Loading...
Mortgage, Assignment of Rents, Security Agreement and Fixture Filing IIIIIIII IIII IIIII II II I III IIIII IIIII IIIA IIIII IIII I III IIIII I II II 1 III IIII II REBECCA SEEMAN e,; REGISTER OF DEEDS SALINE COUNTY KANSAS 'Book: 1387 Page: 651-663 Receipt #: 13297$, Recording Fee: $225.00 INN Pages Recorded:13 Mortgage Amount: $500,000.00 Date Recorded: 1/29/2021 9:45: 12 AM RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: City of Salina 300 W.Ash Street, Salina,KS 67401 Space above this line for Recorder's Use MORTGAGE,ASSIGNMENT OF RENTS, SECURITY AGREEMENT AND FIXTURE FILING THIS MORTGAGE, ASSIGNMENT OF RENTS, SECURITY AGREEMENT AND FIXTURE FILING ("Mortgage") is executed effective as of June 20, 2019, by and between LEE LOFTS PARTNERS,LLC,a Kansas limited liability company,as Grantor("Grantor"),with an address at 227 N. Santa Fe, Suite 310, Salina, Kansas, 67401, to the CITY OF SALINA, KANSAS, a municipal corporation duly organized under the laws of the State of Kansas with an address at 300 W. Ash Street, Salina,Kansas 67401 ("Grantee"). 1. GRANT OF SECURITY INTEREST. 1.1 The Property. For the purpose of securing payment and performance of the Secured Obligations defined in Section 2 below, Grantor hereby irrevocably and unconditionally grants, bargains, sells, conveys, transfers and assigns to Grantee, for the benefit of Grantee, with power of sale and right of entry and possession, all estate, right,title and interest which Grantor now has or may later acquire in the following property (all or any part of such property, or any interest in all or any part of it, together with the Personalty (as hereinafter defined) being hereinafter collectively referred to as the "Property"): (a) The real property located in the County of Saline,State of Kansas,as described in Exhibit A hereto(the"Land"); (b) All buildings,structures, improvements, fixtures and appurtenances now or hereafter placed on the Land,and all apparatus and equipment now or hereafter attached in any manner to the Land or any building on the Land, including all pipes, gas, electric, heating, cooling, air conditioning, lighting, refrigeration and plumbing fixtures and equipment (collectively,the"Improvements"); (c) All easements and rights of way appurtenant to the Land; all development rights or credits and air rights;all roads,streets,alleys and other rights of way; I Book 1387 Page: 652 (d) All existing and future leases, subleases, subtenancies, licenses, occupancy agreements and concessions relating to the use and enjoyment of all or any part of the Land or the Improvements,and any and all guaranties and other agreements relating to or made in connection with any of the foregoing; (e) All proceeds, including all claims to and demands for them, of the voluntary or involuntary conversion of any of the Land, Improvements, or the other property described above into cash or liquidated claims, including proceeds of all present and future fire, hazard or casualty insurance policies, whether or not such policies are required by Grantee, and all condemnation awards or payments now or later to be made by any public body or decree by any court of competent jurisdiction for any taking or in connection with any condemnation or eminent domain proceeding, and all causes of action and their proceeds for any breach of warranty, misrepresentation, damage or injury to, or defect in, the Land, Improvements, or the other property described above or any part of them;and (f) All proceeds of, additions and accretions to, substitutions and replacements for,and changes in any of the property described above. 1.2 Fixture Filing. This Mortgage constitutes a financing statement filed as a fixture filing under the Kansas Uniform Commercial Code,as amended or recodified from time to time,covering any Property which now is or later may become a fixture attached to the Land or any building located thereon, as extracted collateral or timber to be cut. This Mortgage is to be recorded in the real estate records of the county or city and county in which the fixtures are located. The address of Grantor,as the debtor,and of Grantee,as the secured party,are as set forth in Paragraph 7.6. 