Escrow AgreementESCROW AGREEMENT
THIS AGREEMENT is made this 27th day of August, 2012, by and between Jennifer
L. Adams and Robert D. Umsheid III, (Referred to in this Agreement as "the Property Owner") and
the City of Salina, Kansas (Referred to in the Agreement as "the Escrow Agent").
RECITALS
A. Property owner is the owner of real estate legally described as:
Lot 13, Block 6 Eastview Estates Addition
(referred to in this Agreement as "the Real Estate")
B. Special Assessments have been levied against the Real Estate and bonds have
been issued by the City of Salina, Kansas, in payment of the costs of the public improvements for
which the special assessments were levied.
C. Pursuant to Salina Ordinance Number 88-9252, the Property Owner wishes to
deposit with the Escrow Agent funds which, when held in an interest-bearing account, will generate
sufficient interest such that the share of annual payments of bond principal and interest attributable to
the Real Estate can be made.
D. The Escrow Agent is willing to receive such payment from the Property Owner
and to hold such funds, subject to the terms and conditions of this agreement.
SO NOW, THEREFORE, the parties agree as follows:
1. Payment. The Property Owner deposits with the Escrow Agent the sum of
Thirty Two Dollars and 02 /100 Dollars ($32.02), the receipt of which is hereby acknowledged by
the Escrow Agent.
2. Investment. The sum deposited by the Property Owner with the Escrow Agent
shall be deposited by the Escrow Agent in an escrow account under the City's Special Assessment
Escrow Fund and invested as permitted by law.
3. Annual withdrawal. In January of each year, the Escrow Agent shall transfer
from the escrow account an amount necessary to pay the annual bond principal and interest payments
attributable to the Real Estate and the $10.00 annual administration fee. The amount necessary to
pay bond principal and interest will be transferred to the City's Bond and Interest Fund and the
administrative fee shall be transferred to the City's General Fund.
4. Termination. This Escrow agreement shall terminate on the date coinciding with
the payment from the escrow account of the,final annual installment of bond principal and interest
attributable to the Real Estate.
5. Binding effect. This Escrow Agreement shall be binding upon and insure to the
benefit of the heirs, executors, administrators, devisees, legatees, successors and assigns of the
parties.
EXECUTED this 27th day of
STATE OF KANSAS, SALINE COUNTY, ss:
"Property Owner"
OF
"Escrow
KANSAS
The above and foregoing instrument acknowledged before me this.3e0% day of August, 2012,
by Jennifer L. Adams, the Property Owner.
GAIL A. E
NOTARY
STATE OF
My Appt. Exp.
STATE OF KANSAS, SALINE COUNTY, ss:
e1
Notary Public 1 61
The above and foregoing instrument acknowledged before me this day of August, 2012,
by Robert D. Umsheid III, the Property Owner.
GAIL A. FRAZIER
NOTARY PUBLIC
STATE OF KANSAS
My Appt. Exp. N-91"1
STATE OF KANSAS, SALINE COUNTY, ss:
Notary Public U
The above and foregoing instrument acknowledged before me this � day of August, 2012,
by Rodney Franz, Finance Director of the City of Salina, Kansas, on behalf of the City of Salina, Kansas.
SHANDI L. WICKS
! Notary Public - So of Kansas r�j-�,., u..l : n f' � � �/ �/
My Appt. Expires b �.+1 t1J!(�,Li ,A' l`l�/l�d�tj
Notdry Public
City of Salina
Special Assessment Prepayment Form
Tract #
r` 28744-2
11
Scheduled Principal
Job Number
1999-1177
Total Future Assessments Due: $22.02
Other Description:
'Lot 13, Block 6 Eastview
Amount of Prepayment Required: $32.02
Adm. Fee
Estates Addition
9/1/2012
(This is the Date Paid)
Savings on Prepayment: $10.00
Date of Payment or Sale
09/01/121
12/20/2013F--$20-.977
W/E: t 7/20/20121
Discount Rate Used:
'0.00%
From: nttp://www.teaeraireserve.gov/
uate rirst vrepaio
12/20/2014$0.001
Assessment is Due
12/20/204
$0.00
$0.00
12/20/2015
$0.00 i
First prepaid assesment
Scheduled Principal
Escrow
Total Due
due
Scheduled Principal
Interest and
Interest
Adm. Fee
From Escrow
9/1/2012
(This is the Date Paid)
0
12/20/2013F--$20-.977
$1.05 [-$22.02-1
$10.00
$32.02
12/20/2014$0.001
$0.00
$0.001
$0.00
$0.00
12/20/2015
$0.00 i
$0.00
$0.00 1
$0.00
$0.00
12/20/2016
�$000
$0.00
$0.00
$0.00
$0.00
12/20/2017
x$0.00
$0.00
$0.00
$0.00
$0.00
12/20/20181
$0.00
$0.00
$0.00
$0.00
$0.00
12/20/2019
$0.00
$0.00
$0.00
$0.00
$0.00
12/20/2020
4$0.00
$0.00
$0.00
$0.00
$0.00
12/20/2021
$0.00 '
$0.00 -
$0.00
$0.00
$0.00
12/20/2022
J$0.00
$0.00 (
$0.00
$0.00
$0.00
12/20/2023
' $0.00
$0.00
$0.00 �
$0.00
$0.00
12/20/2024
$0.00
$0.00
$0.001
$0.00
$0.00
12/20/2025
$0.00 !
$0.00
$0.00
$0.00
$0.00
12/20/2026
, $0.00
$0.00
$0.00 (
$0.00
$0.00
12/20/2027
$0.00 j
$0.00 1
$0.00 %
$0.00
$0.00
^�
Totals
$20.97
$1.05
$22.02
$10.00
$32.02
SA5050
Special Assessments - Tract
Assessments
7/24/12
9:29:53
Job: 1999-1177
Eastview
Est.Addn. stormwater -
Knox
Tract#
Lot Block Subdivision
28744
13 006 766 EASTVIEW ESTATES
ADDITION
LGL:
------------------------------------------------------------------------------
Year
Principal
Interest
Payments
Assessment
1999
20.97
17.30
.00
38.27
2000
20.97
16.15
.00
37.11
2001
20.97
13.90
.00
34.87
2002
20.97
12.83
.00
33.80
2003
20.97
9.92
.00
30.89
2004
20.97
9.23
.00
30.19
2005
20.97
8.49
.00
29.46
2006
20.97
7.72
.00
28.68
2007
20.97
6.90
.00
27.87
2008
20.97
5.91
.00
26.88
2009
20.97
5.03
.00
26.00
2010
20.97
4.19
.00
25.16
2011
20.97
3.15
.00
24.11
2012
20.97
2.10
.00
2-; 06
2013
20.97
1.05
.00
22.02
FRB: H.15 Release --Selected Interest Rates --July 23, 2012
What's New -What's Next -Site Map A -Z Index -Careers RSS - All
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15 adhL
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nMu[ News Monetnry I%anxm9 Payment .-nomas Consumer Community reporting
Information 0.eaeatcM1 - pmen Pahliw[ions
tM1e ietl &Events Polley Systems Information Develo t Farms
6 Regulation` &Data
Ho > Eongr,g Bg5gargh8D t > SDnIsfCAILEstIi
Selected Interest Rates (Weekly) - H.15
r _
I Current Release Release Dates Da Iv Update Historical Data About Announcements
Current Release (48 KB PDF)
Rvlenae Dat,hilh' a-3, 2012
Page 1 of 3
® .111IDDP QPlinl
The weekly release is posted on Monday. Daily updates of the weekly release are posted Tuesday through Fdday on this site. It Monday is a holiday, the weekly release will be posted
on Tuesday after the holiday and the daily update will not be posted on that Tuesday.
