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Audit - 2013 SALINA DOWNTOWN, INC. Financial Statements And Independent Accountants’ Review Report December 31, 2013 Table of Contents Page Independent Accountants’ Review Report 3 Statement of Financial Position 4 Statement of Activities & Net Assets 5 Statement of Cash Flows 8 Notes to the Financial Statements 9 BENSON ACCOUNTING, CPA, PA JOEL BENSON, CPA - MARY BENSON, CPA 1929 S. Ohio St. SALINA, KS 67401 PH: 785-827-3157 FAX: 785-827-3159 Independent Accountants’ Review Report To the Board of Directors of SALINA DOWNTOWN, INC. Salina Downtown, We have reviewed the accompanying statement of financial position of Inc. (a nonprofit organization) as of December 31, 2013, and the related statements of activities and cash flows for the year then ended. A review includes primarily applying analytical procedures to management’s financial data and making inquiries of Organization management. A review is substantially less in scope than an audit, the objective of which is the expression of an opinion regarding the financial statements as a whole. Accordingly, we do not express such an opinion. Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America and for designing, implementing, and maintaining internal control relevant to the preparation and fair presentation of the financial statements. Our responsibility is to conduct the review in accordance with Statements on Standards for Accounting and Review Services issued by the American Institute of Certified Public Accountants. Those standards require us to perform procedures to obtain limited assurance that there are no material modifications that should be made to the financial statements. We believe that the results of our procedures provide a reasonable basis for our report. Based on our review, we are not aware of any material modifications that should be made to the accompanying financial statements in order for them to be in conformity with accounting principles generally accepted in the United States of America. BENSON ACCOUNTING, CPA, PA By: Joel Benson, CPA June 25, 2014 Salina, KS SALINA DOWNTOWN, INC. STATEMENT OF FINANCIAL POSITION As OfDecember 31, 2013 ASSETS Current Assets Cash on Hand $ 167 Cash in Banks 141,389 Accounts Receivable 14,098 $ 155,654 Current Notes Receivable – DIP New Business Loans $ 5,123 Total Current Assets $ 160,777 Notes Receivable – DIP New Business Loans $ 10,014 Property and Equipment, Net $ 281 Total Assets $ 171,072 LIABILITIES & NET ASSETS Current Liabilities Accounts Payable $ 8,678 Façade grant Payable 17,991 Payroll taxes Payable 1,708 $ 28,377 Total Liabilities $ 28,377 Net Assets Unrestricted $ 66,672 Temporarily Restricted $ 76,023 $ 142,695 Total Liabilities and Net Assets $ 171,072 See accompanying notes and independent accountants’ review report. 4 SALINA DOWNTOWN, INC. STATEMENT OF ACTIVITIES & NET ASSETS For the Year Ended December 31, 2013 UNRESTRICTED NET ASSETS Revenues Service Fees $ 83,326 Organization Contribution 58,100 Friends of the River 42,831 Business Support & Recruitment 9,330 Destination Marketing 7,299 Interest 461 Total Revenue $ 201,347 Program Expenses Organizational Expenses Salaries, Wages & Payroll Tax $ 83,519 Outside Professional Services 11,220 Utilities 3,493 Computer Supplies & Maintenance 3,260 Insurance 1,539 Communications 1,480 General Marketing 1,465 Office Supplies 1,443 Equipment & Building Maintenance 1,166 Dues & Subscriptions 996 Meeting Expense 623 Postage & Printing 491 Depreciation 322 Taxes & Fees 261 Professional Development 104 Other Expenses 73 Office Rent 0 Total Organizational Expenses $ 111,455 See accompanying notes and independent accountants’ review report. 5 SALINA DOWNTOWN, INC. STATEMENT OF ACTIVITIES & NET ASSETS (CONTINUED) For the Year Ended December 31, 2013 Program Expenses (Continued) Committee Expenses Business Support Expenses Holiday Lighting 14,877 Cluster Marketing $ 9,957 Other 2,028 Sculpture Tour 376 Total Business Support Expenses $ 27,238 Destination Marketing Expenses Friends of the River $ 47,331 Marketing 10,804 Special Events 7,780 Total Destination Marketing Expenses $ 65,915 Total Committee Expenses $ 93,153 Total Program Expenses $ 204,608 Change in Unrestricted Net Assets $ (3,261) Unrestricted Net Assets – Beginning of Year $ 69,933 Unrestricted Net Assets – End of Year $ 66,672 See accompanying notes and independent accountants’ review report. 