1.3 Senior Mortgages. At this date, the Property is encumbered by the following described documents (i) [CONSTRUCTION MORTGAGE], executed by Grantor for the benefit The Bennington State Bank and (ii) [HOME MORTGAGE, executed by Grantor for the benefit of Kansas Housing Resources Corporation (collectively, the "Senior Mortgages"). Any default under said Senior Mortgages shall also constitute a default under this Mortgage. 2. THE SECURED OBLIGATIONS. 2.1 Purpose of Securing. Grantor makes the grant, conveyance, transfer and assignment set forth in Section 1, makes the irrevocable and absolute assignment set forth in Section 3, and grants the security interest set forth in Section 4, all for the purpose of securing the following obligations(the"Secured Obligations")in any order of priority that Grantee may choose: (a) Payment of all obligations of Borrower to Grantee arising under the Promissory Note (the"Note")dated of even date herewith,payable by Borrower as maker in the original principal amount of Five Hundred Thousand and 00/100 Dollars ($500,000.00) to the order of Grantee; (b) Payment and performance of all obligations of Grantor under this Mortgage. This Mortgage also secures payment of all obligations of Borrower under the Note which arise after the Note is extended, renewed, modified or amended pursuant to any written agreement between Borrower and Grantee,and all obligations of Borrower under any successor agreement or instrument which restates and supersedes the Note in its entirety. 2 wa:7902370.4 Book 1387 Page: 653 2.2 Terms of Secured Obligations. All persons who may have or acquire an interest in all or any part of the Property will be considered to have notice of,and will be bound by,the terms of the Note described in Paragraph 2.1(a) and each other agreement or instrument made or entered into in connection with each of the Secured Obligations. These terms include any provisions in the Note which permit borrowing, repayment and reborrowing, or which provide that the interest rate on one or more of the Secured Obligations may vary from time to time. 3. ASSIGNMENT OF RENTS. 3.1 Assignment. Grantor hereby irrevocably, absolutely, presently and unconditionally assigns to Grantee all rents,royalties, issues,profits,revenue,income and proceeds of the Property, whether now due, past due or to become due, including all prepaid rents and security deposits (collectively,the"Rents"),and confers upon Grantee the right to collect such Rents with or without taking possession of the Property. In the event that anyone establishes and exercises any right to develop, bore for or mine for any water, gas, oil or mineral on or under the surface of the Property, any sums that may become due and payable to Grantor as bonus or royalty payments, and any damages or other compensation payable to Grantor in connection with the exercise of any such rights, shall also be considered Rents assigned under this Paragraph. 3.2 Grant of License. Notwithstanding the provisions of Paragraph 3.1, Grantee hereby confers upon Grantor a license("License")to collect and retain the Rents as they become due and payable, so long as no Event of Default, as defined in Paragraph 6.2, shall exist and be continuing. If an Event of Default has occurred and is continuing, Grantee shall have the right, which it may choose to exercise in its sole discretion, to terminate this License without notice to or demand upon Grantor, and sc , without regard to the adequacy of the security for the Secured Obligations. 4. SECURITY INTEREST IN RELATED PERSONALTY. 4.1 Grant of Security Interest. Grantor grants to Grantee a security interest in, and pledges and assigns to Grantee, all of Grantor's right, title and interest, whether presently existing or hereafter acquired in and to all of the following property(collectively,the"Personalty"): (a) All materials, supplies, goods, tools, furniture, fixtures, equipment, and machinery which in all cases is affixed or attached,or to be affixed or attached,in any manner on the Land or the Improvements; (b) All architectural and engineering plans, specifications and drawings which arise from or relate to the Land or the Improvements; (c) All permits, licenses and claims to or demands for the voluntary or involuntary conversion of any of the Land, Improvements, or other Property into cash or liquidated claims, proceeds of all present and future fire, hazard or casualty insurance policies relating to the Land and the Improvements,whether or not