July 23, 2012
H.15 Selected Interest Rates
Yields in percent per annum
http://www.federalreserve.gov/releases/hi 5/current/ 7/24/2012
Week Ending
2012 2012
2012
2(12
2012
2012
Jul
Jul
Instruments
Jul Jul
]ul
lul
Jul
Jun
16 17
18
19
20
20
13
Federal funds (effective)
0.18 01J
0.16
0.13
0.13
0.18
0.1J
0.16
Commercial Paper 335. Q Ii
.. _______`.
Nonfinancial
1
1 -month 0,16 0.14
I . 0.13 0.13
0.13 0.14
0.13
0.14
2 -month 0.18 0.17
0.17 0.14
0.17 0.17
017
0.17
3 -month 0.21 0.23
D.21 0.19
1 0.20 0.2141
0.22
0.21
__T
Financial
I
-
1 -month 1 0.15 0.11
-- h-
0.12
0.11
0.12 0.12
I 0.12
0.13
0.14 0.15
0.15
0.16
0.15 0.15
0.15
0.16
I'�2-month
3 -month 0.1] 0.20
-C -Ds
0.33
0.19
D.28 I 0.23
0.28
0.21
(secondary market) 32
1 -month 0.2D 0.20
0.20
1 0.19
0.19 0.20
0.20
0.19
3 -month 0.29 0.30
0.30
0.30
0.3D 0.30
0.32
0.32
5-month0.45 L 0.48
0.48 r 0.47
0,47. 0.47
0.48
0.48
Eurodollar deposits (London) 3 Q
1 -month 0.31 D.31
0.31 0.31
0.31 I 0.31
0.30
0.30
(.
i
3 -month 0.43 0.43
0.43 0.43.
0.43 D.43
0.43
I 0.43
6 -month D.63 0.63
0.63 0.63
I 0.63 0.63
0.53
0.63
Bank prime loan 232 3.25 I 3.25
3.25 3.25
3.25 3.25
0.75 OJS
3.25
OJS
3.25
OJS
Discount window primary credit 2.111 0.75
OJST7O
U.S. government securities
Treasury bills (secondary market) 344
-week 0.03
0.08
0.07
0.06
0.07
0.05
3 -month 0.10
O.ID
0.09
0.09
0.09
0.09
0.10
0.09
6 -month 0.14
0.14
0.14
0.14
0.14
0.14
0.15
0.15
1 -year 0.1J
0.17
0.1]
0.16
0.1]
0.19
0.18
Treasury constant maturities
T--.�
Nominal 1.1-
1 -month 0_04 0.08..
0.07 0.06i0.07 0 06 00170.05
3 -month 0.10 0.10
0.09 0 D9 0.09 0.09 1 0 10.09
6 -month D.14 0.14
0.14 014 D..14 014 _ 0.0.15
http://www.federalreserve.gov/releases/hi 5/current/ 7/24/2012
Tract #
Job Number
Other Description:
Date of Payment or Sale
Discount Rate Used:
nate rirst rrepaia
Assessment is Due
First prepaid assesment
due
City of Salina
Special Assessment Prepayment Form
" 28744-2
1999-1177
Lot 13, Block 6 Eastview
Estates Addition °
08/27/12'
0.00%1
ii
12/20/2013"
Scheduled Principal
8/27/2012
(This is the Date Paid)
12/20/2013
120.971
12/20/2014
$0.00 C
12/20/2015
'$0.00
12/20/2016
$0.00
12/20/20171
$0.00
12/20/2018;
$0.00
12/20/20191
$0.00
12/20/2020 i
$0.00
12/20/2021
$0.00
12/20/2022
.$0.00
12/20/2023
$0.00
12/20/2024
$0.00
12/20/2025
$0.00
12/20/2026
$0.00 !
12/20/2027
$0.00
Total Future Assessments Due:
of Prepayment Required:
on Prepayment:
W/E: 8/10/2012
From: nttp:
$22.02
$32.02
$1010®00
Scheduled Principal Escrow Total Due
Interest and Interest Adm. Fee From Escrow
0
$1.05 ($22-02`$10.00
$32.02
$0.00
$0.001
$0.00
$0.00
$0.00
$0.00 ",
$0.00
$0.00
$0.00 '
$0.00
$0.00
$0.00
$0.00
` $0.00'
$0.00
$0.00
$0.00
.$0.001
$0.00
$0.00
$0.00
"11$0.00
$0.00
$0.00
$0.00
$0:00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.001
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Totals $20.97 $1.05 $22.02 $10.00 $32.02
Tract #
Job Number
Other Description:
Date of Payment or Sale
Discount Rate Used:
Uate rrrst rrepam
Assessment is Due
First prepaid assesment
due
Totals
City of Salina
Special Assessment Prepayment Form
i - 28744-2
1999-1177
Lot 13, Block 6 Eastview
lEstates Addition
8/20/2012
12/20/2012
12/20/2013
12/20/2014
12/20/2015
12/20/2016
12/20/2017
12/20/2018;
12/20/20191
12/20/2021
12/20/2024
12/20/2025
12/20/2026
08/20/12
Total Future Assessments Due: $45.08
Amount of Prepayment Required: $65.08
Savings on Prepayment: $20.00
W/E: 8/10/2012
From: nttn.//www. tecLeraireserve.aov/
12/20/20121
Scheduled
Principal
Escrow
Scheduled Principal
Interest
and Interest
Adm. Fee
(This is the Date Paid)
$20.97
$2.10
$23.06
$10.00
$20.97
$1.05
$22.02
$10.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00'
$0.00 f
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00,
$0.00
$0.00
$0.00
$0.00'
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00 i
$0.00 j
$0.00
$0.000.00
$0.00 '
$0.00
$0.00 i
$0.00
$0.00
$0.00
$0.00 'i
$0.00
$0.00
$0.00
$0.001
$0.00
$0.00
$0.00
$0.00 4
$0.00
$0.00
$0.00
$41.94
$3.15
$45.08
$20.00
Total Due
From Escrow
0
$33.06
$32.02
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
E
$65.08
SA5p5.0• Special Assessments - Tract Assessments 8/15/12
12:55:08
Job: 1999-1177
Tract#
28744
LGL:
Eastview Est.Addn. stormwater - Knox
Lot Block Subdivision
13 006 766 EASTVIEW ESTATES ADDITION
------------------------------------------------------------------------------
Year
Principal
Interest
Payments
Assessment
1999
20.97
17.30
.00
38.27
2000
20.97
16.15
.00
37.11
2001
20.97
13.90
.00
34.87
2002
20.97
12.83
.00
33.80
2003
20.97
9.92
.00
30.89
2004
20.97
9.23
.00
30.19
2005
20.97
8.49
.00
29.46
2006
20.97
7.72
.00
28.68
2007
20.97
6.90
.00
27.87
2008
20.97
5.91
.00
26.88
2009
.20.97
5.03
.00
26.00
2010
20.97
4.19
.00
25.16
2011
20.97
3.15
.00
24.11
2012
20.97
2.10
.00
23.06
2013
20.97
1.05
.00
22.02
FRB: H.15 Release --Selected Interest Rates --August 13, 2012
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�>Economic Research d Data >5 l Releases andHia Dole
Selected Interest Rates (Weekly) - H.15
Current Release Release Dates Daily Update Historical Data About Announcements
Current Release
. . _...... ...
