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Lee Lofts Loan Agreement Note (executed) INITIALED FOR THE BORROWER U7r- , - INITIALED FOR THE LENDER 13. Miscellaneous. Notwithstanding anything to the foregoing herein, the following provisions shall apply: (a) Notwithstanding anything to the contrary herein. Borrower agrees to incorporate and install the materials and amenities as listed on Exhibit C, attached hereto and incorporated herein, provided, however, that Borrower shall have the right to make reasonable substitutions or changes based on availability, or in the event that Borrower reasonably determines that such substitutions or changes are necessary to prevent cost overruns and such substitutions are consistent with the general spirit and intent of this Agreement. (b) The Borrower agrees to defend, indemnify and hold Lender, its officers, agents and employees, harmless from and against all liability for damages, costs and expenses, including attorney fees, arising out of any claim. suit,judrpnent or demand to the extent resulting from the negligent and/or intentional acts or omissions of the Borrower, its contractors; subcontractors, agents or employees in the performance of any act required or permitted by this Agreement. The Borrower shall give the Lender written notice of any claim, suit or demand which may be subject to this provision at the earliest feasible date. (c) Not in derogation of the indemnification provisions set forth herein or any insurance requirements contained in the other Loan Documents, the Borrower shall, at its sole cost and expense, throughout the term of this Agreement, insure and keep insured any vertical structures built against direct loss or damage occasioned by fire and extended coverage perils through insurers with a Best's rating of no less than "A-" and/or that is reasonably acceptable to Lender and without co-insurance. The insurance shall be for an amount that is not less than the full replacement cost of such structures and shall include a payable endorsement in favor of Lender. (d) The rights, duties and obligations hereunder of the Borrower may not be assigned, in whole or in part, to another person or entity, without the prior approval of the Lender following verification by the Lender that the assignment complies with the terms of this Agreement. Any proposed assignee shall have qualifications and financial responsibility, as reasonably determined by the Lender, necessary and adequate to fulfill the obligations of the Borrower under this Agreement. Any proposed assignee shall, by instrument in writing, for itself and its successors and assigns, and expressly for the benefit of the Lender, assume all of the obligations of the Borrower under this Agreement and agree to be subject to all the applicable conditions and restrictions to which the Borrower is subject. The Lender shall notify the Borrower within 45 days of receipt by the Lender of a written request to approve a proposed assignment under this Section of its approval or disapproval. All written requests for approval of a proposed assignment shall include a description of the qualifications and financial resources of the proposed assignee and the form of a proposed assignment and assumption agreement. If the Lender elects to disapprove a requested assignment. it will include in its notice to the Borrower the basis for the disapproval. The Borrower shall not be relieved from any obligations set forth