such policies are required by Grantee, and all condemnation awards or payments now or later to be made by any public body or decreed by any court of competent jurisdiction for any taking or in connection with any condemnation or eminent domain proceeding, and all causes of action and their proceeds for any breach of warranty, misrepresentation, damage or injury to, or defect in,the Land, Improvements, or other Property or any part of them; (d) All substitutions, replacements, additions, and accessions to any of the 3 wa:7902370.4 Book 1387 Page: 654 • above property, and all books, records and files relating to any of the above property, including, without limitation,all general intangibles related to any of the above property and all proceeds of the above property. 5. RIGHTS AND DUTIES OF THE PARTIES. 5.1 Representations and Warranties. Grantor represents and warrants that Grantor lawfully possesses and holds fee simple title to all of the Land and the Improvements. 5.2 Taxes, Assessments, Liens and Encumbrances. Grantor shall pay prior to delinquency all valid taxes, levies, charges and assessments, including assessments on appurtenant water stock, imposed by any public or quasipublic authority or utility company which are (or if not paid, may become)a lien on all or part of the Property or any interest in it,or which may cause any decrease in the value of the Property or any part of it. Grantor shall immediately discharge any lien on the Property which Grantee has not consented to in writing,and shall also pay when due each valid obligation secured by or reducible to a lien, charge or encumbrance which now or hereafter encumbers or appears to encumber all or part of the Property, whether the lien, charge or encumbrance is or would be senior or subordinate to this Mortgage. 5.3 Damages and Insurance and Condemnation Proceeds. (a) Grantor hereby absolutely and irrevocably assigns to Grantee, and authorizes the payor to pay to Grantee,the following claims, causes of action, awards,payments and rights to payment(collectively,the"Claims"): (i) all awards of damages and all other compensation payable directly or indirectly because of a condemnation, proposed condemnation or taking for public or private use which affects all or part of the Property or any interest in it; (ii) all other awards, claims and causes of action, arising out of any breach of warranty or misrepresentation affecting all or any part of the Property, or for damage or injury to,or defect in,or decrease in value of all or part of the Property or any interest in it; (iii) all proceeds of any insurance policies payable because of loss sustained to all or part of the Property, whether or not such insurance policies are required by Grantee;and (iv) all interest which may accrue on any of the foregoing. (b) Grantor shall immediately notify Grantee in writing if: (i) any damage occurs or any injury or loss is sustained to all or part of the Property,or any action or proceeding relating to any such damage,injury or loss is commenced;or (ii) any offer is made, or any action or proceeding is commenced, which relates to any actual or proposed condemnation or taking of all or part of the Property. 4 wa:7902370.4 Book: 1387 Page: 655 If Grantee chooses to do so, it may in its own name appear in or prosecute any action or proceeding to enforce any cause of action based on breach of warranty or misrepresentation, or for damage or injury to, defect in, or decrease in value of all or part of the Property, and it may make any compromise or settlement of the action or proceeding. Grantee, if it so chooses, may participate in any action or proceeding relating to condemnation or taking of all or part of the Property,and may join Grantor in adjusting any loss covered by insurance. (c) All proceeds of the Claims assigned to Grantee under this Paragraph shall be paid to Grantee. In each instance, Grantee shall apply those proceeds first toward reimbursement of all of Grantee's costs and expenses of recovering the proceeds, including attorneys' fees. Grantor further authorizes Grantee, at Grantee's option and in Grantee's sole discretion, and regardless of whether there is any impairment of the Property, (i) to apply the balance of such proceeds, or any portion of them, to pay or prepay some or all of the Secured Obligations in such order or