Release Date: August 13, 2012
Page 1 of 3
® .1111 DUP Print
The weekly release is posted on Monday. Daily updates of the weekly release are posted Tuesday through Friday on this site. If Monday is a holiday, the weekly release will be posted
on Tuesday after the holiday and the daily update will not be posted on that Tuesday.
August 13, 2012
1 0.14 1
0.13
0.13 1
0.13
0_13 1�1
H.15 Selected Interest Rates
0_14
0.16
Commercial paper 3 4 5 fi
0.10
0.09
Yields in percent per annum
0.07
3 -month 0.10
0.11
0.11 0.11
0.10
0.11
Nonfinancial
0.10
6-mgn[M1 0.14
Week Ending
0.14 0.15
0.14
2012
2012
2012
1 2012 2012
2012
Instruments
Auug
Aug
A89
A.,Aug Aug Aug
]ul
0.14
0.14
0.14
2 -month
10 I 3
0.18
Federal funds (effective) 122
1 0.14 1
0.13
0.13 1
0.13
0_13 1�1
0_14
0.16
Commercial paper 3 4 5 fi
0.10
0.09
0.05
0.07
3 -month 0.10
0.11
0.11 0.11
0.10
0.11
Nonfinancial
0.10
6-mgn[M1 0.14
0.14
0.14 0.15
0.14
0.14
0.14
0.15
1 -month
0.14
0.11
0.13
0.14
016
0.14
0.14
0.14
2 -month
0.18
0.16
0.18
0.12
0.17
0.16
0.17
0.17
3 -month
0.22
0.21
0.23
0.17
0.22
0.21
-
0.21
0.22
Financial
-
-�
1 -month
0.13
0.13
0.14
0.15
0.15
0.14
0.14
0.13
2 -month
0.15
0.16
0.16
0.17
0.18
0.16
0.14
0_14 J
3 -month
CDs (secondary market) .12
1 -month
3 -month
6 -month _J1
Eurodollar deposits (London) J§
0.18 0.18
0.18 0.18
0.27 0.27
0.42 0.41
IIT
0.17
0.18
0.27
0.41
0.21
018
027
1 0.41
0.2�
1 0.18
f 0.27
0.41
I
1_
0.18
0.27
0.41
0.18
0.18
0.28
042
0_24
0.20 ;
0.30 1
0.46
1 -month
0.31
0.31
0.31
0.31
0.31
0.31
0_31
0.31
3 -month
0.43
0.43
0.43
1 0.43
0.43
0.43
0.43
0.43
6 -month
0.62
0.63
0.63
0.63
0.63
0.63
0.63
0.63
Bank prime loan 234
3.25
3.25
3.25
3.25
3.25
3.25
3.25
3.25
Discount window primary credit 214
0.75
0_75
0.75
0.75
0.75
0.75
0.75
0.75
U.S. government securities
-�
Treasury bills (secondary market) 33
1
_-
4 -week
0.04
0.09
0.09
0.10
0 10
0.08
0.05
0.07
3 -month
6 -month
_.
1 yea
r.. ..,.....,r tent,es
0.10
1_0_14
-11.-
0.16
�
0.11
0.11
0.14
0.18
0.11
0.15
0.19
010
014
0 I7
I 0.11
0.14
I 0.18
010
0.14
017
_0.10
015
018
1 014
I 018
111
�~ Nominal 11
1 -month 0.05
0.09
0.09 0.10
0.10
0.09
0.05
0.07
3 -month 0.10
0.11
0.11 0.11
0.10
0.11
0.10
0.10
6-mgn[M1 0.14
0.14
0.14 0.15
0.14
0.14
0.14
0.15
http://www.federalreserve.gov/releases/hl5/current/ 8/15/2012
Wicks, Shandi
From: Wicks, Shandi
Sent: Thursday, August 30, 2012 8:43 AM
To: 'Kris Taylor
Subject: RE: Payoff on Specials
Kris,
I went down to the Treasurer's Office to see what they have. The amounts they gave you were for the 2011 tax year
not the 2012. The Treasurer's Office does not have the 2012 information uploaded to their system so they can not give
you that information. When I asked, I got the some amounts you got below on the 2011 statement.
The specials for 2012 will be $1256.57. This amount includes a nuisance abatement in the amount of $158.00.
Since the first half of the taxes are not due until December 2012, they will probably not accept payments for the 2012
specials until sometime in November but that is just my guess.
hope all of this helps.
From: Kris Taylor[mailto:Ktaylor@bankoftescott.comj
Sent: Wednesday, August 29, 2012 5:19 PM
To: Wicks, Shandi
Subject: FW: Payoff on Specials
Shandi,
Sorry to bother you again, but I have my customer confused. I am sure I have the payoff amount to
your office correct, but I am not sure where I came up with the specials owed for 2012. 1 can't
seem to find that amount anywhere in our a -mails back and forth. I can't imagine that I made this
number up. Can you please verify what is owed on the 2012 Specials.
Thanks,
Kris
From: Kris Taylor
Sent: Thursday, August 16, 2012 4:09 PM
To: ]eni L. Adams
Subject: FW: Payoff on Specials
Okay. Shandi is going to send us a couple forms for you and Bob to sign so that we can pay that
$2060.09 amount off. The Treasurer's office kept giving me the run around because I guess they
just get crazy when it comes to "Specials". Shandi said we can pay on your 2012 taxes anytime and
that we could definately pay the $1145.74 to the treasurer's office at any time. So is that what you
want to do?
The annual regular tax amount is $2546.66 so that is what we would escrow for on the FHLB loan.
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Salina, KS 67401
Phone (785) 825-1621
Fax (785) 825-4114
E -Mail: ktaylor@bankoftescott.com
From: Wicks, Shand! fmailto:shandi.wicks(&salina.org]
Sent: Wednesday, August 15, 2012 3:27 PM
To: Kris Taylor
Subject: RE: Payoff on Specials
Kris,
Since the payoff cannot take place until the 27th of August, I will have to recalculate the amount. The buyer needs to
be aware that the 2012 specials will have to be paid with the 2012 taxes since the payoff is after the August 20th
deadline.
The new amount will be $2,060.98.
From: Kris Taylor[mailto:KtaylorCalbankoftescott.com]
Sent: Wednesday, August 15, 2012 3:15 PM
To: Wicks, Shandi
Subject: FW: Payoff on Specials
We are closing the 20th, but since it is a HUD purchase I guess they don't take ownership until the
24th: So can I have the payoff good to the 27th of August, 2012.
Thanks,
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Salina, KS 67401
Phone (785) 825-1621
Fax (785) 825-4114
E -Mail: ktaylor@bankoftescott.com
From: ]eni L. Adams
Sent: Wednesday, August 15, 2012 2:59 PM
To: Kris Taylor
Subject: RE: Payoff on Specials
ok, I want to pay them off, but it would probably have to be for Monday the 27th, since we won't technically own the
property until the 24th.
From: Kris Taylor
Sent: Wednesday, August 15, 2012 2:57 PM
To: Jeni L. Adams
Subject: FW: Payoff on Specials
From: Wicks, Shandi[mailto:shandi.wicks(cbsalina.org]
Sent: Wednesday, August 15, 2012 2:25 PM
To: Kris Taylor
Subject: RE: Payoff on Specials
Kris,
With the payoff date of August 201h, the 2012 specials are included in this payoff. However, if the borrower
does not pay off the specials on August 20th we will have to recalculate the payoff amount and they will have to
pay the 2012 specials with the 2012 taxes.
The payoff amount for August 201h is $3,179.55, with payment made payable to the City of Salina.
If the borrower does want to pay the specials off on August 20th I will need the names of all owners listed on
the property to put on the escrow agreements. All property owners are required to sign the escrow agreements
(there will be 2 sets) and have their signatures notarized. The payment and escrow agreements will have to be
in my office on August 20th.