6 SALINA DOWNTOWN, INC. STATEMENT OF ACTIVITIES & NET ASSETS (CONTINUED) For the Year Ended December 31, 2013 TEMPORARILY RESTRICED NET ASSETS RESTRICTED FAÇADE GRANTS: Façade Grant Revenues $ 47,500 Façade Grant Adjustments – Prior Years 19,125 Façade Grant (Expenses)/Returns (49,584) Change in Temporarily Restricted Façade Net Assets $ 17,041 Temporarily Rest. Façade Net Assets – Beginning of Year 30,200 Temporarily Rest. Façade Net Assets – End of Year $ 47,241 RESTRICTED KHC-WEB BASED HISTORC TOURS: KHC Grant Revenues $ 0 KHC Grant (Expenses)/Returns (3,947) Change in Temporarily Restricted KHC Net Assets $ (3,947) Temporarily Rest. KHC Net Assets – Beginning of Year 3,947 Temporarily Rest. KHC Net Assets – End of Year $ 0 RESTRICTED NEW BUSINESS LOAN POOL (NBL): NBL Grant Revenues $ 0 NBL Interest Income 527 NBL Grant (Expenses/Write-off’s)/Returns (12,068) Change in Temporarily Restricted Net Assets $ (11,541) Temporarily Rest. NBL Net Assets – Beginning of Year 40,323 Temporarily Rest. NBL Net Assets – End of Year $ 28,782 RESTRICTED USDA KITCHEN INCUBATOR – KITCHEN 4 HIRE (K4H): K4H Grant Revenues $ 44,664 K4H Grant (Expenses)/Returns (44,664) Change in Temporarily Restricted K4H Net Assets $ 0 Temporarily Rest. K4H Net Assets – Beginning of Year 0 Temporarily Rest. K4H Net Assets – End of Year $ 0 TOTAL TEMPORARILY RESTRICTED NET ASSETS: $ 76,023 See accompanying notes and independent accountants’ review report. 7 SALINA DOWNTOWN, INC. STATEMENT OF CASH FLOWS For the Year Ended December 31, 2013 CASH FLOWS FROM OPERATING ACTIVITIES: Service Fees & Organization Contributions $ 191,130 Façade Grant Received 47,500 Other Grants Received 44,664 Interest Received 988 Other Grants Paid (44,664) Façade Grant Paid (30,456) Cash Paid to Suppliers & Others (224,338) Net Cash Provided / (Used) by Operations $ (15,176) CASH FLOWS FROM INVESTING ACTIVITIES: Long Term Loan Investments Made (Notes Receivable) $ (5,000) Long Term Loan Payments Received (Notes Receivable) 5,820 Net Cash Provided / (Used) by Investing $ 820 CASH FLOWS FROM FINANCING ACTIVITIES: Long Term Borrowings (Start-up Kansas) $ 0 Repayment of Long Term Debt (Start-up Kansas) (100) Net Cash Provided/(Used) by Financing $ (100) NET INCREASE/ (DECREASE) IN CASH $ (14,456) CASH AT BEGINNING OF YEAR $ 156,012 CASH AT END OF YEAR $ 141,556 RECONCILIATION OF CHANGE IN NET ASSETS TO NET CASH PROVIDED BY OPERATING ACTIVITIES Increase/(Decrease) in Net Assets $ (1,708) Add Non-cash Expense, Depreciation/Loss 12,400 Net (Increase)/Decrease in Receivables (9,948) Net (Decrease)/Increase in Payables (15,920) Net Cash Provided / (Used) by Operations $ (15,176) See accompanying notes and independent accountants’ review report. 8 SALINA DOWNTOWN, INC. NOTES TO FINANCIAL STATEMENTS For the Year Ended December 31, 2013 NOTE A – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Salina Downtown, Inc A summary of the significant accounting policies of . is as follows: Salina Downtown, Inc. Business Activity – The function of is to improve the image of downtown Salina, Kansas through cooperation, promotion, business retention, recruitment and enhancement of physical appearance. The Organization primarily receives funds in the form of assessments to businesses located in the Business Improvement District. These assessments are invoiced and collected by the City of Salina and paid to the Organization. Due to the volume of business conducted with the City of Salina, and due to the joint efforts undertaken, the City of Salina is considered to be a related party. Salina Downtown, Inc. Taxes – is exempt from federal and state income taxes under Internal Revenue Code Section 501(c)(6) and similar state provisions. The Organization prepares its financial statements on the accrual method of accounting. Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 740-10-05 clarifies the accounting for uncertainty in income taxes recognized in an enterprise’s financial statements. This topic prescribes a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. This topic also provides guidance on de-recognition, classification, interest and penalties, accounting in interim periods, disclosure and transition. The Organization has not identified any uncertainties in federal or state income taxes for any open tax years as of December 31, 2013. The Organization is no longer subject to federal and state tax examinations by tax authorities for years before 2010. No authorities have commenced income tax examinations as of December 31, 2013. Revenue Recognition – All revenues are considered available for the Organization’s use unless specifically restricted by the donor or by contractual agreement. All revenues are recorded as the funding is made available to them. Method of Accounting – The Organization prepares its financial statements according to Accounting Standards Codification (ASC) Topic No. 958, “Financial Statements for Not- For-Profit Organizations”. Under ASC Topic No. 958, the Organization is required to report information regarding its financial position and activities according to three classes of net assets: Unrestricted net assets, temporarily restricted net assets, and permanently restricted net assets. In addition, the Organization is required to present a statement of cash flows. The Organization also follows ASC Topic No. 958-605-25, “Accounting for Contributions Received and Contributions Made”, whereby contributions received are recorded as unrestricted, temporarily restricted, or permanently restricted support depending on the existence and/or nature of any donor restrictions. Restricted net assets are reclassified to unrestricted net assets upon satisfaction of the time or purpose restrictions. See independent accountants’ review report. 9 SALINA DOWNTOWN, INC. NOTES TO FINANCIAL STATEMENTS (Continued) For the Year Ended December 31, 2013 NOTE A – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Salina Downtown, Inc Accounts Receivable – . considers accounts receivable to be fully collectible; accordingly, no allowance for doubtful accounts is required. If amounts become uncollectible, they will be charged to operations when that determination is made. Through City of Salina ordinance, all accounts are to be billed and collected by the City of Salina Downtown, Inc Salina for distribution to . Therefore, all accounts uncollected by the City will remain on the receivables list of the City, and not the books of Salina Salina Downtown, Inc Downtown, Inc. Accounts receivable included on the books of . include only those payments actually received from Business Improvement District patrons through the end of the year which have not been paid to Salina Downtown, Inc. Depreciation – Capital assets are recorded at cost. Depreciation is determined using both straight-line and accelerated methods over the estimated useful life of each asset. Use of estimates – The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and certain reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Date of Management’s Review – Management has evaluated subsequent events through June 25, 2014, the date on which the financial statements were available to be issued. NOTE B – CONCENTRATIONS OF CREDIT RISK The Organization derives the vast majority of its revenues from the City of Salina, Kansas Salina either through special budgeted funds or through sales tax revenues allotted to Downtown, Inc. The Organization conducts all of its business and derives all of its funding as it relates to the geographical downtown district of Salina, Kansas. NOTE C – ORGANIZATION CONTRIBUTION The Organization has entered into an agreement with the City of Salina, KS to merge private efforts with city government efforts toward the development of plans and programs to assure the vitality and prosperity of Salina’s Central Business District, with no further Salina Downtown, Inc. restriction. The agreement provides the City and will jointly fund these programs. Contributions from the City of Salina for 2013 totaled $38,000. During the year ended December 31, 2013, the member organization Salina Regional Health Center also contributed $20,000 without restriction to assist with similar efforts. See independent accountants’ review report. 