proportion as Grantee may determine, or(ii)to hold the balance of such proceeds, or any portion of them, in an interest-bearing account to be used for the cost of reconstruction,repair or alteration of the Property,or(iii)to release the balance of such proceeds, or any portion of them,to Grantor. If any proceeds are released to Grantor, Grantee shall not be obligated to see to,approve or supervise the proper application of such proceeds. If the proceeds are held by Grantee to be used to reimburse Grantor for the costs of restoration and repair of the Property, the Property shall be restored to the equivalent of its original condition, or such other condition as Grantee may approve in writing, provided that such approval shall not be unreasonably withheld. Grantee may,at Grantee's option,condition disbursement of the proceeds on Grantee's approval of such plans and specifications prepared by an architect satisfactory to Grantee, contractor's cost estimates, architect's certificates, waivers of liens, sworn statements of mechanics and materialmen, and such other evidence of costs, percentage of completion of construction, application of payments, and satisfaction of liens as Grantee may reasonably require. Notwithstanding the foregoing, the proceeds of any such insurance shall be applied to restore or repair the property damaged provided that(i) no Event of Default shall have occurred and is continuing under the Mortgage and(ii) such proceeds from any insurance are sufficient to rebuild the Project in a manner that provides adequate security to the Lender for repayment of the Loan,or if such proceeds are insufficient,the Grantor shall have funded any deficiency. 5.4 Insurance. Grantor shall provide and maintain in force at all times all risk property damage insurance on the Property and such other type of insurance on the Property as may be required under the Senior Mortgages. Each such policy of insurance shall be in an amount, for a term, and in form and content satisfactory to Grantee, and shall be written only by companies approved by Grantee. In addition, each policy of hazard insurance shall include a payable endorsement in favor of Grantee. 5.5 Maintenance and Preservation of Property. (a) Grantor shall keep the Property in good condition and repair and shall not commit or allow waste of the Property. Grantor shall not remove or demolish the Property or any part of it,or alter,restore or add to the Property,or initiate or allow any change in any zoning or other land use classification which affects the Property or any part of it,except with Grantee's express prior written consent in each instance. (b) If all or part of the Property becomes damaged or destroyed, Grantor shall promptly and completely repair and/or restore the Property in a good and workmanlike manner in accordance with sound building practices,regardless of whether or not Grantee agrees 5 wa:7902370.4 Book 1387 Page: 656 to disburse insurance proceeds or other sums to pay costs of the work of repair or reconstruction under Paragraph 5.3. (c) Grantor shall not commit or allow any act upon or use of the Property which would violate any applicable law or order of any governmental authority, whether now existing or later to be enacted and whether foreseen or unforeseen, or any public or private covenant, condition, restriction or equitable servitude affecting the Property. Grantor shall not bring or keep any article on the Property or cause or allow any condition to exist on it, if that could invalidate or would be prohibited by any insurance coverage required to be maintained by Grantor on the Property or any part of it under this Mortgage. (d) Grantor shall perform all other acts which from the character or use of the Property may be reasonably necessary to maintain and preserve its value. 5.6 Indemnification. Grantor agrees to indemnify Grantee against and hold Grantee harmless from all losses, damages, liabilities, claims, causes of action,judgments, court costs, attorneys' fees and other legal expenses, cost of evidence of title, cost of evidence of value, and other costs and expenses which either may suffer or incur in performing any act required or permitted by this Mortgage or by law or because of any failure of Grantor to perform any of its obligations. This agreement by Grantor to indemnify Grantee shall survive the release and cancellation of any or all of the Secured Obligations and the full or partial release of this Mortgage or reconveyance of all or any portion of the Property. 