Please let me know if the borrower would like to go through with this so I can start working on the escrow
agreements. Also, let me know if you have questions.
Thanks,
Shandi
From: Kris Taylor rmailto:Ktavlor(o bankoftescott.com]
Sent: Wednesday, August 15, 2012 12:14 PM
To: Wicks, Shandi
Subject: Payoff on Specials,
I have a borrower purchasing 2513 Ambassador Dr., Salina, KS and they would like to payoff the
specials on this house. Could you please get me a payoff good through August 20th. The
Treasurer's office gave me a number to give to you it is 28744. Hopefully that is all you need.
If you need anything else please don't hesitate to ask.
Thanks,
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Salina, KS 67401
Phone (785) 825-1621
Fax (785) 825-4114
E -Mail: ktaylor@bankoftescott.com
This email and any files transmitted with it are confidential and intended solely for the use of the individual or
entity to whom they are addressed. If you have received this email in error please notify the sender immediately.
This message contains confidential information and is intended only for the individual named. If you are not the
named addressee you should not disseminate, distribute or copy this email. If you are not the intended recipient
you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this
information is strictly prohibited. Visit us online at: www.bankoftescott.com
This email and any files transmitted with it are confidential and intended solely for the use of the individual or
entity to whom they are addressed. If you have received this email in error please notify the sender immediately.
This message contains confidential information and is intended only for the individual named. If you are not the
named addressee you should not disseminate, distribute or copy this email. If you are not the intended recipient
you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this
information is strictly prohibited. Visit us online at: www.bankoftescott.com
This email and any files transmitted with it are confidential and intended solely for the use of the individual or
entity to whom they are addressed. If you have received this email in error please notify the sender immediately.
This message contains confidential information and is intended only for the individual named. If you are not the
named addressee you should not disseminate, distribute or copy this email. If you are not the intended recipient
you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this
information is strictly prohibited. Visit us online at: www.bankoftescott.com
Wicks, Shandi
From:
Wicks, Shandi
Sent:
Tuesday, August 28, 2012 8:38 AM
To:
'Kris Taylor
Subject:
RE: Jennifer Adams & Robert Umscheid - 2513 Ambassador Drive.
Kris,
spoke with the Finance Director, he said that the payoff amount will not change much so you can use the same
forms. He doesn't think we even need to change the date listed on the top of the forms. Jennifer & Robert can just sign
them and have then notarized like normal.
Thanks.
From: Kris Taylor[mailto:KtaylorCabbankoftescott.coml
Sent: Monday, August 27, 2012 11:13 AM
To: Wicks, Shandi
Subject: Jennifer Adams & Robert Umscheid - 2513 Ambassador Drive.
I guess this purchase didn't close last week and they will not be paying off the specials. This is a
HUD closing and with the government it is a pain. I'm very sorry, but we will need the extend the
payoff on these specials to Monday, Sept. 3rd, 2012. 1 hope this isn't too much of a hassel. We
could just make the changes on the papers you sent us and have them initial the changes. Let me
know.
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Salina, KS 67401
Phone (785) 825-1621
Fax (785) 825-4114
E -Mail: ktaylor@bankoftescott.com
This email and any files transmitted with it are confidential and intended solely for the use of the individual or
entity to whom they are addressed. If you have received this email in error please notify the sender immediately.
This message contains confidential information and is intended only for the individual named. If you are not the
named addressee you should not disseminate, distribute or copy this email. If you are not the intended recipient
you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this
information is strictly prohibited. Visit us online at: www.bankoftescott.com
Wicks, Shandi
From: Wicks, Shandi Anb�Y.
Sent: Wednesday, August 15, 2012 2:25 PM
To: 'Kris Taylor
Subject: RE: Payoff on Specials
Kris,
With the payoff date of August 20'', the 2012 specials are included in this payoff. However, if the borrower
does not pay off the specials on August 20'" we will have to recalculate the payoff amount and they will have to
pay the 2012 specials with the 2012 taxes.
The payoff amount for August 20'" is $3,179.55, with payment made payable to the City of Salina.
If the borrower does want to pay the specials off on August 20th I will need the names of all owners listed on
the property to put on the escrow agreements. All property owners are required to sign the escrow agreements
(there will be 2 sets) and have their signatures notarized. The payment and escrow agreements will have to be
in my office on August 20`h
Please let me know if the borrower would like to go through with this so I can start working on the escrow
agreements. Also, let me know if you have questions.
Thanks,
Shandi
From: Kris Taylor lmailto:Ktaylor(obankoftescott.coml
Sent: Wednesday, August 15, 2012 12:14 PM
To: Wicks, Shandi
Subject: Payoff on Specials
I have a borrower purchasing 2513 Ambassador Dr., Salina, KS and they would like to payoff the
specials on this house. Could you please get me a payoff good through August 20th. The
Treasurer's office gave me a number to give to you it is 28744. Hopefully that is all you need.
If you need anything else please don't hesitate to ask.
Thanks,
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Salina, KS 67401
Phone (785) 825-1621
Fax (785) 825-4114
E -Mail: ktaylor@bankoftescott.com
gl�i I12'.MaCtfd / r ID
Wicks, Shandi
jnS hanx_,OF-rr,[oi}
From: Kris Taylor [Ktaylor@bankoftescott.com]
Sent: Thursday, August 16, 2012 4:00 PM
To: Wicks, Shandi
Subject: 2513 Ambassador Dr., Salina, KS 67401
Buyers: Jennifer L. Adams, a single person and Robert D. Umscheid III, a single person
My address is below to send them to. Let me know if you need anything else.
Thanks,
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Salina, KS 67401
Phone (785) 825-1621
Fax (785) 825-4114
E -Mail: ktaylor@bankoftescott.com
From: Wicks, Shandi [mailto:shandi.wicks@salina.org]
Sent: Wednesday, August 15, 2012 3:27 PM
To: Kris Taylor
Subject: RE: Payoff on Specials
Kris,
Since the payoff cannot take place until the 27th of August, I will have to recalculate the amount. The buyer needs to
be aware that the 2012 specials will have to be paid with the 2012 taxes since the payoff is after the August 20th
deadline.
The new amount will be $2,060.98.
From: Kris Taylor[mailto:Ktaylor@bankoftescott.com]
Sent: Wednesday, August 15, 2012 3:15 PM
To: Wicks, Shandi
Subject: FIN: Payoff on Specials
We are closing the 20th, but since itis a HUD purchase I guess they don't take ownership until the
24th. So can I have the payoff good to the 27th of August, 2012.
Thanks,
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Ckyof iiity of Salina
_
9/04/2012 = : P O =Box 736
cc Salina, Kansas 67402-0736
Salina
uescnwon ** PF.PPTNT **
Receipt No. 000129025
Escrow Agr-TRACT #28744-2 JOB #1999-1177 SPECIALS PREPAYMENT
X55.3 -00D 557.000
Escrow Agr TRACT #28744-1 JOB #1998-1139 SPECIALS PREPAYMENT
553-000 557.000
Received from:
JENNIFER ADAMS/ROBERT UMSHEID
CHECK 64756 $2,060.98
r,R)" 01
2.02
00
2,028.96
00
$2,060.98
ESCROW AGREEMENT
THIS AGREEMENT is made this 27th day of August, 2012, by and between
Jennifer L. Adams and Robert D. Umsheid III, (Referred to in this Agreement as "the Property
Owner") and the City of Salina, Kansas (Referred to in the Agreement as "the Escrow Agent").
