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Letter of Credit Department of Finance & Administration Office of City Clerk . .4f/Ili IlL , Lieu Ann Nicola, City Clerk 300 West Ash Street, Suite 206 P.O. Box 736 Salina, Kansas 67402-0736 Salina 'PrOJt-d qq-~ TELEPHONE (785) 309-5735 FAX (785) 309-5738 TDD (785) 309-5747 e-mail: lieuann.nicola@salina.org Website: www.cLsalina.ks.us March 20, 2003 Bank of America Treasury Management Services Mail Code: CA9-703-19-09 333 S. Beaudry Avenue, 19th Floor Los Angeles, CA 90017 RE: Irrevocable Standby Letter of Credit Number 3023074 To Whom It May Concern: Please consider this letter your release from the Irrevocable Letter of Credit issued for Reality Associates, Inc., in the amount of $51,384.32. The Engineering and General Services Department of the City of Salina has determined that Reality Associates has met the requirements needed to release this letter of credit. If you have any questions, please contact me. Sincerely, ~ Lieu Ann Nicola City Clerk Enclosure: Original Irrevocable Letter of Credit cc: Brad Johnson, Civil Engineer Realty Associates, Inc. r" , Bank of America. ~ ..~~. Treasury Management Services Standby Letters of Credit #22621 Mail Code: CA9-703-19-23 333 S. Beaudry Ave, 19th Floor Los Angeles, CA. 90017-1466 January 14, 2002 City of Salina Department of Engineering and General Services 300 W. Ash, P.O. Box 736 Salina, KS 67401 RESCISSION OF NON-RENEWAL NOTICE Subject: Standby Letter of Credit No. 3023074 For Account of: Realty Associates, Inc. The Notice of Non-Renewal sent to you on November 28, 2001 is hereby rescinded. Per its terms, the Letter of Credit No. 3023074 is extended to February 1, 2004. The Automatic Renewal Clause is still in effect. All other terms and conditions remain unchanged. Any inquiry concerning this credit, please quote our reference above. Sincerely, ~~ Ma~a Goco Authorized Officer (213) 345-6620 , ~.. .. DEPARTMENT OF FINANCE AND ADMINISTRATION 300 West Ash Street. P. O. Box 736 Salina, Kansas 67402-0736 Rodney Franz, Director Telephone (785) 309-5735 . FAX (785) 309-5738. E-Mail rodJranz@salina.org December 17, 2001 Ms. Ellie Ritter Realty Associates, Inc 2103 South Ohio Street Salina, KS 67401-6809 co"?'I Re: Letter of Credit #30232074 Dear Ms. Ritter: We have received notice, as have you, that Bank of America is not going to renew letter of credit # 3023074, issued in the maximum amount of $51 ,384.32. This letter of credit was initially issued on February 9, 2000 as security against special assessments levied against properties in Georgetown Addition as described in Exhibit "A". The letter of credit expires on February 1, 2002. City policy provides that upon development (issuance of certificates of occupancy) on 35% of the described properties, the letter of credit may be released. This development threshold has not yet been achieved for the properties subject to this letter of credit. Therefore, you are required to