5.7 Defense and Notice of Claims and Actions. At Grantor's sole expense, Grantor shall protect,preserve and defend the Property and title to and right of possession of the Property,and the security of this Mortgage and the rights and powers of Grantee created under it, against all adverse claims. Grantor shall give Grantee prompt notice in writing if any claim is asserted which does or could affect any of these matters, or if any action or proceeding is commenced which alleges or relates to any such claim. 6. ACCELERATING TRANSFERS,DEFAULT AND REMEDIES. 6.1 Accelerating Transfers. (a) "Accelerating Transfer" means any sale, contract to sell, conveyance, encumbrance,or other transfer,whether voluntary,involuntary,by operation of law or otherwise, of all or any material part of the Property or any interest in the Property. (b) Grantor agrees that if any Accelerating Transfer occurs, Grantee in its sole discretion may declare all of the Secured Obligations to be immediately due and payable,and Grantee may invoke any rights and remedies provided by Paragraph 6.3 of this Mortgage. 6.2 Events of Default. The occurrence of any one or more of the following events,at the option of Grantee,shall constitute an event of default("Event of Default")under this Mortgage: (a) Borrower fails to make any payment,when due, under the Note and fails to cure such failure within ten (10) days following written notice from Grantee, or any other default occurs under and as defined in the Note or in any other instrument or agreement evidencing any of the Secured Obligations and such default continues for thirty (30) days after written notice in accordance with the terms of the Note; 6 wa:7902370.4 Book 1387 Page: 657 (b) Except to the extent otherwise provided in Section 6.2(a)above,Grantor fails to make any payment or perform any obligation which arises under this Mortgage and such failure continues for thirty(30)days after written notice in accordance with the terms of the Note; (c) The occurrence of an Accelerating Transfer as described in Paragraph 6.1;or (d) Any representation or warranty made in connection with this Mortgage or the Secured Obligations proves to have been false or misleading in any material respect when made. The Grantor's Investor Limited Partner shall have the right, but not the obligation, to cure an event of default under this Mortgage and the parties hereto agree to accept such performance as if it were undertaken by the Grantor itself. 6.3 Remedies. At any time after the occurrence of an Event of Default,Grantee shall be entitled to invoke any and all of the rights and remedies described below, as well as any other remedies authorized bylaw. All of such rights and remedies shall be cumulative, and rights and g the exercise of any one or more of them shall not constitute an election of remedies. (a) Except as required by law or herein, Grantee may declare any or all of the Secured Obligations to be due and payable immediately. (b) Grantee may apply to any court of competent jurisdiction for,and obtain appointment of, a receiver for the Property, ex parte, without notice, and without regard to the solvency of Grantor or Borrower or any impairment to the Property. (c) Grantee, in person, by agent or by court-appointed receiver, may enter, take possession of,manage and operate all or any part of the Property, and in its own name or in the name of Grantor sue for or otherwise collect any and all Rents, including those that are past due, and may also do any and all other things in connection with those actions that Grantee may in its sole discretion consider necessary and appropriate to protect the security of this Mortgage. Such other things may include: entering into, enforcing, modifying, or canceling leases on such terms and conditions as Grantee may consider proper; obtaining and evicting tenants; fixing or modifying Rents;completing any unfinished construction;contracting for and making repairs and alterations;performing such acts of cultivation or irrigation as necessary to conserve the value of the Property; and preparing for harvest,harvesting and selling any crops that may be growing on the Property. Grantor