RECITALS
A. Property owner is the owner of real estate legally described as'
Lot 13, Block 6 Eastview Estates Addition
(referred to in this Agreement as "the Real Estate")
B. Special Assessments have been levied against the Real Estate and bonds
have been issued by the City of Salina, Kansas, in payment of the costs of the public
improvements for which the special assessments were levied.
C. Pursuant to Salina Ordinance Number 88-9252, the Property Owner wishes
to deposit with the Escrow Agent funds which, when held in an interest-bearing account, will
generate sufficient interest such that the share of annual payments of bond principal and interest
attributable to the Real Estate can be made.
D. The Escrow Agent is willing to receive such payment from the Property
Owner and to hold such funds, subject to the terms and conditions of this agreement.
SO NOW, THEREFORE, the parties agree as follows:
1. Payment. The Property Owner deposits with the Escrow Agent the sum of
Two Thousand Twenty Eight Dollars and 96 /100 Dollars ($2028.96), the receipt of which is
hereby acknowledged by the Escrow Agent.
2. Investment. The sum deposited by the Property Owner with the Escrow
Agent shall be deposited by the Escrow Agent in an escrow account under the City's Special
Assessment Escrow Fund and invested as permitted by law.
3. Annual withdrawal. In January of each year, the Escrow Agent shall transfer
from the escrow account an amount necessary to pay the annual bond principal and interest
payments attributable to the Real Estate and the $10.00 annual administration fee. The amount
necessary to pay bond principal and interest will be transferred to the City's Bond and Interest
Fund and the administrative fee shall be transferred to the City's General Fund.
4. Termination. This Escrow agreement shall terminate on the date coinciding
with the payment from the escrow account of the final annual installment of bond principal and
interest attributable to the Real Estate.
5. Binding effect. This Escrow Agreement shall be binding upon and insure to
the benefit of the heirs, executors, administrators, devisees, legatees, successors and assigns of
the parties.
5. Binding effect. This Escrow Agreement shall be binding upon and insure to the
benefit of the heirs, executors, administrators, devisees, legatees, successors and assigns of the
parties.
EXECUTED this 27th day of Augu
STATE OF KANSAS, SALINE COUNTY, ss:
"Property Owner"
Cl YO SAUNA, KANSAS
Ron Franz
"Escrow Agent"
The above and foregoing instrument acknowledged before me this & day of August, 2012,
by Jennifer L. Adams, the Property Owner.
GAIL A.R
FRAU
NOTARY PUBLIC
STATE OF SNtCA SA n! -
My Appt. Exp. �f
STATE OF KANSAS, SALINE COUNTY, ss:
a.
Notary Public
The above and foregoing instrument acknowledged before me this&Qt day of August, 2012,
by Robert D. Umsheid Ill, the Property Owner.
1;
GAIL A. FRAZIER
NOTARY PUBLIC
STATE OF NSAS
My Appt. Exp. ZZo)
STATE OF KANSAS, SALINE COUNTY, ss:
Notary Pubh
The above and foregoing instrument acknowledged before me this 2[_2 day of August, 2012,
by Rodney Franz, Finance Director of the City of Salina, Kansas, on behalf of the City of Salina, Kansas.
SHANDI L. WICKS
> 'x]xdal L
Notary Public - St"te of Kansas � A 1
My Appt Expires Ll NoiaryPublic
Tract #
Job Number
Other Description:
Dale of Payment or Sale
Discount Rate Used:
uate rust rrepaid
Assessment is Due
First prepaid assesment
due
City of Salina
Special Assessment Prepayment Form
Summary of Findings:
28744-1
1998-1139 Total Future Assessments Due: $2,008.96
Lot 13, Block 6 Eastview Amount of Prepayment Required: $2,028.96
Estates Addition
Savings on Prepayment: $20.00
09/01/12
90.00%
12/20/2013!
Scheduled Principal
9/1/2012 (This is the Date Paid)
12/20/2013
$931.58
12/20/2014
0
$931.58
12/20/2015
$10.00
$0.001
12/20/2016
$980.49
$0.00
12/20/2017
$0.00
$0.00
12/20/2018
$0.00
$0.00
12/20/2019
$0.00
$0.00
12/20/2020
$0.00
$0.001
12/20/2021
$0.00
$0.00
12/20/2022
40.00
12/20/2023
^$0.00
12/20/2024
p$0.00
12/20/2025
;$0.00
12/20/2026
$0.00
'_$0.00
12120/2027
$0.00
$0.00
W/E: 7/20/2012
From: ntto://www tederalreserve.gov/releases/nl
Scheduled Principal Escrow Total Due
Interest and Interest Adm. Fee From Escrow
Totals $1,863.16 $145.79 $2,008.96 $20.00 $2,028.96
0
$96.88
$1,028.47
$10.00
$1,038.47
$48.91
$980.49
$10.00
$990.49
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00 '
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00:
_ $0.00 ;
$0.00
$0.00
Totals $1,863.16 $145.79 $2,008.96 $20.00 $2,028.96
Si�5O5u+ Special Assessments - Tract Assessments 7/24/12
9:29:43
Job: 1998-1139 Eastview Estates Phase I
Tract# Lot Block Subdivision
28744 13 006 766 EASTVIEW ESTATES ADDITION
LGL:
------------------------------------------------------------------------------
Year
Principal
Interest
Payments
Assessment
2000
931.58
908.29
.00
1,839.88
2001
931.58
847.74
.00
1,779.32
2002
931.58
741.77
.00
1,673.36
2003
931.58
517.03
.00
1,448.61
2004
931.58
481.63
.00
1,413.21
2005
931.58
442.50
.00
1,374.08
2006
931.58
402.44
.00
1,334.03
2007
931.58
361.45
.00
1,293.04
2008
931.58
317.90
.00
1,249.49
2009
931.58
273.89
.00
1,205.47
2010
931.58
232.90
.00
1,164.48
2011
931.58
190.04
.00
1,121.63
2012
931.58
143.93
00
1.075.51
2013
931.58
96.88
.00
1,028.47
2014
931.58
48.91
.00
980.49
FRB: H.15 Release --Selected Interest Rates --July 23, 2012
What's New What's Next Site Map . A -Z Index Careers - RSS - All `
About News Monetary --' Payment
Infonnalion 0.esearca
[be Fed &Even¢ Policy &fte8ulation Systems &Data Int
L_
Home>�Economic Research a Data> StatisticalRI dHistaicoLOse
Selected Interest Rates (Weekly) - H.15
Current Release Release Dates Daily Update Historical Data About Announcements
Current Release (48 KB PDFI
HitIrasr 1).tc:.1uW 23, 2012
Page 1 of 3
® ddIDDP QP1nt
The weekly release is posted on Monday. Daily updates o(the weekly release are pasted Tuesday through Fpday on this site. If Monday is a holiday, the weekly release will be posted
on Tuesday after the holiday and the daily update will not be pasted on that Tuesday.
July 23, 2012
H.15 Selected Interest Rates
Yields in percent per annum
Instruments
Federal funds (effective) 123
Commercial Paper 3 4 5 8
Nonfinancial
1 -month
2 -month
I
3 -month
Financial
1 -month
2 -month
3 -month
CDs (secondary market) 3 Z
1
2012
2012 2012
2012
Week Ending
0.31
2012
0.31
1-mootM1
0.20
0.20 1
2012
Jul
Jul
Jul Jul
Jul
Jul lut
Jun
16
12
16 19
20
1 20 13
3.25
3.25
._..
3.25
3.25
3.25
T_.
