Renewal Revisedn Lincoln
Financial Groups
November 08, 2012
City of Salina
300 West Ash
Salina. KS 67401
Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.
RE: Renewal for Policy Number(s): 01- 0124979
The Lincoln National Life
Insurance Company
8801 Indian Hills Drive
Omaha, NE 68114-4066
toll free (800) 423 -2765
www.LFG.com
REVISED
We are proud to provide your company with quality group products and services at a cost that delivers
sound value.
Each renewal period, we analyze current benefit and rate structures to determine the appropriate rates for
continued group insurance protection for your valued employees. This process includes recalculation of the
premium rates to reflect factors like:
• plan features
• demographics
• nature of business
• experience
• any adjustments to our underlying rate structure
Based upon our review, your renewal rates, effective 1/1/2013, are as follows:
Coverage
Rate Basis
Current
Rate
Current
Monthly
Premium
Renewal
Rate
Renewal
Monthly
Premium
Renewal
Monthly
Premium
Change
Rate
Guarantee
Until
Life
per $1,000
0.140
$3,085.88
0.140
$3,085.88
$0.00
1/1/2015
Dependent Life
per dep unit
1.820
$742.56
1.820
$742.56
$0.00
1/1/2015
Dependent Life
per dep unit
2.000
$816.00
2.000
$816.00
$0.00
1/1/2015
Dependent Life
per dep unit
2.990
$1,219.92
2.990
$1,219.92
$0.00
1/1/2015
Premium Totals:
$5,864.36
$5,864.36
$0.00
The monthly premium shown is based upon current billed lives and volume.
We appreciate your business and look forward to the continued opportunity to meet your group insurance
needs. If you have any questions or if we can be of further assistance, please contact your local group
representative at 1- 866 - 422 -4487.
Sincerely,
Robert Thiele
Group Underwriting
cc: HARDMAN BENEFIT PLANS INC
8110 E 32ND ST NORTH #100
WICHITA, KS 67226
cc: Douglas S. Riggert
This letter serves as a policy amendment and should be kept with your policy.
Lincoln Financial Group focuses on making life easier for you by doing business
the way you want to do business - via the Web, telephone, IVR, e -mail and fax.
We are committed to being there when you need us!
Visit us on the web at www.lincoln4benefits.com or contact us at 1 (800) 423 -2765.