06-24-2022 Order of Discharge Miselle Davis003345
. t i . .
Debtor 1
Debtor2
(Spouse, if filing)
Miselle Elizabeth Davis
First Name Middle Name Last Name
First Name Middle Name Last Name
United States Bankruptcy Court District of Kansas
Case number I Judge: 18-12229 I Mitch ell L. Herren
Order of Discharge
Social Security number or ITIN xxx-xx-7198
EIN __ -------
Social Security number or ITIN ___ _
EIN ________ _
Date Notice Issued: 6/24/22
12/15
IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:
Miselle Elizabeth Davis
aka Missy Elizabeth Krenowicz
6/24/22 By the court: Mitchell L. Herren
United States Bankruptcy Judge
Explanation of Bankruptcy Discharge in a Chapter 7 Case
This order does not close or dismiss the case,
and it does not determine how much money, if
any, the trustee will pay creditors.
Creditors cannot collect discharged debts
This order means that no one may make any
attempt to collect a discharged debt from the
debtors personally. For example, creditors
cannot sue , garnish wages, assert a deficiency,
or otherwise try to collect from the debtors
personally on discharged debts. Creditors cannot
contact the debtors by mail , phone, or otherwise
in any attempt to collect the debt personally.
Creditors who violate this order can be required
to pay debtors damages and attorney's fees.
However, a creditor with a lien may enforce a
claim against the debtors' property subject to that
lien unless the lien was avoided or eliminated.
For example, a creditor may have the right to
foreclose a home mortgage or repossess an
automobile .
This order does not prevent debtors from paying
any debt voluntarily or from paying reaffirmed
debts according to the reaffirmation agreement.
11 U.S.C. § 524(c), (f).
Most debts are discharged
Most debts are covered by the discharge, but not
all. Generally, a discharge removes the debtors'
personal liability for debts owed before the
debtors' bankruptcy case was filed.
Also, if this case began under a different chapter
of the Bankruptcy Code and was later converted
to chapter 7, debts owed before the conversion
are discharged.
In a case involving community property: Special
rules protect certain community property owned
by the debtor's spouse, even if that spouse did
not file a bankruptcy case.
For more information, see page 2 >
Official Form 318 Order of Discharge page 1
67604003348018