0.18
0.17
0.16 0.13
0.13
0.18 0 1
0.16
0.16 0.14 0.13 0*30.#0.17
19 0.13 0.100.18 0.1] 0.1J 0.17 0.170.21 I 0.23 0.21 021 0.22 0.21
0.15 1 0.11 1 0.12 0.11 0.12 0.12 0ffil.:213
0.14 0.15 0.16 0.16 0.15 0.15 00.17 I 0.20 0.33 0.19 0.28 0.23 0
Eurodollar deposits (London) 18
1 -month
r
'
i 0.31
0.31
0.31 1
0.31
0.31
0.31
1-mootM1
0.20
0.20 1
0.20
0.19
i 0.19
0.20 0.20
0.19
3 -month
_ _�.
0.29
0.30 1
0.30
0.30 0.3D
0.30 0.32
0.32
3.25
3.25
3.25
3.25
3.25
3.25
T_.
..._. .
6 -month
0.45
0.48
048
0.47
0.47
0.47 0.48
0.48
0.75
_
Eurodollar deposits (London) 18
1 -month
O 01
'
i 0.31
0.31
0.31 1
0.31
0.31
0.31
0.30
0.30
3 -month
6-anonth
0 09
1 0 14
043
0.63
0.43
0.63
0.430.43
0.63
0.63
0.43 j
0.63
0.43
0.63
0.43
0.63
0.43
0.63
Bank prime loan 232
0.14
3.25
3.25
3.25
3.25
3.25
3.25
3.25
3.25
Discount window primary cretlit2lP
0.17
OJS
0.75
0.75
DJ5
035
0.75
0.75
0.75
U.6. governance [ secuntles
I Treasury bills (secontlary market) 34i',--
4 -week
O 01
0.030.00
0.0]
0.07
0.06
0.07
0.06
1
0 07
0.05
3 -month
0 09
1 0 14
0.10
0.10
0.09
0.09
0.09
0.09 I
0 10
0.09
6 -month
0.14
0.14
0.14
0.14
r
0.14
0.14
0 15
0.15
1 year
O.11
0.17
0.17
0.16
0.16
0 17
019
0.10
Treasury constant maturities
Nominal 11
1 month 0.04
O 01
0.07 O 06
0.0]
0 D6
0 07
0.05
F 3 month 0.10
�6 month 0.14
0 10
0.14
0.09 0 09
0.14 0.14
0.09
0.14
0 09
1 0 14
0.10
O 15
0.09
0.15 J
http://www.federalreserve.gov/releases/hI5/current/
7/24/2012
Tract #
Job Number
Other Description:
Date of Payment or Sale
Discount Rate Used:
Uate rirst rrepaio
Assessment is Due
First prepaid assesment
due
8/27/2012
12/20/2013
12/20/2014
12/20/2015
12/20/2016
12/20/2017
12/20/2018
12/20/2019
12/20/2020
12/20/2021
12/20/2022
12/20/2023
12/20/2024
Totals
City of Salina
Special Assessment Prepayment Form
28744-1
1998-1139
Total Future Assessments Due:
$2,008.96
Lot 13, Block 6 Eastview
Amount of Prepayment Required:
$2,028.96
Estates Addition ,
Savings on Prepayment:
$20.00
08/27/12)
W/E: L8/10/2012
0.00%
From: htt ./ ,..rederaireserve.gov/x
12/20/2013-
2/20/2013Scheduled
ScheduledPrincipal
Escrow
Total Due
Scheduled Principal
Interest and Interest
Adm. Fee
From Escrow
(This is the Date Paid)
0
$931:581
$96.88$1;028:471
$10.00
$1,038.47
$931.58
$48.91 $980.49
$10.00
$990.49
$0.00
$0.00 $o.00 i
I
$0.00
$0.00
$0.00
$o.ao $0.00 !
$0.00
$0.00
$0.00
$0.00 $0.00
$0.00
$0.00
$0.00
$0.00: $0700 ,
$0.00
$0.00
$0.00
$0.00 $0.00 `
$0.00
$0.00
$0.00
$0.00 ' $0.00
$0.00
$0.00
$0.00'
$0.001 $0.00
$0.00
$0.00
$0.00
$0.00 $0.00
$0.00
$0.00
$0.00 f
$0.00 $0.00
$0.00
$0.00
$0.00 ii
$0.00 $0.00 ;
$0.00
$0.00
$0.001
$0.00 $0.001
$0.00
$0.00
$0.00 I
$0.00 j $0.001
$0.00
$0.00
$0.00 i
$0.00 $0.00
$0.00
$0.00
$1,863.16 $145.79 $2,008.96 $20.00 $2,028.96
City of Salina
Special Assessment Prepayment Form
Tract# '28744-1
Job Number 1998-1139 Total Future Assessments Due: $3,084.47
Other Description: iLot 13, Block 6 Eastview Amount of Prepayment Required: $3,114.47
Estates Addition
Savings on Prepayment: $30.00
Date of Payment or Sale
Discount Rate Used:
uate rirst vrepaio
Assessment is Due
1
08/20/1
First prepaid assesment
due Scheduled Principal
8/20/2012
(This is the Date Paid)
12/20/2012
$931-581
Interest
12/20/2013
$931.58
Adm. Fee
12/20/2014
$931.581
12/20/2015
'*.00
12/20/2016
$0.00
$143.93$9;075.51
12/20/2017
1 $0.00
12/20/20181
$0.00
$96.88
12/20/2019
; $0.00
12/20/2020
$0.00
'
12/20/2021
$0.00
12/20/2022
$0.00
$10.00
12/20/2023
$0.00
12/20/2024
$0.00
$0001
12/20/2025
$0.00
12/20/2026
$0.00
$0.00
W/E: 1 8/10/2012
From: http�// tederaTreserve 4oy/releases/h1
Scheduled
Principal
Escrow
Total Due
Interest
and Interest
Adm. Fee
From Escrow
0
$143.93$9;075.51
$10.00
$1,085.51
$96.88
$1,028.47
$10.00
$1,038.47
$48.91
$980.49
j
$10.00
$990.49
$0.00
$0001
$0.00
$0.00
$0.00
$0.00
,
$0.00
$0.00
$0.00
$0.00
i
$0.00
$0.00
$0.00
$0.00,
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.001
$0.00:
$0.00
$0.00
$0.00
$0.001
$0.00
$0.00
$0.00
$000
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00 1 $0.00 f $0.00 $0.00
$0.00$OAOJI $0.00 $0.00
Totals $2,794.74 $289.72 $3,084.47 $30.00 $3,114.47
SA505G' I Special Assessments - Tract Assessments
Job: 1998-1139 Eastview Estates Phase I
Tract#
28744
LGL:
Lot Block Subdivision
13 006 766 EASTVIEW ESTATES ADDITION
8/15/12
12:55:06
------------------------------------------------------------------------------
Year
Principal
Interest
Payments
Assessment
2000
931.58
908.29
.00
1,839.88
2001
931.58
847.74
.00
1,779.32
2002
931.58
741.77
.00
1,673.36
2003
931.58
517.03
.00
1,448.61
2004
931.58
481.63
.00
1,413.21
2005
931.58
442.50
.00
1,374.08
2006
931.58
402.44
.00
1,334.03
2007
931.58
361.45
.00
1,293.04
2008
931.58
317.90
.00
1,249.49
2009
931.58
273.89
.00
1,205.47
2010
931.58
232.90
.00
1,164.48
2011
931.58
190.04
.00
1,121.63
2012
931.58
143.93
.00
1,075.51
2013
931.58
96.88
.00
1,028.47
2014
931.58
48.91
.00
980.49
FRB: H.15 Release --Selected Interest Rates --August 13, 2012
What's New - What's Next- Shorted - AZ Index Careers RSS -All
Page 1 of 3
About Newz rem-ory lnfo�mat on payment Rnear[� Consumer Community Reporting Publications
the Fed a Events policy Systems Inrormanon pevelupmenl Forms 1
a Regulation is Data
uomm > ESerli R a0StatediCalRI one H' - 10t
Selected Interest Rates (Weekly) - H.15 ddlDDa �Pnnt
Current Release Release Dates Daily Update Historical Data About Announcements
Current Release
Release Date: August 13, 2012
The weekly release is posted on Monday, Daily updates of the weekly release are posted Tuesday through Friday on this site. If Monday is a holiday, the weekly release will be posted
on Tuesday after the holiday and the daily update will not be posted on that Tuesday.