10 SALINA DOWNTOWN, INC. NOTES TO FINANCIAL STATEMENTS (Continued) For the Year Ended December 31, 2013 NOTE D – LEASES The Organization has entered into a lease agreement with the current landlord (Salina Area Chamber of Commerce) spanning a period sufficient for the base rent to cover the cost of premises alterations incurred by landlord in order to accommodate the Organization beginning on November 1, 2009. This remodeling cost totaled $17,427. Base rental shall be paid in the amount of $570 per month. As this total cost has been recovered, there is no lease expense for 2013, nor are there any future minimum lease payments; however, the Organization is still responsible for a proportionate share of utilities and incidentals. Salina Downtown, Inc. Facilities and personnel are shared between and the Salina Area Chamber of Commerce. The value of this arrangement is not readily determinable. NOTE E – FUNCTIONAL CLASSIFICATION OF EXPENSES Salina Downtown Inc.’s expenses are primarily program related with an insignificant amount of expenses related to administration and fund raising. Thus, the statement of functional expenses is not presented. NOTE F – CASH ON HAND AND IN BANKS Cash on the Statement of Cash Flows includes the following: Cash on hand $ 167 Cash in Bank – Certificates of Deposit 105,365 Cash in Bank – Debit Card Account 676 Cash in Bank – Operating 35 348 $ 141,556 For purposes of the Statement of Cash Flows, the Organization considers all highly liquid investments with a maturity of three months or less to be cash equivalents. NOTE G – PROPERTY AND EQUIPMENT A detail of property and equipment, recorded at cost, is as follows: Furniture and Fixtures $ 7,552 Less Accumulated Depreciation (7,271) Net Property and Equipment $ 281 It is the policy of the Organization to capitalize assets with useful lives beyond 1 year and a cost in excess of $500. See independent accountants’ review report. 11 SALINA DOWNTOWN, INC. NOTES TO FINANCIAL STATEMENTS (Continued) For the Year Ended December 31, 2013 NOTE H – NOTES RECEIVABLE DIP – NEW BUSINESS LOANS The Organization has previously received an FHLBank Topeka Jobs Grant to be used to assist in the funding of new and small businesses. The original grant award was for $25,000, to which the Organization internally designated another $10,000 in 2011 and $5,000 in 2012. These funds have been designated for this specific use of making no interest loans and low interest loans to eligible downtown businesses. This is a temporary restriction as indicated on the Statement of Activities and Net Assets. Interest earned on these temporarily restricted funds totaled $527 for 2013, and is intended to increase the available funding. $12,078 in loaned funds was determined to be uncollectible in 2013, with collection efforts to continue. Compounded with related additional earned fees of $10, and as indicated on the statement of net assets, the result is a restricted total of $28,782 as of December 31, 2013. During the year ended December 31, 2013, a total of $5,000 was loaned to qualifying borrowers with varying payment terms. The total outstanding balance of loans made at December 31, 2013 is $15,137. Remaining funding available for loan awards is $13,645 at December 31, 2013. NOTE I – COMMITMENTS AND CONTINGENCIES The Organization, through its involvement in the “Forgivable Loan” Development Incentive Program indicated above, holds an obligation from award winning organizations to maintain the improvements and to occupy the same location for a three year period from the date of the agreement for which the award was granted. The obligation is reduced by 1/36 for each whole month after the award date. As of December 31, 2013, incentive recipients were contingently obligated to the Organization in the aggregate amount of $45,444. As this award is ultimately funded through the City of Salina, KS, any return of the awarded loans would be an amount that is obligated to the City of Salina, KS upon receipt. NOTE J – DEVELOPMENT INCENTIVE PROGRAM (FAÇADE GRANT) Salina Downtown, Inc The City of Salina, KS has joined resources with . in an effort to improve the aesthetics of the Business Improvement District through the repair and maintenance of exterior building façades. Property owners and/or tenants who are in good standing with the Business Improvement District (service fees are current) are eligible to apply. There are 2 levels of grants available. “Mini Grants” are available for up to $3,499 per award; “Forgivable Loans” are available for grants of $3,500 up to $15,000 per award. See Note I above for additional restrictions on “Forgivable Loan” awards. There are annual limits to the aggregate of each type of incentive grant as determined by the board of directors. See independent accountants’ review report. 