hereby irrevocably constitutes and appoints Grantee as its attorneyinfact to perform such acts and execute such documents as Grantee in its sole discretion may consider to be appropriate in connection with taking these measures, including endorsement of Grantor's name on any instruments. The foregoing power is coupled with an interest and is irrevocable. Grantor agrees to deliver to Grantee all books and records pertaining to the Property, including computer-readable memory and any computer hardware or software necessary to access or process such memory, as may reasonably be requested by Grantee in order to enable Grantee to exercise its rights under this Paragraph. (d) Grantee may cure any breach or default of Grantor, and if it chooses to do so in connection with any such cure,Grantee may also enter the Property and/or do any and all other things which it may in its sole discretion consider necessary and appropriate to protect the security of this Mortgage. Such other things may include: appearing in and/or defending any action or proceeding which purports to affect the security of, or the rights or powers of Grantee 7 wa:7902370.4 Book 1387 Page: 658 under,this Mortgage; paying,purchasing, contesting or compromising any encumbrance,charge, lien or claim of lien which in Grantee's sole judgment is or may be senior in priority to this Mortgage, such judgment of Grantee to be conclusive as among the parties to this Mortgage; obtaining insurance and/or paying any premiums or charges for insurance required to be carried under this Mortgage; otherwise caring for and protecting any and all of the Property; and/or employing counsel, accountants, contractors and other appropriate persons to assist Grantee. Grantee may take any of the actions permitted hereunder either with or without giving notice to any person. (e) Grantee may bring an action in any court of competent jurisdiction to foreclose this instrument or to obtain specific enforcement of any of the covenants or agreements of this Mortgage. (f) Grantee may foreclose this Mortgage by judicial action, or take such other action as the law may allow,at law,or in equity,for the enforcement thereof and realization on the Property, and proceed thereon to final judgment and judicial sale or execution thereon for the entire unpaid balance of the Secured Obligations, including interest at the rates and pursuant to the methods of calculation specified in the Note,together with all actual and reasonable out-of- pocket costs of suit,interest at the Default Rate(as defined in the Note)on any judgment obtained by Grantee from and after the date of any judicial sale of the Property until actual payment is made to Grantee of the full amount due Grantee, and actual and reasonable out-of-pocket attorneys' fees for collection,any usage or custom to the contrary notwithstanding. (g) Grantee may proceed under the Uniform Commercial Code as to all or any part of the Personalty, and in conjunction therewith may exercise all of the rights, remedies and powers of a secured creditor under the Uniform Commercial Code. When all time periods then legally mandated have expired, and after such notice of sale as may then be legally required has been given, Grantee may sell or cause to be sold the Personalty at a public sale to be held at the time and place specified in the notice of sale or,to the extent permitted by applicable law, at private sale. It shall be deemed commercially reasonable for the Grantee to dispose of the Personalty without giving any warranties as to the Personalty and specifically disclaiming all disposition warranties. (h) Notwithstanding the availability of legal remedies, Grantee will be entitled to obtain specific performance, mandatory and prohibitory injunctive relief or other equitable relief requiring Grantor to cure or refrain from repeating any default. 