA Retirement Corporation. as Trustee, to invest all
funds held under the deferred compensation plan through the ICMA Retirement Trust as soon as is practicable;
and
BE IT FURTHER RESOLVED that the _ (use title of official, not name) shall be
the coordinator for this program and shall receive necessary reports. notices. etc. from the ICMA Retirement
Corporation as Administrator. and shall cast, on behalf of the Employer. any requi red votes under the program.
Administrative duties to carry out the plan may be assigned to the appropriate departments.
I, . Clerk of the (City, County. etc.) of
do hereby certify that the foregoing resolution. proposed by (Council Member. Trustee. etc.)
. was duly passed and adopted in the (Council. Board. etc.) of the
(City. County, etc.) of at a regular meeting thereof assembled this
day of . 19~ by the following vote:
AYES:
NAYS:
ABSENT:
(SEAL)
Clerk of the (City County. etc)
RESOL~TrON ~UMBER 3425
A RESOLUTION ESTABLISHI~G A DEFERRED COMPENSATION PLAN FOR THE CITY 0F
SAL I riA, :<ANSAS.
and,
YHEREAS, the City of Salina, Kansas, has in its employ certain ~ersonr.el
WHEREAS, said employees are and will be rendering valuable services to
the City of Salina, Kansas; and,
\'/HERE.o,S, the City of Salina, Kansas, has considered the establishment
of a Deferred Compensation Plan for the said emoloyees made available to the
City of Salina, Kansas, and to said employees by the International City 11anaoe~ent
Association Retirement Corporation; and,
WHEREAS, said employees often are unable to acquire retire~ent security
under other existing and available retirement plans due to the continoencies of
employment mobility; and,
l'/HEREAS, the City of Salina, Kansas, receives benefits under said
plans by being able to assure reasonable retirement security to said employees,
by being more able to attract comoetent personnel to its service, and by
increasing its flexibility in personnel management through elimination of the
need for continued employment for the sole purpose of allowing an emoloyee to
qualify for retirement benefits,
NO~J THEREFORE, BE IT RESOLVED by the Governing Body of the City of
Salina, Kansas:
Section 1. That the City of Salina, Kansas, establish said ~eferred
Compensation Plan for said employees and hereby authorizes its ~ayor to execute
the Deferred Compensation Plan with the International City Mananement Association
Retirement Corporatation, attched hereto as AODendix A.
Section 2. That the City Manager may, on behalf of the City of Salina,
Kansas, execute all Joinder Agreements with said employees and other eligible
officials and officers, which are necessary for said persons participation in
the plan, an example of which aopears at Aopendix B, except that any Joinder
Agreements for said designated official shall be executed by the ~ayor.
AdoPted by the Board of Commissioners of the City of Salina, <ansas,
and signed by the :'~ayor this 14th day of ,"1ay, 1979.
~UA- 3h. .>f:k-__
Karen ~. Graves, Mayor
(SEAL)
ATTEST:
~)a.,,~
D. L. Harrison, City Clerk
ICMA Retirement Corporation
Summary of Changes for Plans Administered by
The ICMA Retirement Corporation
Recent changes in federal regulations concerning public
deferred compensation plans make it necessary for nearly
all plans to be amended. Accordingly, we are offering
a revision of the deferred compensation plan we admin-
ister for your employees on your behalf. Also, we have
taken this opportunity to make other desirable changes
in our administrative arrangements which we believe will
further enhance the quality of our program by increasing
your ability to directly influence our activities and policies.
These changes are reflected in the three documents which
are enclosed. We ask that you obtain a resolution of your
governing body adopting these documents. A suggested
resolution is enclosed for your convenience. The docu-
ments are as follows:
1. A new deferred compensation plan document which
amends and restates the existing plan. This plan has
been prepared in light of new Internal Revenue Ser-
vice regulations, was submitted to the IRS, and has
received its approval. The basic philosophy of plan
design has been to provide a plan as liberal as the law
and regulations will allow.
The existing plan provides for amendment upon our
proposal with such amendment to become effective
within 60 days unless you object in writing. Accord-
ingly, you should regard this as formal notice of plan
amendment. While governing body action is not re-
quired for plan amendments, we recommend that you
formally adopt the new plan in conjunction with the
other documents.
2. A Declaration of Trust for the leMA Retirement
Trust. This is a new feature of our organizational
structure. We currently have a direct Retirement Trust
relationship with you which will continue. The new
trust establishes a Board of Trustees to be selected by
participating employees, thus giving the employers
ultimate control over the management of the funds.
Included in the trustees' responsibilities are oversight
of our performance, appointment of auditors, and
monitoring of investment goals and objectives.
The new trust arrangement has been submitted to the
Securities and Exchange Commission for its review.
As you may know, unlike the IRS, the SEC does not
approve transactions but indicates whether or not it will
take action against you if a transaction is carried out.
The SEC has given us a "no-action" letter with respect
to the Retirement Trust's compliance with the registra-
tion provisions of the federal securities laws.
The Retirement Trust has been created by a Founders
Committee of persons representative of the participants
in the RC program. They have determined that the first
elections shall be held in the early fall of 1983,
preferably September. We will need copies of your
governing body's resolution if you are to vote in the
first election or for any of your employees to be
nominated as trustees.
It is expected that all investments made on your behalf
will be held under the ICMA Retirement Trust after
it becomes effective. However, it is also expected that,
unless an employer adopts the Declaration of Trust,
its investments will not be held thereunder following
a transitional period. Therefore, while failure to adopt
the Declaration of Trust will not directly affect your
plan or have any immediate effect on the investment
of your funds, it is required for your full and continu-
ing participation in the Retirement Trust.
3. An amended version of your existing trust agree-
ment. The amendments are intended to clarify this
agreement and conform it to the new plan document.
These changes improve and enhance the program. The
addition of the ICMA Retirement Trust is done in the spirit
of our long-standing objective of serving the best interests
of our participants. In the event you feel a need for addi-
tional information, please feel free to call our office toll-
free at (800) 424-9249. As always, we are prepared to
assist you.