12 SALINA DOWNTOWN, INC. NOTES TO FINANCIAL STATEMENTS (Continued) For the Year Ended December 31, 2013 NOTE J – DEVELOPMENT INCENTIVE PROGRAM (FAÇADE GRANT) - (CONTINUED) During the year ended December 31, 2013, there was $47,500 in City contributions to Salina Downtown, Inc . for this program. Grants awarded to Downtown Patrons, but not paid as of December 31, 2013 amounted to $17,991. As of December 31, 2013, $47,241 has not been awarded to qualifying businesses. This received but un-awarded amount is subject to return to the City of Salina, KS upon request, but may be rolled into the following year’s grant allocation total. The City has agreed to allow that allocation to be awarded in the year ending December 31, 2014. The façade grant activity is included in the accompanying financial statements as Temporarily Restricted activities due to the specificity of use of these funds. NOTE K – WEB BASED HISTORIC TOURS The Organization received a grant in 2011 from the Kansas Humanities Council to be used in promoting Salina’s Downtown through the use of a web based walking tour to encourage more visitors. These funds have been restricted for this specific use, and have been indicated as such on the Statement of Activities and Net Assets under temporarily restricted funds. The grant amount was $7,420, of which $7,420 has been expended through the year ended December 31, 2013. NOTE L – KDA KITCHEN INCUBATOR – KITCHEN FOR HIRE (K4H) The Organization has applied for and received a grant to be used in promoting Salina’s Downtown through the utilization of an entrepreneurial facilitation focused on making a commercial kitchen available to prospective entrepreneurs. This project, funded in part by the grant awarded by the KS Department of Agriculture in the amount of $70,050, and in partnership with the Masonic Center in Salina, is intended to provide food based entrepreneurs with access to a commercial kitchen in which to process their goods. The grant is structured such that grant income is recognized to the extent of related expenses and is intended as an expense reimbursement grant. During the year ended December 31, 2012, the total amount funded and expended for this project was $5,334. The total amount funded and expended under this program during the year ended December 31, 2013 was $41,989. The remaining available funding for 2014 is $22,727. This activity is temporarily restricted and is included in the Temporarily Restricted segment of the Statement of Activities and Net Assets. Included in the program related expenditures is lease expense in the amount of $21,600 which is directly related to this temporarily restricted program. There are no future minimum lease payments associated with this arrangement as the program lease was through December 31, 2013, and is currently operating on a month to month basis. See independent accountants’ review report. 13 SALINA DOWNTOWN, INC. NOTES TO FINANCIAL STATEMENTS (Continued) For the Year Ended December 31, 2013 NOTE M – RETIREMENT BENFITS The Organization maintains a SIMPLE retirement plan in which employees with over 2 years employment and who earn over $5,000 are eligible to participate. The plan states that the Employer will match employee withholdings up to a total of 3% for each calendar year. For the year ended December 31, 2013, the total amount of employer matching contributions is $1,206 and is included in the financial statements with Salaries, Wages and Payroll taxes. NOTE N – COMPENSATED ABSENCES The Organization maintains a policy for paid time off (PTO) based on an accrual of a set fraction of an hour per hour worked employee. This fraction differs by length of service. It is available to all employees. An employee can carry forward up to one half of their annual PTO earned. As of the December 31, 2013, no employee had a significant bank of PTO remaining, and no liability has been recognized. See independent accountants’ review report. 14