August 13, 2012
1-1.15 Selected Interest Rates
Yields in percent per annum
I 3 -month 0.10
2012 2012
2012
2012
1012
WeekEnding
j
Instruments
Aug
Aug
Aug
Aug
Aug
Aug Aug
2Jul
Jul
415
6
7
8
9
to
10 3
0.17
Federal funds (effective) 123
0.14
0.13
0.13
0.13
413
0.14 1
0.14
0.16
Commercial Paper 2 $ @ ¢
0.09
0.09
0.10
0.10
0.09
� 0.05
0.07
Nonfinancial
1 -month
0.14
0.11
0.13
0.14
0.16
0_14
0.14
0.14
2 -month
0.18
0.16
0.18
0.12
0.1]
0.16
0.17
0.17
21
i
3 -month
_j
0.22
0.21
0.23
0.17
0.22
0.21
0
0.22
2
Financial
1 -month
0.13
0.13
0.14
0.15 t
0.15
0.34
0,14
0.13
2 -month
0.15
016
0.16
0.17
0.18
016 lij
014
0.14
3 -month
0.1_8_`
018
0.17
421
020
018
0.24
CDs (secondary market) -1Z
_0.24
1 -month
0.18
0.18
0.18
0.18
0.18
0.18
0.18
0.20
3 -month
0.27
0.27
0.27
0.27
0.27
0.27
0.28
0.30 Ili
_
6 -month
0.42
0.41
0.41
0.41
0.41
0.41
0.42
0.46
EYrotlollar (London) 3 Q
'deposits
1-mont
0.31
0:31
0.31
0.31
0.31
0.31
0 31
0.31 j
3 -month
0.4�
043
0.43
0.43
0.93
0.43
0.43
0.43
6 -month
0.62
0.63
0.630.63
0.63
0.63
0.63
0.63 j
Bank prime loan ;32
3.25
3.25
3.25
3.25
3.25
3.25.
3.25
3.25
_ _ ._
Discount window window pr maty credit 2 yg
i-�
0.75
D.75
0.75
._
0.75
---•-
0 75
0 75
0.7S
0.75 .
U.S. government securities
Treasury bills (secondary market) 31
1
4 -week
0.04
0.09
I 0.09
0.10
0.10
0.08
F0.05
0.07,
I 3 -month 0.10
0.11
0.11
0.11
0.10
0.11
0110
0.10
6 -month 0.14
0.14
0.14
0.15
0.14
0.14
10
415
1 -year 0.16
0.18
0.18
0.19
0.17
0.18
0.17
0.18
Treasury constant maturities
Nominal 11
1 -month 0.05
0.09
0.09
0.10
0.10
0.09
� 0.05
0.07
3 -month 0.10 011 0.111 0.11-0_10 30
1 0.11 D. 010 J1
6 -month _ 0.19 0 14 -0.14 0.15 0.14 0.14 0 14 0 15 j
http://www.federalreserve.gov/releases/hI5/current/ 8/15/2012
Wicks, Shandi
From:
Wicks, Shandi
Sent:
Thursday, August 30, 2012 8:43 AM
To:
'Kris Taylor'
Subject:
RE: Payoff on Specials
Kris,
I went down to the Treasurer's Office to see what they have. The amounts they gave you were for the 2011 tax year
not the 2012. The Treasurer's Office does not have the 2012 information uploaded to their system so they can not give
you that information. When I asked, I got the some amounts you got below on the 2011 statement.
The specials for 2012 will be $1256.57. This amount includes a nuisance abatement in the amount of $158.00.
Since the first half of the taxes are not due until December 2012, they will probably not accept payments for the 2012
specials until sometime in November but that is just my guess.
I hope all of this helps
From: Kris Taylor[mailto:Ktaylor@bankoftescott.com]
Sent: Wednesday, August 29, 2012 5:19 PM
To: Wicks, Shandi
Subject: FW: Payoff on Specials
Shandi,
Sorry to bother you again, but I have my customer confused. I am sure I have the payoff amount to
your office correct, but I am not sure where I came up with the specials owed for 2012. 1 can't
seem to find that amount anywhere in our a -mails back and forth. I can't imagine that I made this
number up. Can you please verify what is owed on the 2012 Specials.
Thanks,
Kris
From: Kris Taylor
Sent: Thursday, August 16, 2012 4:09 PM
To: ]eni L. Adams
Subject: FW: Payoff on Specials
Okay. Shandi is going to send us a couple forms for you and Bob to sign so that we can pay that
$2060.09 amount off. The Treasurer's office kept giving me the run around because I guess they
just get crazy when it comes to "Specials". Shandi said we can pay on your 2012 taxes anytime and
that we could definately pay the $1145.74 to the treasurer's office at any time. So is that what you
want to do?
The annual regular tax amount is $2546.66 so that is what we would escrow for on the FHLB loan.
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Salina, KS 67401
Phone (785) 825-1621
Fax (785) 825-4114
E -Mail: ktaylor@bankoftescott.com
From: Wicks, Shandi [mailto:shandi.wicks@salina.org]
Sent: Wednesday, August 15, 2012 3:27 PM
To: Kris Taylor
Subject: RE: Payoff on Specials
Kris,
Since the payoff cannot take place until the 27th of August, I will have to recalculate the amount. The buyer needs to
be aware that the 2012 specials will have to be paid with the 2012 taxes since the payoff is after the August 26h
deadline.
The new amount will be 42,060.98.
From: Kris Taylor[mailto•Ktaylor@bankoftescott.com]
Sent: Wednesday, August 15, 2012 3:15 PM
To: Wicks, Shandi
Subject: FW: Payoff on Specials
We are closing the 20th, but since it is a HUD purchase I guess they don't take ownership until the
24th. So can I have the payoff good to the 27th of August, 2012.
Thanks,
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Salina, KS 67401
Phone (785) 825-1621
Fax (785) 825-4114
E -Mail: ktaylor@bankoftescott.com
From: 3eni L. Adams
Sent: Wednesday, August 15, 2012 2:59 PM
To: Kris Taylor
Subject: RE: Payoff on Specials
ok, I want to pay them off, but it would probably have to be for Monday the 27th, since we won't technically own the
property until the 24th.
From: Kris Taylor
Sent: Wednesday, August 15, 2012 2:57 PM
To: ]eni L. Adams
Subject: FW: Payoff on Specials
From: Wicks, Shandi [mailto•shandi.wicks@salina.org]
Sent: Wednesday, August 15, 2012 2:25 PM
To: Kris Taylor
Subject: RE: Payoff on Specials
Kris,
With the payoff date of August 201h, the 2012 specials are included in this payoff. However, if the borrower
does not pay off the specials on August 20th we will have to recalculate the payoff amount and they will have to
pay the 2012 specials with the 2012 taxes.
The payoff amount for August 20`h is $3,179.55, with payment made payable to the City of Salina.