either renew this letter of credit or obtain a replacement letter of credit in substantially the same form for these properties. The replacement letter of credit must be on file in the City Clerk's office by 5:00 PM on January 15, 2002. In the event that it is not so filed, we will proceed to draw the full balance available ($51,384.32) under the existing letter of credit. Thank you for your kind attention to this matter. Sneereln , ,oW!;-~ Director of Finance cc: Dennis Kissinger, City Manager Greg Bengtson, City Attorney Shawn O'Leary, Director of General Services/City Engineer Jim Kramer, Bank of America U:IDDRIVEIProject DatalGeorgetown Letter of Credit.doc t)/L 5 t..' ...J Cf ') < J() t-< _.J Ii J.) ~ .../ J.. , J B L.. _.J jlj 1 J5 )0 } -7 /'is )el )(:- c:QO ~ OJ/ I' \l IIp r7 IS 8 9 )() If /7 ::) 1:J J'-( 1<' ...) /(fl \ l[;SC Ctj \ u{) 0'7 llt6tc{ f ( . V-l'~ c: L{I t) ..~ t' (J! (i,/ ((( () .. II" y(- \ '.J, et- U/-.J I U <6 c'')' \ lo tG f ll(6t,(~ \ U 7 qet ll(7 q'<b ~ Ila7Cf7 I (C'1;c{ )< I Lc70 5 ,x. (02' ....(3 ~ - i v.tt), '5) {...~ ~. . ,; Lf Lf L/ }(c<6~~C7 J L/~ t. ( () I Lt ~ L{ I r~ -) , Lt ~ C'~ Ilc ?)C~7 ( Lo8C{C I lr SC:S I Cc 8'{'l-f I ( !<:( .,'2" ,r: t.J1 j ---" Y(\ ;; ) (( i) /._ I U <c>C) ( I [cY;Cj) ,dJo+ 6t D W ICy Y 17 Y )~ ~ ) C} ~ S ') Je) ).--'" 0 -7r~((Cril Il(1)~ b \ 4 b.~J I Cl~Lll) Ilc ~ '-1 I 103L/'L \ l( 1['\1; t {{ ~Ll Il( ~C(p @ .f ~ v ~"c:-. " ~v-L: - (" '(1. 6 ~ ( c 3 3 . <-l I V ? '? (.~ ----- w ._~)/~ G 1,__ )., (. ~iiLQ CVl (< " ~" ~ 1L( ?-. IJ j(P I -7 1<6 /9 ~--," ._J :-5 5' I (c80Z. IccSCI \ lc~~ C1 llt 'Jeff ~ I (..c 7 c;<; ~ 1lc.7Cj"7 K "J ~) )5 1.-'" ~ - L{ (;:.... _.) lo 5 /:5 [.5 ~3 ~S c \ Lo Z;C: -/L I {.J: gC~c, JS I (f <;jeLl A- I ccy;C~ BankofAmerica ~ IVON_ ~E Ni! W A {, IVOT/ C& DATE: NOVEMBER 28, 2001 IRREVOCABLE STANDBY LETTER OF CREDIT NUMBER: 3023074 BENEFICIARY APPLICANT CITY OF SALINA DEPARTMENT OF ENGINEERING AND GENERAL SERVICES 300 W. ASH, PO BOX 736 SA~//--/A ; 1<0 &7t,t61 REALTY ASSOCIATES, INC. 2103 SOUTH OHIO STREET SALINA, KS 67401-6809 PLEASE BE INFORMED THAT, IN ACCORDANCE WITH THE TERMS OF THE ABOVE LETTER OF CREDIT NO. 3023074 WE HAVE ELECTED NOT TO RENEW THE CREDIT, AND CONSEQUENTLY, THE CREDIT WILL ULTIMATELY EXPIRE ON FEBRUARY 1, 2002. IF YOU REQUIRE ANY ASSISTANCE OR HAVE ANY QUESTIONS REGARDING THIS NOTIFICATION, PLEASE CALL 213-345-6632. Bank of America. N.A. Trade Operations Mail Code: CA9-703-19-1l9 333 S. Beaudry Avenue, 19th Floor. Los Angeles, CA 90017 ORIGINAL 00-35-1l20INSB 9-1999_CA9 19 " City of Salina Special Assessment Prepayment Form Summary of Findings: Tract # Job Number Other Description: 16797 99-1198A Total Future Assessments Due: Lot 19, Blk 5 Georgetown Amount of Prepayment Required: Addition Replat 4, 10, 11, Savings on Prepayment: 12 $6,685.98 $6,510.38 $175.60 Date of Payment or Sale Discount Rate Used: Date First Prepaid Assessment is Due 12/17/01 1.02% W/E: 12/7/01 From: htto:/ /www.federalreserve.l2:ov/releases/hI5 