6.4 Application of Sale Proceeds and Rents. (a) Grantee shall apply the proceeds of any sale of the Property in the following manner: first, to pay the portion of the Secured Obligations attributable to the costs, fees and expenses of the sale,including costs of evidence of title in connection with the sale;and, second, to pay all other Secured Obligations in any order and proportions as Grantee in its sole discretion may choose. The remainder, if any, shall be remitted to the person or persons entitled thereto. (b) Grantee shall apply any and all Rents collected by it, and any and all sums other than proceeds of any sale of the Property which Grantee may receive or collect under Paragraph 6.3, in the following manner: first, to pay the portion of the Secured Obligations attributable to the costs and expenses of operation and collection that may be incurred by Grantee or any receiver;and,second,to pay all other Secured Obligations in any order and proportions as 8 wa:7902370.4 Book 1387 Page: 659 Grantee in its sole discretion may choose. The remainder, if any, shall be remitted to the person or persons entitled thereto. Grantee shall have no liability for any funds which it does not actually receive. 7. MISCELLANEOUS PROVISIONS. 7.1 Powers of Grantee. (a) Grantee may take any of the actions permitted under Paragraphs 6.3(b) and/or 6.3(c) regardless of the adequacy of the security for the Secured Obligations, or whether any or all of the Secured Obligations have been declared to be immediately due and payable, or whether notice of default and election to sell has been given under this Mortgage. (c) From time to time, Grantee may apply to any court of competent jurisdiction for aid and direction in enforcing the rights and remedies created under this Mortgage. Grantee may from time to time obtain orders or decrees directing, confirming or approving acts in executing this Mortgage and enforcing these rights and remedies. 7.2 Applicable Law; Choice of Venue. This Mortgage shall be governed by federal law applicable to Grantee and,to the extent not preempted by federal law,the laws of the State of Kansas without regard to its conflicts of law provisions. This Mortgage has been accepted by Grantee in the State of Kansas. If there is a lawsuit,Grantor agrees upon Grantee's request to submit to the jurisdiction of the courts of Saline County,State of Kansas. 7.3 Successors in Interest. The terms, covenants and conditions of this Mortgage shall be binding upon and inure to the benefit of the heirs, successors and assigns of the parties. However,this Paragraph does not waive the provisions of Paragraph 6.1. 7.4 Waiver of Jury Trial. EACH PARTY HERETO HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS MORTGAGE OR ANY OTHER DOCUMENT EXECUTED IN CONNECTION HEREWITH OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY (WHETHER BASED ON CONTRACT, TORT OR ANY OTHER THEORY). EACH PARTY HERETO (a) CERTIFIES THAT NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PERSON HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PERSON WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING WAIVER, (b) ACKNOWLEDGES THAT IT AND THE OTHER PARTIES HERETO HAVE BEEN INDUCED TO ENTER INTO THIS MORTGAGE AND THE OTHER DOCUMENTS CONTEMPLATED HEREBY BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS SECTION AND (c) CERTIFIES THAT THIS WAIVER IS KNOWINGLY,WILLINGLY AND VOLUNTARILY MADE. 7.5 Severability. If any provision of this Mortgage should be held unenforceable or void, that provision shall be deemed severable from the remaining provisions and in no way affects the validity of this Mortgage except that if such provision relates to the payment of any monetary sum,then Grantee may,at its option,declare all Secured Obligations immediately due and payable. 7.6 Notices. Grantor hereby requests that a copy of notice of default and notice of sale be mailed to it at the address set forth below. That address is also the mailing address of Grantor as 9 wa:7902370.4 Book: 1387 Page: 660 debtor under the Uniform Commercial Code. Grantee's address given below is the address for Grantee as secured party under the Uniform Commercial Code. Addresses for Notices to Grantor: Lee Lofts Partners,LLC 227 N.Santa Fe,Suite 310 Salina,KS 67401 Address for Notices to Grantee: City of Salina,Kansas 300 W.Ash Street Salina,KS 67401 In all cases with copies to: RSEP Holding,LLC c/o Redstone Equity Partners 1100 Superior Avenue,Suite 1640 Cleveland,Ohio 44114 And: Nixon Peabody LLP Exchange Place 53 State Street Boston,Massachusetts 02109-2835 Attention:Roger Holmes 7.7 Intentionally Deleted. 