If the borrower does want to pay the specials off on August 20`h I will need the names of all owners listed on
the property to put on the escrow agreements. All property owners are required to sign the escrow agreements
(there will be 2 sets) and have their signatures notarized. The payment and escrow agreements will have to be
in my office on August 201h.
Please let me know if the borrower would like to go through with this so I can start working on the escrow
agreements. Also, let me know if you have questions.
Thanks,
Shandi
From: Kris Taylor[mailto:Ktaylor(albankoftescott.com]
Sent: Wednesday, August 15, 2012 12:14 PM
To: Wicks, Shandi
Subject: Payoff on Specials,
I have a borrower purchasing 2513 Ambassador Dr., Salina, KS and they would like to payoff the
specials on this house. Could you please get me a payoff good through August 20th. The
Treasurer's office gave me a number to give to you it is 28744. Hopefully that is all you need.
If you need anything else please don't hesitate to ask.
Thanks,
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Salina, KS 67401
Phone (785) 825-1621
Fax (785) 825-4114
E -Mail: ktaylor@bankoftescott.com
This email and any files transmitted with it are confidential and intended solely for the use of the individual or
entity to whom they are addressed. If you have received this email in error please notify the sender immediately.
This message contains confidential information and is intended only for the individual named. If you are not the
named addressee you should not disseminate, distribute or copy this email. If you are not the intended recipient
you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this
information is strictly prohibited. Visit us online at: www.bankoftescott.com
This email and any files transmitted with it are confidential and intended solely for the use of the individual or
entity to whom they are addressed. If you have received this email in error please notify the sender immediately.
This message contains confidential information and is intended only for the individual named. If you are not the
named addressee you should not disseminate, distribute or copy this email. If you are not the intended recipient
you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this
information is strictly prohibited. Visit us online at: www.bankoftescott.com
This email and any files transmitted with it are confidential and intended solely for the use of the individual or
entity to whom they are addressed. If you have received this email in error please notify the sender immediately.
This message contains confidential information and is intended only for the individual named. If you are not the
named addressee you should not disseminate, distribute or copy this email. If you are not the intended recipient
you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this
information is strictly prohibited. Visit us online at: www.bankoftescott.com
Wicks, Shandi
From:
Wicks, Shandi
Sent:
Tuesday, August 28, 2012 8:38 AM
To:
'Kris Taylor'
Subject:
RE: Jennifer Adams & Robert Umscheid - 2513 Ambassador Drive.
Kris,
I spoke with the Finance Director, he said that the payoff amount will not change much so you can use the same
forms. He doesn't think we even need to change the date listed on the top of the forms. Jennifer & Robert can just sign
them and have then notarized like normal.
Thanks.
From: Kris Taylor[mailto:Ktakor@bankoftescott.com]
Sent: Monday, August 27, 2012 11:13 AM
To: Wicks, Shandi
Subject: Jennifer Adams & Robert Umscheid - 2513 Ambassador Drive.
I guess this purchase didn't close last week and they will not be paying off the specials. This is a
HUD closing and with the government it is a pain. I'm very sorry, but we will need the extend the
payoff on these specials to Monday, Sept. 3rd, 2012. 1 hope this isn't too much of a hassel. We
could just make the changes on the papers you sent us and have them initial the changes. Let me
know.
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Salina, KS 67401
Phone (785)825-1621
Fax (785) 825-4114
E -Mail: ktaylor@bankoftescott.com
This email and any files transmitted with it are confidential and intended solely for the use of the individual or
entity to whom they are addressed. If you have received this email in error please notify the sender immediately.
This message contains confidential information and is intended only for the individual named. If you are not the
named addressee you should not disseminate, distribute or copy this email. If you are not the intended recipient
you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this
information is strictly prohibited. Visit us online at: www.bankoftescott.com
Wicks, Shandi t ,
From: Wicks, Shandi t� � SSQCbr
Sent: Wednesday, August 15, 2012 2:25 PM
To: 'Kris Taylor'
Subject: RE: Payoff on Specials
Kris,
With the payoff date of August 20`h, the 2012 specials are included in this payoff. However, if the borrower
does not pay off the specials on August 201" we will have to recalculate the payoff amount and they will have to
pay the 2012 specials with the 2012 taxes.
The payoff amount for August 20`h is $3,179.55, with payment made payable to the City of Salina. .
If the borrower does want to pay the specials off on August 20`h I will need the names of all owners listed on
the property to put on the escrow agreements. All property owners are required to sign the escrow agreements
(there will be 2 sets) and have their signatures notarized. The payment and escrow agreements will have to be
in my office on August 20th.
Please let me know if the borrower would like to go through with this so I can start working on the escrow
agreements. Also, let me know if you have questions.
Thanks,
Shandi
From: Kris Taylor[mai Ito: Ktayor(albankoftescott.com]
Sent: Wednesday, August 15, 2012 12:14 PM
To: Wicks, Shandi
Subject: Payoff on Specials
I have a borrower purchasing 2513 Ambassador Dr., Salina, KS and they would like to payoff the
specials on this house. Could you please get me a payoff good through August 20th. The
Treasurer's office gave me a number to give to you it is 28744. Hopefully that is all you need.
If you need anything else please don't hesitate to ask.
Thanks,
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Salina, KS 67401
Phone (785) 825-1621
Fax (785) 825-4114
E -Mail: ktaylor@bankoftescott.com
61ai I I�,.MaCUA Aiyv u� to
lies 1u�i� KiI boLa__ F-Wn4+
Wicks, Shandi
From:
Kris Taylor [Ktaylor@bankoftescott.com]
Sent:
Thursday, August 16, 2012 4:00 PM
To:
Wicks, Shandi
Subject:
2513 Ambassador Dr., Salina, KS 67401
Buyers: Jennifer L. Adams, a single person and Robert D. Umscheid III, a single person
My address is below to send them to. Let me know if you need anything else.
Thanks,
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave.
PO Box 2537
Salina, KS 67401
Phone (785) 825-1621
Fax (785) 825.4114
E -Mail: ktaylor@bankoftescott.com
From: Wicks, Shandi [mailto:shandi.wicks@salina.org]
Sent: Wednesday, August 15, 2012 3:27 PM
To: Kris Taylor
Subject: RE: Payoff on Specials
Kris,
Since the payoff cannot take place until the 27`h of August, I will have to recalculate the amount. The buyer needs to
be aware that the 2012 specials will have to be paid with the 2012 taxes since the payoff is after the August 201h
deadline.
The new amount will be $2,060.98.
From: Kris Taylor [mailto:Ktaylor@bankoftescott.com]
Sent: Wednesday, August 15, 2012 3:15 PM
To: Wicks, Shandi
Subject: FW: Payoff on Specials
We are closing the 20th, but since it is a HUD purchase I guess they don't take ownership until the
24th. So can I have the payoff good to the 27th of August, 2012.
Thanks,
Kris Taylor, AVP
The Bank of Tescott
600 S. Santa Fe Ave,
PO Box 2537
%Ay of
City of Salina
.A
9/04/2012 P.O. Box 736
Salina Kansas 67402-0736
cc
Salina
Receipt No. 000129025
Escrow Agr TRACT #28744-2 JOB #1999-1177 SPECIALS PREPAYMENT
553-0.00 557.000
Escrow Agr TRACT #28744-1 JOB #1998-1139 SPECIALS PREPAYMENT
553-000 557.000
Received from:
JENNIFER ADAMS/ROBERT UMSHEID
CHECK 64756 $2,060.98
WOLFFC
32.02
00
2,028.9
00 �j
$2,060.98