12/20/02 Total Due First prepaid assesment Scheduled Principal Escrow Adm. From due Scheduled Principal Interest and Interest Fee Escrow 12/17/01 (This is the Date Paid) 0 12/20/02 $256.19 $221.38 $477.57 $23.88 $501.45 12/20/03 $267.84 $209.73 $477.57 $23.88 $501.45 12/20/04 $280.03 $197.54 $477.57 $23.88 $501.45 12/20/05 $292.77 $184.80 $477.57 $23.88 $501.45 12/20/06 $306.08 $171.49 $477.57 $23.88 $501.45 12/20/07 $320.01 $157.56 $477.57 $23.88 $501.45 12/20/08 $334.56 $143.01 $477.57 $23.88 $501.45 12/20/09 $349.78 $127.79 $477.57 $23.88 $501.45 12/20/10 $365.69 $111.88 $477.57 $23.88 $501.45 12/20/11 $382.33 $95.24 $477.57 $23.88 $501.45 12/20/12 $399.72 $77.85 $477.57 $23.88 $501 .45 12/20/13 $417.91 $59.66 $477.57 $23.88 $501.45 12/20/14 $436.92 $40.65 $477.57 $23.88 $501.45 12/20/15 $456.79 $20.78 $477.57 $23.88 $501.45 12/20/16 $0.00 $0.00 $0.00 $0.00 $0.00 Totals $4,866.62 $1,819.36 $6,685.98 $334.30 $7,020.28 City of Salina Special Assessment Prepayment Form Summary of Findings: Tract # Job Number Other Description: 16796 95-938A Total Future Assessments Due: Lot 20, Blk 5 Georgetown Amount of Prepayment Required: Addition Replat 4, 10, 11, Savings on Prepayment: 12 $3,587.78 $3,493.55 $~ Date of Payment or Sale Discount Rate Used: Date First Prepaid Assessment is Due 12/17/01 1.02% W/E: 12nt01 From: htto:/ Iwww.federalreserve.gov/releases/h15 12/20/02 Total Due First prepaid assesment Scheduled Principal Escrow Adm. From due Scheduled Principal Interest and Interest Fee Escrow 12/17/01 (This is the Date Paid) 0 12/20/02 $137.47 $118.80 $256.27 $12.81 $269.08 12/20/03 $143.73 $112.54 $256.27 $12.81 $269.08 12/20/04 $150.26 $106.01 $256.27 $12.81 $269.08 12/20/05 $157.10 $99.17 $256.27 $12.81 $269.08 12/20/06 $164.25 $92.02 $256.27 $12.81 $269.08 12/20/07 $171.72 $84.55 $256.27 $12.81 $269.08 12/20/08 $179.53 $76.74 $256.27 $12.81 $269.08 12/20/09 $187.70 $68.57 $256.27 $12.81 $269.08 12/20/10 $196.23 $60.04 $256.27 $12.81 $269.08 12/20/11 $205.16 $51.11 $256.27 $12.81 $269.08 12/20/12 $214.49 $41.78 $256.27 $12.81 $269.08 12/20/13 $224.25 $32.02 $256.27 $12.81 $269.08 12/20/14 $234.45 $21.82 $256.27 $12.81 $269.08 12/20/15 $245.12 $11.15 $256.27 $12.81 $269.08 12/20/16 $0.00 $0.00 $0.00 $0.00 $0.00 Totals $2,611.46 $976.32 $3,587.78 $179.39 $3,767.17 City of Salina Special Assessment Prepayment Form Summary of Findings: Tract # Job Number Other Description: 16795 95-938A Total Future Assessments Due: Lot 21, Blk 5 Georgetown Amount of Prepayment Required: Addition Replat 4, 10, 11, Savings on Prepayment: 12 $7,939.36 $7,982.18 ($42.82) Date of Payment or Sale Discount Rate Used: Date First Prepaid Assessment is Due 12/17/01 1.02% W/E: 12/7/01 From: http://www.federalreserve.gov/releases/h 15 12/20/02 Total Due First prepaid assesment Scheduled Principal Escrow Adm. From due Scheduled Principal Interest and Interest Fee Escrow 12/17/01 (This is the Date Paid) 0 12/20/02 $816.64 $333.19 $1,149.83 $57.49 $1,207.32 