7.8 Waiver of Marshalling. Grantor waives all rights, legal and equitable, it may now or hereafter have to require marshaling of assets or to direct the order in which any of the Property will be sold in the event of any sale under this Mortgage. Each successor and assign of Grantor, including any holder of a lien subordinate to this Mortgage, by acceptance of its interest or lien agrees that it shall be bound by the above waiver,as if it had given the waiver itself. 7.9 Waiver of Homestead. Grantor hereby abandons and waives all claims of homestead on the Property and does hereby forever release and discharge the Property from any and all claims of homestead. 7.10 Nonrecourse Obligation. Notwithstanding anything to the contrary herein, the Secured Obligations shall be nonrecourse to Borrower and its members. [SIGNATURE PAGE FOLLOWS] 10 wa:7902370.4 Book 1387 Page: 661 IN WITNESS WHEREOF,Grantor has executed this Mortgage this 20 day of June,2019. GRANTOR: LEE LOFTS PARTNERS,LLC, a Kansas limited liability company By: LL Managing Member,LLC, a Kansas limited liability company, its Manager By: LL Manager,LLC,a Kansas limited liability company, its manager By: WFA v.. Name: • nt o snich Title: -Manager By: Name: Patrick Beatty Title: Co-Manager ACKNOWLEDGMENT 14 Book 1387 Page: 662 NOTARY PUBLIC-State of Kansas ()I i STATE OF40 APRIL EN fT M2aL ' S CW Y Ss. = My Apel Expires COUNTY OF 1 w ) �Z- i TRD On this a day of / , 2019, before me, a Notary Public in and for said State and County, personally appeared Anthony Krsnich, who is personally known to me to be the person who executed the within instruments, and who stated that he is Co-Manager of LL Manager, LLC, a Kansas limited liability company, the Manager of LL Managing Member, LLC, a Kansas limited liability company, the Manager of Lee Lofts Partners, LLC, a Kansas limited liability company and he acknowledged said instrument to be the free act and deed of said company. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal in the County and State aforesaid,the day and year first above written. STATE OF ,I eAMt _ NOTARY PUBLIC-State of Kansas )SS. —2.— APRIL ENGSTROM I ' � COUNTY OF aQ, ) -n -==-- _m -MY APPt.Expires 1p'l l- Y h nnp A *ii1L04. � a"A On this at day of itAkt, , 2019, before me, a Notary Public in and for said State and County, personally appeared Patrick Beatty, who is personally known to me to be the person who executed the within instruments, and who stated that he is Co-Manager of LL Manager, LLC, a Kansas limited liability company, the Manager of LL Managing Member, LLC, a Kansas limited liability company, the Manager of Lee Lofts Partners, LLC, a Kansas limited liability company and he acknowledged said instrument to be the free act and deed of said company. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal in the County and State aforesaid,the day and year first above written. 14 Book: 1387 Page: 663 • EXHIBIT A Legal Description of the Property TRACT ONE: A PORTION OF LOTS 49 AND 51 ON SANTA FE AVENUE, A PORTION OF LOTS 50 AND 52 ON 5TH STREET,AND A PORTION OF VACATED ALLEY ADJACENT TO SAID LOTS, ORIGINAL TOWN OF SALINA, SALINE COUNTY, KANSAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF SAID LOT 50;THENCE ON THE WEST RIGHT-OF-WAY LINE OF SAID 5TH STREET, S00°09'32" W, A DISTANCE OF 87.85 FEET;THENCE N 89°28'30"W A DISTANCE OF 250.53 FEET TO A POINT ON THE EAST RIGHT-OF-WAY LINE OF SAID SANTA FE AVENUE; THENCE ON SAID EAST RIGHT- OF-WAY LINE N 00°15'33" E A DISTANCE OF 87.93 FEET TO THE NORTHWEST CORNER OF SAID LOT 49; THENCE ON THE SOUTH RIGHT-OF-WAY LINE OF ELM STREET, S 89°27'28" E A DISTANCE OF 250.38 FEET TO THE POINT OF BEGINNING. TRACT TWO: A PORTION OF LOTS 53, 55,AND 57 ON SANTA FE AVENUE,A PORTION OF LOTS 54, 56, 58, AND 60 ON 5TH STREET, AND A PORTION OF VACATED ALLEY ADJACENT TO SAID LOTS, ORIGINAL TOWN OF SALINA, SALINE COUNTY, KANSAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF SAID LOT 60; THENCE ON THE SOUTH LINE OF SAID LOT 60, N 89°27'06" W A DISTANCE OF 120.95 FEET TO THE SOUTHWEST CORNER OF SAID LOT 60; THENCE ON THE WEST LINE OF SAID LOT 60; N 00°18'20" E, A DISTANCE OF 50.02 FEET TO THE NORTHWEST CORNER OF SAID LOT 60; THENCE ON THE SOUTH LINE OF SAID LOT 57 AND EXTENSION THEREOF, N 89°22'29" W A DISTANCE OF 2238 FEET; THENCE N 00°0912" E A DISTANCE OF 104.01 FEET ;THENCE S 89°50'28" E A DISTANCE OF 143.20 FEET TO A POINT ON THE WEST RIGHT-OF-WAY LINE OF SAID 5TH STREET;THENCE ON SAID WEST RIGHT-OF-WAY LINE S 00°09'32" W A DISTANCE OF 155.03 FEET TO THE POINT OF BEGINNING. or)