12/20/03 $816.64 $257.24 $1,073.88 $53.69 $1,127.57 12/20/04 $816.64 $225.39 $1,042.03 $52.10 $1,094.13 12/20/05 $816.64 $191.91 $1,008.55 $50.43 $1,058.98 12/20/06 $816.64 $156.79 $973.43 $48.67 $1,022.10 12/20/07 $816.64 $120.04 $936.68 $46.83 $983.51 12/20/08 $816.64 $80.85 $897.49 $44.87 $942.36 12/20/09 $816.64 $40.83 $857.47 $42.87 $900.34 12/20/10 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/11 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/12 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/13 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/14 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/15 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/16 $0.00 $0.00 $0.00 $0.00 $0.00 Totals $6,533.12 $1,406.24 $7,939.36 $396.97 $8,336.33 City of Salina Special Assessment Prepayment Form Summary of Findings: Tract # Job Number Other Description: 16795 99-1198A Total Future Assessments Due: Lot 21, Blk 5 Georgetown Amount of Prepayment Required: Addition Replat 4, 10, 11, Savings on Prepayment: 12 $4,348.82 $4,234.60 $~ Date of Payment or Sale Discount Rate Used: Date First Prepaid Assessment is Due 12/17/01 1.02% W/E: From: 12/7/01 htto:/ /www.federalreserve.l<ov/releases/hI5 12/20/02 Total Due First prepaid assesment Scheduled Principal Escrow Adm. From due Scheduled Principal Interest and Interest Fee Escrow 12/17/01 (This is the Date Paid) 0 12/20/02 $166.63 $144.00 $310.63 $15.53 $326.16 12/20/03 $174.21 $136.42 $310.63 $15.53 $326.16 12/20/04 $182.14 $128.49 $310.63 $15.53 $326.16 12/20/05 $190.42 $120.21 $310.63 $15.53 $326.16 12/20/06 $199.09 $111.54 $310.63 $15.53 $326.16 12/20/07 $208.14 $102.49 $310.63 $15.53 $326.16 12/20/08 $217.61 $93.02 $310.63 $15.53 $326.16 12/20/09 $227.51 $83.12 $310.63 $15.53 $326.16 12/20/10 $237.86 $72.77 $310.63 $15.53 $326.16 12/20/11 $248.68 $61.95 $310.63 $15.53 $326.16 12/20/12 $259.99 $50.64 $310.63 $15.53 $326.16 12/20/13 $271.82 $38.81 $310.63 $15.53 $326.16 12/20/14 $284.18 $26.45 $310.63 $15.53 $326.16 12/20/15 $297.11 $13.52 $310.63 $15.53 $326.16 12/20/16 $0.00 $0.00 $0.00 $0.00 $0.00 Totals $3,165.39 $1,183.43 $4,348.82 $217.44 $4,566.26 City of Salina Special Assessment Prepayment Form Summary of Findings: Tract # Job Number Other Description: 16799 95-938A Total Future Assessments Due: Lot 17, Blk 5 Georgetown Amount of Prepayment Required: Addition Replat 4, 10, 11, Savings on Prepayment: 12 $6,589.68 $6,625.22 ($35.54) Date of Payment or Sale Discount Rate Used: Date First Prepaid Assessment is Due 12/17/01 1.02% W/E: From: 12/7/01 http://www.federalreserve.gov/releases/h 15 12/20/02 Total Due First prepaid assesment Scheduled Principal Escrow Adm. From due Scheduled Principal Interest and Interest Fee Escrow 12/17/01 (This is the Date Paid) 0 12/20/02 $677.81 $276.55 $954.36 $47.72 $1,002.08 12/20/03 $677.81 $213.51 $891.32 $44.57 $935.89 12/20/04 $677 .81 $187.08 $864.89 $43.24 $908.13 12/20/05 $677.81 $159.29 $837.10 $41.86 $878.96 12/20106 $677.81 $130.14 $807.95 $40.40 $848.35 12/20/07 $677 .81 $99.64 $777.45 $38.87 $816.32 12/20/08 $677.81 $67.10 $744.91 $37.25 $782.16 12/20/09 $677.81 $33.89 $711.70 $35.59 $747.29 12/20/10 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/11 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/12 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/13 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/14 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/15 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/16 $0.00 $0.00 $0.00 $0.00 $0.00 Totals $5,422.48 $1,167.20 $6,589.68 $329.48 $6,919.16 City of Salina Special Assessment Prepayment Form Summary of Findings: Tract # Job Number Other Description: 16799 99-1198A Total Future Assessments Due: Lot 17, Blk 5 Georgetown Amount of Prepayment Required: Addition Replat 4, 10, 11, Savings on Prepayment: 12 $8,742.02 $8,512.41 $~ Date of Payment or Sale Discount Rate Used: Date First Prepaid Assessment is Due 12/17/01 1.02% W/E: From: 12/7/01 http://www.federalreserve.gov/releases/h 15 12/20/02 Total Due First prepaid assesment Scheduled Principal Escrow Adm. From due Scheduled Principal Interest and Interest Fee Escrow 12/17/01 (This is the Date Paid) 0 12/20/02 $334.97 $289.46 $624.43 $31.22 $655.65 12/20/03 $350.21 $274.22 $624.43 $31 .22 $655.65 12/20/04 $366.14 $258.29 $624.43 $31 .22 $655.65 12/20/05 $382.79 $241.64 $624.43 $31.22 $655.65 12/20/06 $400.21 $224.22 $624.43 $31.22 $655.65 12/20/07 $418.41 $206.02 $624.43 $31 .22 $655.65 12/20/08 $437.44 $186.99 $624.43 $31.22 $655.65 12/20/09 $457.34 $167.09 $624.43 $31 .22 $655.65 12/20/10 $478.15 $146.28 $624.43 $31.22 $655.65 12/20/11 $499.90 $124.53 $624.43 $31.22 $655.65 12/20/12 $522.64 $101.79 $624.43 $31.22 $655.65 12/20/13 $546.41 $78.02 $624.43 $31 .22 $655.65 12/20/14 $571.27 $53.16 $624.43 $31.22 $655.65 12/20/15 $597.26 $27.17 $624.43 $31.22 $655.65 12/20/16 $0.00 $0.00 $0.00 $0.00 $0.00 Totals $6,363.14 $2,378.88 $8,742.02 $437.10 $9,179.12 City of Salina Special Assessment Prepayment Form Summary of Findings: Tract # Job Number Other Description: 16798 95-938A Total Future Assessments Due: Lot 18, Blk 5 Georgetown Amount of Prepayment Required: Addition Replat 4, 10, 11, Savings on Prepayment: 12 $6,589.68 $6,625.22 ($35.54) Date of Payment or Sale Discount Rate Used: Date First Prepaid Assessment is Due 12/17/01 1.02% W/E: 12/7/01 From: http://www.federalreserve.gov/releases/h 15 12/20/02 Total Due First prepaid assesment Scheduled Principal Escrow Adm. From due Scheduled Principal Interest and Interest Fee Escrow 12/17/01 (This is the Date Paid) 0 12/20/02 $677.81 $276.55 $954.36 $47.72 $1,002.08 12/20/03 $677.81 $213.51 $891.32 $44.57 $935.89 12/20/04 $677 .81 $187.08 $864.89 $43.24 $908.13 12/20/05 $677 .81 $159.29 $837.10 $41.86 $878.96 12/20/06 $677.81 $130.14 $807.95 $40.40 $848.35 12/20/07 $677.81 $99.64 $777.45 $38.87 $816.32 12/20/08 $677 .81 $67.10 $744.91 $37.25 $782.16 12/20/09 $677.81 $33.89 $711.70 $35.59 $747.29 12/20/10 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/11 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/12 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/13 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/14 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/15 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/16 $0.00 $0.00 $0.00 $0.00 $0.00 Totals $5,422.48 $1,167.20 $6,589.68 $329.48 $6,919.16 City of Salina Special Assessment Prepayment Form Summary of Findings: Tract # Job Number Other Description: 16798 99-1198A Total Future Assessments Due: Lot 18, Blk 5 Georgetown Amount of Prepayment Required: Addition Replat 4, 10, 11, Savings on Prepayment: 12 $8,742.02 $8,512.41 $~ Date of Payment or Sale Discount Rate Used: Date First Prepaid Assessment is Due 12/17/01 1.02% W/E: 12/7/01 From: htto:/ /www.federalreserve.gov/releases/hI5 12/20/02 Total Due First prepaid assesment Scheduled Principal Escrow Adm. From due Scheduled Principal Interest and Interest Fee Escrow 12/17/01 (This is the Date Paid) 0 12/20/02 $334.97 $289.46 $624.43 $31.22 $655.65 12/20/03 $350.21 $274.22 $624.43 $31.22 $655.65 12/20/04 $366.14 $258.29 $624.43 $31.22 $655.65 12/20/05 $382.79 $241.64 $624.43 $31.22 $655.65 12/20106 $400.21 $224.22 $624.43 $31.22 $655.65 12/20/07 $418.41 $206.02 $624.43 $31 .22 $655.65 12/20/08 $437.44 $186.99 $624.43 $31.22 $655.65 12/20/09 $457.34 $167.09 $624.43 $31.22 $655.65 12/20/10 $478.15 $146.28 $624.43 $31.22 $655.65 12/20/11 $499.90 $124.53 $624.43 $31 .22 $655.65 12/20/12 $522.64 $101.79 $624.43 $31.22 $655.65 12/20/13 $546.41 $78.02 $624.43 $31.22 $655.65 12/20/14 $571.27 $53.16 $624.43 $31 .22 $655.65 12/20/15 $597.26 $27.17 $624.43 $31.22 $655.65 12/20/16 $0.00 $0.00 $0.00 $0.00 $0.00 Totals $6,363.14 $2,378.88 $8,742.02 $437.10 $9,179.12 City of Salina Special Assessment Prepayment Form Summary of Findings: Tract # Job Number Other Description: 16797 95-938A Total Future Assessments Due: Lot 19, Blk 5 Georgetown Amount of Prepayment Required: Addition Replat 4, 10, 11, Savings on Prepayment: 12 $6,589.68 $6,625.22 (~) Date of Payment or Sale Discount Rate Used: Date First Prepaid Assessment is Due 12/17/01 W/E: 1.02% From: 12nt01 http://www.federalreserve.gov/releases/h 15 12/20/02 Total Due First prepaid assesment Scheduled Principal Escrow Adm. From due Scheduled Principal Interest and Interest Fee Escrow 12/17/01 (This is the Date Paid) 0 12/20/02 $677.81 $276.55 $954.36 $47.72 $1 ,002.08 12/20/03 $677 .81 $213.51 $891.32 $44.57 $935.89 12/20/04 $677 .81 $187.08 $864.89 $43.24 $908.13 12/20/05 $677.81 $159.29 $837.10 $41.86 $878.96 12/20/06 $677.81 $130.14 $807.95 $40.40 $848.35 12/20/07 $677.81 $99.64 $777 .45 $38.87 $816.32 12/20/08 $677.81 $67.10 $744.91 $37.25 $782.16 12/20/09 $677 .81 $33.89 $711.70 $35.59 $747.29 12/20/10 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/11 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/12 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/13 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/14 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/15 $0.00 $0.00 $0.00 $0.00 $0.00 12/20/16 $0.00 $0.00 $0.00 $0.00 $0.00 Totals $5,422.48 $1,167.20 $6,589.68 $329.48 $6,919.16 OJ City of Salina Special Assessment Prepayment Form Summary of Findings: Tract # Job Number Other Description: 16797 99-1198A Total Future Assessments Due: Lot 19, Blk 5 Georgetown Amount of Prepayment Required: Addition Replat 4, 10, 11, Savings on Prepayment: 12 $6,685.98 $6,510.38 $~ Date of Payment or Sale Discount Rate Used: Date First Prepaid Assessment is Due 12/17/01 1.02% W/E: From: 12/7/01 htto:/ /www.federalreserve.gov/releases/h15 12/20/02 Total Due First prepaid assesment Scheduled Principal Escrow Adm. From due Scheduled Principal Interest and Interest Fee Escrow 12/17/01 (This is the Date Paid) 0 12/20/02 $256.19 $221.38 $477.57 $23.88 $501.45 12/20/03 $267.84 $209.73 $477.57 $23.88 $501.45 12/20/04 $280.03 $197.54 $477.57 $23.88 $501.45 12/20/05 $292.77 $184.80 $477.57 $23.88 $501.45 12/20/06 $306.08 $171.49 $477.57 $23.88 $501.45 12/20/07 $320.01 $157.56 $477.57 $23.88 $501.45 12/20/08 $334.56 $143.01 $477.57 $23.88 $501.45 12/20/09 $349.78 $127.79 $477.57 $23.88 $501.45 12/20/10 $365.69 $111.88 $477.57 $23.88 $501.45 12/20/11 $382.33 $95.24 $477.57 $23.88 $501.45 12/20/12 $399.72 $77 .85 $477.57 $23.88 $501.45 12/20/13 $417.91 $59.66 $477.57 $23.88 $501.45 12/20/14 $436.92 $40.65 $477.57 $23.88 $501 .45 12/20/15 $456.79 $20.78 $477.57 $23.88 $501.45 12/20/16 $0.00 $0.00 $0.00 $0.00 $0.00 Totals $4,866.62 $1,819.36 $6,685.98 $334.30 $7,020.28 BankofAmerica ~ ,. .: (,. Co~1 DATE: FEBRUARY 9, 2000 IRREVOCABLE STANDBY LETTER OF CREDIT NUMBER: 3023074 BENEFICIARY CITY Oi' SALINA DEPARTMENT OF ENGINEERING AND GENERAL SERVICES 300 W. ASH SALINA, KS 67401 APPLICANT REALTY ASSOCIATES, INC. 2103 SOUTH OHIO STREET SALINA, KS 67401-6809 AMOUNT USD 51,384.32 FIFTY ONE THOUSAND THREE HUNDRED EIGHTY FOUR AND 32/100 US DOLLARS EXPIRATION FEBRUARY 1, 2002 AT OUR COUNTER GENTLEMEN: WE HEREBY ESTABLISH OUR IRREVOCABLE STANDBY LETTER OF CREDIT IN YOUR FAVOR AVAILABLE BY PAYMENT OF YOUR DRAFTS DRAWN AT SIGHT ON BANK OF AMERICA, N .A., AND ACCOMPANIED BY A STATEMENT SIGNED BY AN AUTHORIZED REPRESENTATIVE OF THE CITY OF SALINA CERTIFYING THAT THE AMOUNT OF THE DRAFT PRESENTED THEREWITH CONSTITUTES A PENALTY FOR NONPAYMENT OF SPECIAL ASSESSMENTS COVERING THE INSTALLATION OF THE FOLLOWING DESCRIBED IMPROVEMENTS IN THE CITY OF SALINA, KANSAS: (PROJECT NO. 99-1198) SAID SPECIAL ASSESSMENTS HAVING BEEN LEVIED AGAINST THE FOLLOWING DESCRIBED PROPERTIES LISTED BY LEGAL DESCRIPTION: SEE ATTACHED EXHIBIT "A" SPECIAL CONDITIONS: PARTIAL DRAWINGS ARE PERMITTED. THIS ORIGINAL LETTER OF CREDIT MUST BE PRESENTED WITH ANY DRAFTS DRAWN HEREUNDER AND THE AMOUNT AVAILABLE SHALL BE REDUCED BY THE AMOUNT OF ANY DRAFTS DRAWN NOT EXCEEDING IN THE AGGREGATE A TOTAL OF $51,384.32. NOTWITHSTANDING THE EXPIRATION DATE NOTED ABOVE, IT IS UNDERSTOOD THAT THIS LETTER OF CREDIT SHALL BE AUTOMATICALLY RENEWED FOR ADDITIONAL TWO-YEAR PERIODS UNLESS WE NOTIFY YOU IN WRITING AT LEAST SIXTY (60) DAYS PRIOR TO THE THEN RELEVANT EXPIRATION DATE THAT IT WILL NOT BE RENEWED AT WHICH TIME YOU MAY DRAW UP TO THE FULL AMOUNT OF THE CREDIT AVAILABLE AT THAT TIME. UPON DEVELOPMENT (ISSUANCE OF OCCUPANCY PERMITS BY THE CITY OF SALINA) OF 35 PERCENT OF THE ABOVE-DESCRIBED PROPERTIES, THE CITY OF SALINA WILL, BY WRITTEN INSTRUCTION, AUTHORIZE THE RELEASE OF THIS LETTER OF CREDIT. , I DRAFTS DRAWN HEREUNDER MUST BE MARKED "DRAWN UNDER BANK OF AMERICA, N .A. LETTER OF CREDIT NO. 3023074, DATED FEBRUARY 9, 2000." " WE HEREBY ENGAGE WITH YOU THAT ALL DRAFTS DRAWN UNDER AND IN COMPLIANCE WITH THE TERMS OF THIS CREDIT WILL BE DULY HONORED IF DRAWN AND PRESENTED FOR PAYMENT AT THIS OFFICE ON OR BEFORE THE EXPIRATION DATE OF THIS CREDIT. Bank of America, N.A. Trade Operations Mail Code: (' Al)- 703-19-09 DJ S. Beaudry Avenue. 19th FllH\r. Los Angeles, CA 90017 OO-]5-0202'JSB 9-1999~CA9 19 #. ..1 '..: Recycled t"aper Bank,of America ~ ;. . THIS IS AN INTEGRAL PART OF LETTER OF CREDIT NO. 3023074 AND MUST BE ATTACHED THERETO. THIS LETTER OF CREDIT IS SUBJECT TO THE UNIFORM CUSTOMS AND PRACTICE FOR DOCUMENTARY CREDITS (1993 REVISION), INTERNATIONAL CHAMBER OF COMMERCE PUBLICATION NO. 500. IF YOU REQUIRE ANY ASSISTANCE OR HAVE ANY QUESTIONS REGARDING THIS TRANSACTION, PLEASE CALL 213-345-6630. JEFFERSON MANUEL LOPEZ Bank of America, N.A. Trade Operations Mail Code: CA9-703-19-09 333 S. Beaudry Avenue. 19th Floor, Los Angeles, CA 90017 00-35-0202NSB 9-1999 _CA9 19 #. '""~ Recycled IZaper ~~~kof America ~ THIS IS AN INTEGRAL PART OF LETTER OF CREDIT NO. 3023074 AND MUST BE ATTACHED THERETO. EXHIBIT "A" THE CURBING, GUTTERING, PAVING, GRADING AND DRAINAGE FOR PHEASANT LANE FROM SEITZ DRIVE TO THE WEST PROPERTY LINE OF LOT 8, BLOCK 5, REPLAT OF BLOCKS 4, 10, 11 & 12, GEORGETOWN ADDITION, TO SERVE LOTS 15 THROUGH 19, BLOCK 4; LOTS 8 THROUGH 10, BLOCK 5; AND LOTS 14 THROUGH 19, BLOCK 5, REPLAT OF BLOCKS 4, 10, 11 & 12, GEORGETOWN ADDITION TO THE CITY OF SALINA, KANSAS. THE CURBING, GUTTERING, PAVING, GRADING AND DRAINAGE FOR PHEASANT CIRCLE TO SERVE LOTS 4 THROUGH 6 AND 8 THROUGH 16, BLOCK 5, REPLAT OF BLOCKS 4, 10, 11 & 12, GEORGETOWN ADDITION TO THE CITY OF SALINA, KANSAS. THE INSTALLATION OF A SANITARY SEWER MAIN TO SERVE LOTS 8 THROUGH 21, BLOCK 5, REPLAT OF BLOCKS 4, 10, 11 & 12, GEORGETOWN ADDITION TO THE CITY OF SALINA, KANSAS. THE INSTALLATION OF A WATER MAIN TO SERVE LOTS 16 THROUGH 18, BLOCK 4, AND LOTS 8 THROUGH 16, BLOCK 5, REPLAT OF BLOCKS 4, 10, 11 & 12, GEORGETOWN ADDITION TO THE CITY OF SALINA, KANSAS. Bank of America, N.A. Trade Operations Mail Code: CA9-703-19-09 333 S. Beaudry Avenue, 19th Floor, Los Angeles, CA 90017 00-35-0202NSB 9-1999_CA9 19 #. .:l ~J Recycled t-'aper